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55 High Road, Cotton End, Bedford, MK45 3AA

How much is 55 High Road, Cotton End, Bedford, MK45 3AA worth?

Estimated value — July 2026

£524,000

Likely range £476,000 – £646,000Four in five similar homes sold within their range when we tested it.

Latest recorded sale February 2022

73%

confidence

High

Typically within 7% of the sale price

Property details

Detached house

High Road · Bedford · MK45 3AA

128 m²1,378 sq ftFloor area
2003-2006Built
Mains gas boilerHeating

Energy performance

Current ratingC77
PotentialB85

Mains Gas (Not Community) · EPC 9995-2200-3609-4615-2200 · inspected November 2021

Address

District
Bedford
County
Bedford
See house prices in MK45 →

Value over time

  • Modelled value
  • Recorded sale
  • Today's estimate
£460k£480k£500k£520k£540k2023202420252026£524,000

Modelled by indexing this property's most recent recorded sale, month by month, against the UK House Price Index for its area and property type. Earlier sales are shown as recorded. Today's estimate also uses the property's earlier sales, so it can sit a little off the line.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueRecorded sale
2022£498,635£470,000
2023£489,638—
2024£495,219—
2025£516,411—
2026£524,069—

Sale history

2022Sold
£470,000
2026Today — estimated
+11%£524,000

Mortgage calculator

£2,812

Estimated monthly repayment

£471,600

Loan amount

£540,842

Total interest

£1,012,442

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

55 High Road, Cotton End, Bedford, MK45 3AA is a detached house on High Road in Bedford. Stede's estimated value for July 2026 is £524,000. Four in five similar homes sold within their likely range when tested; for this property that range is £476,000 to £646,000. It re-indexes the property's recorded sale prices to today using the UK House Price Index. The confidence score is 73 out of 100 (high): estimates like this one are typically within 7% of the eventual sale price.

It last sold in February 2022 for £470,000. The current estimate is 11% higher than that price. The current owner has held it for about 4 years.

Its EPC energy-efficiency rating is band C (77 out of 100), with a potential of band B (85) after the recommended improvements. The certificate records a total floor area of 128 m² (1,378 sq ft). It was lodged in November 2021.

The modelled value is up 4% over the past year.

Among 7 nearby properties Stede tracks in the MK45 area, estimated values run from £224,000 to £654,000. This detached house's £524,000 sits toward the upper end of that range.

Common questions

How much is 55 High Road, Cotton End, Bedford, MK45 3AA worth?

Stede estimates 55 High Road, Cotton End, Bedford, MK45 3AA is worth £524,000 as of July 2026, within a likely range of £476,000 to £646,000. The estimate is generated automatically from recorded sale prices and the UK House Price Index, and is not a formal valuation.

When did 55 High Road, Cotton End, Bedford, MK45 3AA last sell?

It last sold in February 2022 for £470,000.

What type of property is 55 High Road, Cotton End, Bedford, MK45 3AA?

It is recorded as a Detached house on High Road in the MK45 postcode area.

What is the EPC rating of 55 High Road, Cotton End, Bedford, MK45 3AA?

55 High Road, Cotton End, Bedford, MK45 3AA has an EPC energy-efficiency rating of band C (77 out of 100). Its potential rating after the recommended improvements is band B (85). The certificate records a floor area of 128 m² (1,378 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 73 out of 100 (high). Tested against real sales of similar homes, estimates like this one are typically within 7% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

Stede re-indexes this property's recorded sale prices to today using the House Price Index for its type and region, and tests the result against real sales to set the likely range and confidence. Full detail is on the methodology page.

How we calculated this

This estimate re-indexes the property's recorded sale prices to today with the UK House Price Index for its area and type. Its range and confidence come from testing the same method against 38,032 real sales of similar homes.

2

Valuation methods used

1

Recorded sales on file

2022

Most recent recorded sale

Read the full methodology and data sources →