How much is 1 Flat 3, Waterloo Gardens, Cardiff, CF23 5AA worth?
Estimated value — September 2026
£227,000
Likely range £227,000 – £227,000
Latest recorded sale September 2016
61%
confidence
Medium
Property details
Flat / Maisonette
Waterloo Gardens · Cardiff · CF23 5AA
Energy performance
Mains Gas (Not Community) · EPC 0200-0439-0622-1507-3353 · inspected July 2025
Address
- District
- Cardiff
- County
- Cardiff
Value over time
- Modelled value
- Recorded sale
- Today's estimate
Modelled by indexing this property's most recent recorded sale, month by month, against the UK House Price Index for its area and property type. Earlier sales are shown as recorded. Today's estimate also blends in the other valuation methods, so it can sit a little off the line.
View as a table
| Year | Modelled value | Recorded sale |
|---|---|---|
| 2016 | £180,039 | £180,000 |
| 2017 | £189,451 | — |
| 2018 | £193,493 | — |
| 2019 | £196,436 | — |
| 2020 | £196,942 | — |
| 2021 | £215,337 | — |
| 2022 | £235,176 | — |
| 2023 | £229,547 | — |
| 2024 | £230,956 | — |
| 2025 | £229,638 | — |
| 2026 | £227,409 | — |
Sale history
Mortgage calculator
£1,078
Estimated monthly repayment
£204,300
Loan amount
£183,807
Total interest
£388,107
Total repayable
A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.
Related properties
- 1 Flat 2, Waterloo Gardens, Cardiff, CF23 5AA£275,000 · 2018£324,000
- 1 Flat 1, Waterloo Gardens, Cardiff, CF23 5AA£280,000 · 2016£353,000
- Waterloo Garden Foodstore, 1, Waterloo Gardens, Cardiff, CF23 5AA£140,000 · 2016£200,000
- 29 Waterloo Gardens, Cardiff, CF23 5AA£600,000 · 2023£629,000
- 17 Waterloo Gardens, Cardiff, CF23 5AA£550,000 · 2023£583,000
- 19 Waterloo Gardens, Cardiff, CF23 5AA£475,000 · 2018£644,000
- 1A, Waterloo Gardens, Cardiff, CF23 5AA£325,000 · 2014£531,000
- 23 Waterloo Gardens, Cardiff, CF23 5AA£343,000 · 2011£632,000
- 15 Waterloo Gardens, Cardiff, CF23 5AA£385,000 · 2004£764,000
- 27 Waterloo Gardens, Cardiff, CF23 5AA£150,000 · 2001£607,000
About this property
1 Flat 3, Waterloo Gardens, Cardiff, CF23 5AA is a flat on Waterloo Gardens in Cardiff. Stede's estimated value for September 2026 is £227,000. It is the average of 2 independent methods that re-index recorded sale prices to today. The confidence score is 61 out of 100 (medium), based on how recent the most recent recorded sale is.
It last sold in September 2016 for £180,000. The current estimate is 26% higher than that price. The current owner has held it for about 10 years.
Its EPC energy-efficiency rating is band D (63 out of 100), with a potential of band C (75) after the recommended improvements. The certificate records a total floor area of 187 m² (2,013 sq ft). It was lodged in July 2025.
The modelled value is unchanged over the past year and up 6% over the past five years.
Among 10 nearby properties Stede tracks in the CF23 area, estimated values run from £200,000 to £764,000. This flat's £227,000 sits toward the lower end of that range.
Common questions
How much is 1 Flat 3, Waterloo Gardens, Cardiff, CF23 5AA worth?
Stede estimates 1 Flat 3, Waterloo Gardens, Cardiff, CF23 5AA is worth £227,000 as of September 2026. The estimate is generated automatically from recorded sale prices and the UK House Price Index, and is not a formal valuation.
When did 1 Flat 3, Waterloo Gardens, Cardiff, CF23 5AA last sell?
It last sold in September 2016 for £180,000.
What type of property is 1 Flat 3, Waterloo Gardens, Cardiff, CF23 5AA?
It is recorded as a Flat / Maisonette on Waterloo Gardens in the CF23 postcode area.
What is the EPC rating of 1 Flat 3, Waterloo Gardens, Cardiff, CF23 5AA?
1 Flat 3, Waterloo Gardens, Cardiff, CF23 5AA has an EPC energy-efficiency rating of band D (63 out of 100). Its potential rating after the recommended improvements is band C (75). The certificate records a floor area of 187 m² (2,013 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.
How reliable is this estimate?
The confidence score is 61 out of 100 (medium), which reflects how recent the most recent recorded sale is rather than local market volatility. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.
How does Stede calculate this estimate?
Stede runs 2 independent methods that re-index this property's recorded sale prices to today using the House Price Index for its type and region, then takes the average. Full detail is on the methodology page.
How we calculated this
This estimate averages 2 valuation methods, each re-indexing recorded sale prices to today. The confidence score reflects how recent the most recent recorded sale is.
2
Valuation methods used
1
Recorded sales on file
2016
Most recent recorded sale