Stede Logo

Stede

38 Cowdray Close, Luton, LU2 8QS

How much is 38 Cowdray Close, Luton, LU2 8QS worth?

Estimated value — September 2026

£276,000

Likely range £276,000 £276,000

Latest recorded sale December 1996

0%

confidence

Low

Property details

Mid-terrace house

Cowdray Close · Luton · LU2 8QS

54 m²581 sq ftFloor area
1976-1982Built
Electric storage heatersHeating

Energy performance

Current ratingD66
PotentialC77

Electricity (Not Community) · EPC 0348-0081-7221-0712-3924 · inspected September 2012

Address

District
Luton
County
Luton
See house prices in LU2

Value over time

  • Modelled value
  • Today's estimate
£0£100k£200k£300k20002002200420062008201020122014201620182020202220242026£276,000

Modelled by indexing this property's most recent recorded sale, month by month, against the UK House Price Index for its area and property type. Earlier sales are shown as recorded. Today's estimate also blends in the other valuation methods, so it can sit a little off the line.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled value
2000£68,344
2001£77,663
2002£102,509
2003£115,951
2004£130,198
2005£134,183
2006£145,349
2007£157,789
2008£131,716
2009£138,604
2010£137,729
2011£138,309
2012£140,182
2013£144,624
2014£162,299
2015£190,268
2016£211,748
2017£226,876
2018£226,290
2019£219,778
2020£229,961
2021£252,673
2022£269,059
2023£258,231
2024£264,971
2025£274,230
2026£275,866

Sale history

1996Sold
£39,000
2026Today — estimated
+608%£276,000

Mortgage calculator

£1,311

Estimated monthly repayment

£248,400

Loan amount

£223,483

Total interest

£471,883

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

38 Cowdray Close, Luton, LU2 8QS is a mid-terrace house on Cowdray Close in Luton. Stede's estimated value for September 2026 is £276,000. It is the average of 2 independent methods that re-index recorded sale prices to today. The confidence score is 0 out of 100 (low), based on how recent the most recent recorded sale is.

It last sold in December 1996 for £39,000. The current estimate is 608% higher than that price. The current owner has held it for about 30 years.

Its EPC energy-efficiency rating is band D (66 out of 100), with a potential of band C (77) after the recommended improvements. The certificate records a total floor area of 54 m² (581 sq ft). It was lodged in September 2012.

The modelled value is up 4% over the past year and up 17% over the past five years.

Among 10 nearby properties Stede tracks in the LU2 area, estimated values run from £263,000 to £298,000. This mid-terrace house's £276,000 sits around the middle of that range.

Common questions

How much is 38 Cowdray Close, Luton, LU2 8QS worth?

Stede estimates 38 Cowdray Close, Luton, LU2 8QS is worth £276,000 as of September 2026. The estimate is generated automatically from recorded sale prices and the UK House Price Index, and is not a formal valuation.

When did 38 Cowdray Close, Luton, LU2 8QS last sell?

It last sold in December 1996 for £39,000.

What type of property is 38 Cowdray Close, Luton, LU2 8QS?

It is recorded as a Mid-terrace house on Cowdray Close in the LU2 postcode area.

What is the EPC rating of 38 Cowdray Close, Luton, LU2 8QS?

38 Cowdray Close, Luton, LU2 8QS has an EPC energy-efficiency rating of band D (66 out of 100). Its potential rating after the recommended improvements is band C (77). The certificate records a floor area of 54 m² (581 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 0 out of 100 (low), which reflects how recent the most recent recorded sale is rather than local market volatility. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

Stede runs 2 independent methods that re-index this property's recorded sale prices to today using the House Price Index for its type and region, then takes the average. Full detail is on the methodology page.

How we calculated this

This estimate averages 2 valuation methods, each re-indexing recorded sale prices to today. The confidence score reflects how recent the most recent recorded sale is.

2

Valuation methods used

1

Recorded sales on file

1996

Most recent recorded sale

Read the full methodology and data sources →