How much is 1 Flat 2, Waterloo Gardens, Cardiff, CF23 5AA worth?
Estimated value — September 2026
£314,000
Likely range £304,000 – £324,000
Latest recorded sale November 2018
69%
confidence
Medium
Property details
Flat / Maisonette
Waterloo Gardens · Cardiff · CF23 5AA
Energy performance
Mains Gas · EPC 0267-2877-6617-0821-5345 · inspected September 2009
Address
- District
- Cardiff
- County
- Cardiff
Value over time
- Modelled value
- Recorded sale
- Today's estimate
Modelled by indexing this property's most recent recorded sale, month by month, against the UK House Price Index for its area and property type. Earlier sales are shown as recorded. Today's estimate also blends in the other valuation methods, so it can sit a little off the line.
View as a table
| Year | Modelled value | Recorded sale |
|---|---|---|
| 2017 | £269,721 | £235,000 |
| 2018 | £275,476 | £275,000 |
| 2019 | £279,666 | — |
| 2020 | £280,385 | — |
| 2021 | £306,575 | — |
| 2022 | £334,819 | — |
| 2023 | £326,805 | — |
| 2024 | £328,811 | — |
| 2025 | £326,935 | — |
| 2026 | £323,761 | — |
Sale history
Mortgage calculator
£1,491
Estimated monthly repayment
£282,600
Loan amount
£254,253
Total interest
£536,853
Total repayable
A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.
Related properties
- 1 Flat 1, Waterloo Gardens, Cardiff, CF23 5AA£280,000 · 2016£353,000
- 1 Flat 3, Waterloo Gardens, Cardiff, CF23 5AA£180,000 · 2016£227,000
- Waterloo Garden Foodstore, 1, Waterloo Gardens, Cardiff, CF23 5AA£140,000 · 2016£200,000
- 29 Waterloo Gardens, Cardiff, CF23 5AA£600,000 · 2023£629,000
- 17 Waterloo Gardens, Cardiff, CF23 5AA£550,000 · 2023£583,000
- 19 Waterloo Gardens, Cardiff, CF23 5AA£475,000 · 2018£644,000
- 1A, Waterloo Gardens, Cardiff, CF23 5AA£325,000 · 2014£531,000
- 23 Waterloo Gardens, Cardiff, CF23 5AA£343,000 · 2011£632,000
- 15 Waterloo Gardens, Cardiff, CF23 5AA£385,000 · 2004£764,000
- 27 Waterloo Gardens, Cardiff, CF23 5AA£150,000 · 2001£607,000
About this property
1 Flat 2, Waterloo Gardens, Cardiff, CF23 5AA is a flat on Waterloo Gardens in Cardiff. Stede's estimated value for September 2026 is £314,000. The likely range is £304,000 to £324,000. It is the average of 2 independent methods that re-index recorded sale prices to today. The confidence score is 69 out of 100 (medium), based on how recent the most recent recorded sale is.
It last sold in November 2018 for £275,000. It has 2 sales on record, the earliest in 2017. The current estimate is 14% higher than that price. The current owner has held it for about 8 years.
Its EPC energy-efficiency rating is band D (64 out of 100), with a potential of band C (69) after the recommended improvements. The certificate records a total floor area of 172 m² (1,851 sq ft). It was lodged in September 2009.
The modelled value is unchanged over the past year and up 6% over the past five years.
Among 10 nearby properties Stede tracks in the CF23 area, estimated values run from £200,000 to £764,000. This flat's £314,000 sits toward the lower end of that range.
Common questions
How much is 1 Flat 2, Waterloo Gardens, Cardiff, CF23 5AA worth?
Stede estimates 1 Flat 2, Waterloo Gardens, Cardiff, CF23 5AA is worth £314,000 as of September 2026, within a likely range of £304,000 to £324,000. The estimate is generated automatically from recorded sale prices and the UK House Price Index, and is not a formal valuation.
When did 1 Flat 2, Waterloo Gardens, Cardiff, CF23 5AA last sell?
It last sold in November 2018 for £275,000. There are 2 sales on record, the earliest in 2017.
What type of property is 1 Flat 2, Waterloo Gardens, Cardiff, CF23 5AA?
It is recorded as a Flat / Maisonette on Waterloo Gardens in the CF23 postcode area.
What is the EPC rating of 1 Flat 2, Waterloo Gardens, Cardiff, CF23 5AA?
1 Flat 2, Waterloo Gardens, Cardiff, CF23 5AA has an EPC energy-efficiency rating of band D (64 out of 100). Its potential rating after the recommended improvements is band C (69). The certificate records a floor area of 172 m² (1,851 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.
How reliable is this estimate?
The confidence score is 69 out of 100 (medium), which reflects how recent the most recent recorded sale is rather than local market volatility. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.
How does Stede calculate this estimate?
Stede runs 2 independent methods that re-index this property's recorded sale prices to today using the House Price Index for its type and region, then takes the average. Full detail is on the methodology page.
How we calculated this
This estimate averages 2 valuation methods, each re-indexing recorded sale prices to today. The confidence score reflects how recent the most recent recorded sale is.
2
Valuation methods used
2
Recorded sales on file
2018
Most recent recorded sale