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15 Waterloo Gardens, Cardiff, CF23 5AA

How much is 15 Waterloo Gardens, Cardiff, CF23 5AA worth?

Estimated value — September 2026

£771,000

Likely range £764,000 £778,000

Latest recorded sale September 2004

15%

confidence

Low

Property details

Semi-detached house

Waterloo Gardens · Cardiff · CF23 5AA

187 m²2,013 sq ftFloor area
1900-1929Built
Mains gas boilerHeating

Energy performance

Current ratingD63
PotentialC75

Mains Gas (Not Community) · EPC 0200-0439-0622-1507-3353 · inspected July 2025

Address

District
Cardiff
County
Cardiff
See house prices in CF23

Value over time

  • Modelled value
  • Recorded sale
  • Today's estimate
£0£200k£400k£600k£800k2002200420062008201020122014201620182020202220242026£771,000

Modelled by indexing this property's most recent recorded sale, month by month, against the UK House Price Index for its area and property type. Earlier sales are shown as recorded. Today's estimate also blends in the other valuation methods, so it can sit a little off the line.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueRecorded sale
2000£189,460£210,000
2001£218,015
2002£270,313
2003£320,523
2004£391,710£385,000
2005£399,435
2006£421,273
2007£430,694
2008£385,448
2009£396,404
2010£405,364
2011£417,184
2012£418,265
2013£432,169
2014£474,364
2015£494,650
2016£511,808
2017£540,719
2018£566,153
2019£587,946
2020£606,175
2021£665,489
2022£743,725
2023£731,104
2024£739,853
2025£757,702
2026£764,142

Sale history

2000Sold
£210,000
2004Sold
+83%£385,000
2026Today — estimated
+100%£771,000

Mortgage calculator

£3,662

Estimated monthly repayment

£693,900

Loan amount

£624,295

Total interest

£1,318,195

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

15 Waterloo Gardens, Cardiff, CF23 5AA is a semi-detached house on Waterloo Gardens in Cardiff. Stede's estimated value for September 2026 is £771,000. The likely range is £764,000 to £778,000. It is the average of 2 independent methods that re-index recorded sale prices to today. The confidence score is 15 out of 100 (low), based on how recent the most recent recorded sale is.

It last sold in September 2004 for £385,000. It has 2 sales on record, the earliest in 2000. The current estimate is 100% higher than that price. The current owner has held it for about 22 years.

Its EPC energy-efficiency rating is band D (63 out of 100), with a potential of band C (75) after the recommended improvements. The certificate records a total floor area of 187 m² (2,013 sq ft). It was lodged in July 2025.

The modelled value is up 3% over the past year and up 20% over the past five years.

Among 10 nearby properties Stede tracks in the CF23 area, estimated values run from £200,000 to £706,000. This semi-detached house's £771,000 sits above that range.

Common questions

How much is 15 Waterloo Gardens, Cardiff, CF23 5AA worth?

Stede estimates 15 Waterloo Gardens, Cardiff, CF23 5AA is worth £771,000 as of September 2026, within a likely range of £764,000 to £778,000. The estimate is generated automatically from recorded sale prices and the UK House Price Index, and is not a formal valuation.

When did 15 Waterloo Gardens, Cardiff, CF23 5AA last sell?

It last sold in September 2004 for £385,000. There are 2 sales on record, the earliest in 2000.

What type of property is 15 Waterloo Gardens, Cardiff, CF23 5AA?

It is recorded as a Semi-detached house on Waterloo Gardens in the CF23 postcode area.

What is the EPC rating of 15 Waterloo Gardens, Cardiff, CF23 5AA?

15 Waterloo Gardens, Cardiff, CF23 5AA has an EPC energy-efficiency rating of band D (63 out of 100). Its potential rating after the recommended improvements is band C (75). The certificate records a floor area of 187 m² (2,013 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 15 out of 100 (low), which reflects how recent the most recent recorded sale is rather than local market volatility. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

Stede runs 2 independent methods that re-index this property's recorded sale prices to today using the House Price Index for its type and region, then takes the average. Full detail is on the methodology page.

How we calculated this

This estimate averages 2 valuation methods, each re-indexing recorded sale prices to today. The confidence score reflects how recent the most recent recorded sale is.

2

Valuation methods used

2

Recorded sales on file

2004

Most recent recorded sale

Read the full methodology and data sources →