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1A, Waterloo Gardens, Cardiff, CF23 5AA

How much is 1A, Waterloo Gardens, Cardiff, CF23 5AA worth?

Estimated value — September 2026

£531,000

Likely range £531,000 £531,000

Latest recorded sale September 2014

53%

confidence

Medium

Property details

Mid-terrace house

Waterloo Gardens · Cardiff · CF23 5AA

187 m²2,013 sq ftFloor area
1900-1929Built
Mains gas boilerHeating

Energy performance

Current ratingD63
PotentialC75

Mains Gas (Not Community) · EPC 0200-0439-0622-1507-3353 · inspected July 2025

Address

District
Cardiff
County
Cardiff
See house prices in CF23

Value over time

  • Modelled value
  • Recorded sale
  • Today's estimate
£300k£400k£500k£600k201520162017201820192020202120222023202420252026£531,000

Modelled by indexing this property's most recent recorded sale, month by month, against the UK House Price Index for its area and property type. Earlier sales are shown as recorded. Today's estimate also blends in the other valuation methods, so it can sit a little off the line.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueRecorded sale
2014£328,876£325,000
2015£340,761
2016£350,604
2017£370,367
2018£386,574
2019£399,584
2020£417,483
2021£457,589
2022£515,551
2023£503,813
2024£514,192
2025£528,123
2026£531,114

Sale history

2014Sold
£325,000
2026Today — estimated
+63%£531,000

Mortgage calculator

£2,522

Estimated monthly repayment

£477,900

Loan amount

£429,962

Total interest

£907,862

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

1A, Waterloo Gardens, Cardiff, CF23 5AA is a mid-terrace house on Waterloo Gardens in Cardiff. Stede's estimated value for September 2026 is £531,000. It is the average of 2 independent methods that re-index recorded sale prices to today. The confidence score is 53 out of 100 (medium), based on how recent the most recent recorded sale is.

It last sold in September 2014 for £325,000. The current estimate is 63% higher than that price. The current owner has held it for about 12 years.

Its EPC energy-efficiency rating is band D (63 out of 100), with a potential of band C (75) after the recommended improvements. The certificate records a total floor area of 187 m² (2,013 sq ft). It was lodged in July 2025.

The modelled value is up 3% over the past year and up 19% over the past five years.

Among 10 nearby properties Stede tracks in the CF23 area, estimated values run from £200,000 to £764,000. This mid-terrace house's £531,000 sits toward the lower end of that range.

Common questions

How much is 1A, Waterloo Gardens, Cardiff, CF23 5AA worth?

Stede estimates 1A, Waterloo Gardens, Cardiff, CF23 5AA is worth £531,000 as of September 2026. The estimate is generated automatically from recorded sale prices and the UK House Price Index, and is not a formal valuation.

When did 1A, Waterloo Gardens, Cardiff, CF23 5AA last sell?

It last sold in September 2014 for £325,000.

What type of property is 1A, Waterloo Gardens, Cardiff, CF23 5AA?

It is recorded as a Mid-terrace house on Waterloo Gardens in the CF23 postcode area.

What is the EPC rating of 1A, Waterloo Gardens, Cardiff, CF23 5AA?

1A, Waterloo Gardens, Cardiff, CF23 5AA has an EPC energy-efficiency rating of band D (63 out of 100). Its potential rating after the recommended improvements is band C (75). The certificate records a floor area of 187 m² (2,013 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 53 out of 100 (medium), which reflects how recent the most recent recorded sale is rather than local market volatility. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

Stede runs 2 independent methods that re-index this property's recorded sale prices to today using the House Price Index for its type and region, then takes the average. Full detail is on the methodology page.

How we calculated this

This estimate averages 2 valuation methods, each re-indexing recorded sale prices to today. The confidence score reflects how recent the most recent recorded sale is.

2

Valuation methods used

1

Recorded sales on file

2014

Most recent recorded sale

Read the full methodology and data sources →