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40 Cowdray Close, Luton, LU2 8QS

How much is 40 Cowdray Close, Luton, LU2 8QS worth?

Estimated value — September 2026

£243,000

Likely range £236,000 £249,000

Latest recorded sale August 2008

30%

confidence

Low

Property details

Mid-terrace house

Cowdray Close · Luton · LU2 8QS

86 m²926 sq ftFloor area
1967-1975Built
Mains gas boilerHeating

Energy performance

Current ratingD59
PotentialB87

Mains Gas (Not Community) · EPC 0665-2800-7016-9428-8061 · inspected September 2018

Address

District
Luton
County
Luton
See house prices in LU2

Value over time

  • Modelled value
  • Recorded sale
  • Today's estimate
£100k£150k£200k£250k20062008201020122014201620182020202220242026£243,000

Modelled by indexing this property's most recent recorded sale, month by month, against the UK House Price Index for its area and property type. Earlier sales are shown as recorded. Today's estimate also blends in the other valuation methods, so it can sit a little off the line.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueRecorded sale
2004£111,357£123,000
2005£114,764
2006£124,315
2007£134,955
2008£112,655£130,000
2009£118,546
2010£117,797
2011£118,294
2012£119,896
2013£123,695
2014£138,812
2015£162,733
2016£181,105
2017£194,043
2018£193,543
2019£187,973
2020£196,682
2021£216,108
2022£230,122
2023£220,861
2024£226,626
2025£234,545
2026£235,944

Sale history

2004Sold
£123,000
2008Sold
+6%£130,000
2026Today — estimated
+87%£243,000

Mortgage calculator

£1,154

Estimated monthly repayment

£218,700

Loan amount

£196,762

Total interest

£415,462

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

40 Cowdray Close, Luton, LU2 8QS is a mid-terrace house on Cowdray Close in Luton. Stede's estimated value for September 2026 is £243,000. The likely range is £236,000 to £249,000. It is the average of 2 independent methods that re-index recorded sale prices to today. The confidence score is 30 out of 100 (low), based on how recent the most recent recorded sale is.

It last sold in August 2008 for £130,000. It has 2 sales on record, the earliest in 2004. The current estimate is 87% higher than that price. The current owner has held it for about 18 years.

Its EPC energy-efficiency rating is band D (59 out of 100), with a potential of band B (87) after the recommended improvements. The certificate records a total floor area of 86 m² (926 sq ft). It was lodged in September 2018.

The modelled value is up 4% over the past year and up 17% over the past five years.

Among 10 nearby properties Stede tracks in the LU2 area, estimated values run from £263,000 to £287,000. This mid-terrace house's £243,000 sits below that range.

Common questions

How much is 40 Cowdray Close, Luton, LU2 8QS worth?

Stede estimates 40 Cowdray Close, Luton, LU2 8QS is worth £243,000 as of September 2026, within a likely range of £236,000 to £249,000. The estimate is generated automatically from recorded sale prices and the UK House Price Index, and is not a formal valuation.

When did 40 Cowdray Close, Luton, LU2 8QS last sell?

It last sold in August 2008 for £130,000. There are 2 sales on record, the earliest in 2004.

What type of property is 40 Cowdray Close, Luton, LU2 8QS?

It is recorded as a Mid-terrace house on Cowdray Close in the LU2 postcode area.

What is the EPC rating of 40 Cowdray Close, Luton, LU2 8QS?

40 Cowdray Close, Luton, LU2 8QS has an EPC energy-efficiency rating of band D (59 out of 100). Its potential rating after the recommended improvements is band B (87). The certificate records a floor area of 86 m² (926 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 30 out of 100 (low), which reflects how recent the most recent recorded sale is rather than local market volatility. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

Stede runs 2 independent methods that re-index this property's recorded sale prices to today using the House Price Index for its type and region, then takes the average. Full detail is on the methodology page.

How we calculated this

This estimate averages 2 valuation methods, each re-indexing recorded sale prices to today. The confidence score reflects how recent the most recent recorded sale is.

2

Valuation methods used

2

Recorded sales on file

2008

Most recent recorded sale

Read the full methodology and data sources →