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5 Waterloo Gardens, Cardiff, CF23 5AA

How much is 5 Waterloo Gardens, Cardiff, CF23 5AA worth?

Estimated value — September 2026

£706,000

Likely range £706,000 £706,000

Latest recorded sale February 2000

0%

confidence

Low

Property details

Mid-terrace house

Waterloo Gardens · Cardiff · CF23 5AA

114 m²1,227 sq ftFloor area
before 1900Built
Mains gas boilerHeating

Energy performance

Current ratingD59
PotentialC73

Mains Gas (Not Community) · EPC 0685-3036-0207-5744-1200 · inspected March 2024

Address

District
Cardiff
County
Cardiff
See house prices in CF23

Value over time

  • Modelled value
  • Recorded sale
  • Today's estimate
£0£200k£400k£600k£800k2002200420062008201020122014201620182020202220242026£706,000

Modelled by indexing this property's most recent recorded sale, month by month, against the UK House Price Index for its area and property type. Earlier sales are shown as recorded. Today's estimate also blends in the other valuation methods, so it can sit a little off the line.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueRecorded sale
2000£166,237£152,000
2001£192,052
2002£238,747
2003£288,673
2004£360,116
2005£370,735
2006£394,896
2007£405,273
2008£360,587
2009£373,023
2010£374,577
2011£383,670
2012£388,186
2013£399,437
2014£437,430
2015£453,238
2016£466,330
2017£492,616
2018£514,173
2019£531,477
2020£555,284
2021£608,628
2022£685,722
2023£670,110
2024£683,915
2025£702,444
2026£706,422

Sale history

2000Sold
£152,000
2026Today — estimated
+364%£706,000

Mortgage calculator

£3,353

Estimated monthly repayment

£635,400

Loan amount

£571,663

Total interest

£1,207,063

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

5 Waterloo Gardens, Cardiff, CF23 5AA is a mid-terrace house on Waterloo Gardens in Cardiff. Stede's estimated value for September 2026 is £706,000. It is the average of 2 independent methods that re-index recorded sale prices to today. The confidence score is 0 out of 100 (low), based on how recent the most recent recorded sale is.

It last sold in February 2000 for £152,000. The current estimate is 364% higher than that price. The current owner has held it for about 26 years.

Its EPC energy-efficiency rating is band D (59 out of 100), with a potential of band C (73) after the recommended improvements. The certificate records a total floor area of 114 m² (1,227 sq ft). It was lodged in March 2024.

The modelled value is up 3% over the past year and up 19% over the past five years.

Among 10 nearby properties Stede tracks in the CF23 area, estimated values run from £200,000 to £764,000. This mid-terrace house's £706,000 sits toward the upper end of that range.

Common questions

How much is 5 Waterloo Gardens, Cardiff, CF23 5AA worth?

Stede estimates 5 Waterloo Gardens, Cardiff, CF23 5AA is worth £706,000 as of September 2026. The estimate is generated automatically from recorded sale prices and the UK House Price Index, and is not a formal valuation.

When did 5 Waterloo Gardens, Cardiff, CF23 5AA last sell?

It last sold in February 2000 for £152,000.

What type of property is 5 Waterloo Gardens, Cardiff, CF23 5AA?

It is recorded as a Mid-terrace house on Waterloo Gardens in the CF23 postcode area.

What is the EPC rating of 5 Waterloo Gardens, Cardiff, CF23 5AA?

5 Waterloo Gardens, Cardiff, CF23 5AA has an EPC energy-efficiency rating of band D (59 out of 100). Its potential rating after the recommended improvements is band C (73). The certificate records a floor area of 114 m² (1,227 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 0 out of 100 (low), which reflects how recent the most recent recorded sale is rather than local market volatility. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

Stede runs 2 independent methods that re-index this property's recorded sale prices to today using the House Price Index for its type and region, then takes the average. Full detail is on the methodology page.

How we calculated this

This estimate averages 2 valuation methods, each re-indexing recorded sale prices to today. The confidence score reflects how recent the most recent recorded sale is.

2

Valuation methods used

1

Recorded sales on file

2000

Most recent recorded sale

Read the full methodology and data sources →