How much is 20 Finch Close, Luton, LU4 0XP worth?
Estimated value — September 2026
£280,000
Likely range £274,000 – £286,000
Latest recorded sale November 2022
84%
confidence
High
Property details
Semi-detached house
Finch Close · Luton · LU4 0XP
Energy performance
Mains Gas (Not Community) · EPC 0884-1001-0283-6862-4200 · inspected July 2022
Address
- District
- Luton
- County
- Luton
Value over time
- Modelled value
- Recorded sale
- Today's estimate
Modelled by indexing this property's most recent recorded sale, month by month, against the UK House Price Index for its area and property type. Earlier sales are shown as recorded. Today's estimate also blends in the other valuation methods, so it can sit a little off the line.
View as a table
| Year | Modelled value | Recorded sale |
|---|---|---|
| 2002 | £109,825 | £45,260 |
| 2003 | £122,379 | — |
| 2004 | £134,007 | — |
| 2005 | £135,394 | — |
| 2006 | £145,476 | £137,995 |
| 2007 | £156,896 | — |
| 2008 | £131,449 | — |
| 2009 | £138,260 | — |
| 2010 | £139,228 | — |
| 2011 | £140,810 | £130,000 |
| 2012 | £141,415 | — |
| 2013 | £146,949 | — |
| 2014 | £164,882 | — |
| 2015 | £194,369 | — |
| 2016 | £217,685 | — |
| 2017 | £233,926 | — |
| 2018 | £234,453 | £226,000 |
| 2019 | £228,065 | — |
| 2020 | £236,830 | — |
| 2021 | £261,578 | — |
| 2022 | £276,967 | £280,000 |
| 2023 | £267,808 | — |
| 2024 | £272,792 | — |
| 2025 | £282,838 | — |
| 2026 | £286,178 | — |
Sale history
Mortgage calculator
£1,330
Estimated monthly repayment
£252,000
Loan amount
£226,722
Total interest
£478,722
Total repayable
A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.
Related properties
- 9 Finch Close, Luton, LU4 0XP£260,000 · 2026£271,000
- 16 Finch Close, Luton, LU4 0XP£268,000 · 2024£288,000
- 14 Finch Close, Luton, LU4 0XP£265,000 · 2022£286,000
- 11 Finch Close, Luton, LU4 0XP£123,000 · 2005£259,000
- 18 Finch Close, Luton, LU4 0XP£69,995 · 2001£269,000
- 15 Finch Close, Luton, LU4 0XP£55,500 · 1999£268,000
- 13 Finch Close, Luton, LU4 0XP£210,000 · 2018£255,000
- 19 Finch Close, Luton, LU4 0XP£120,000 · 2010£245,000
- 1 Finch Close, Luton, LU4 0XP£200,000 · 2026£204,000
- 3 Finch Close, Luton, LU4 0XP£141,485 · 2026—
About this property
20 Finch Close, Luton, LU4 0XP is a semi-detached house on Finch Close in Luton. Stede's estimated value for September 2026 is £280,000. The likely range is £274,000 to £286,000. It is the average of 2 independent methods that re-index recorded sale prices to today. The confidence score is 84 out of 100 (high), based on how recent the most recent recorded sale is.
It last sold in November 2022 for £280,000. It has 5 sales on record, the earliest in 2002. The current estimate is in line with that price. The current owner has held it for about 4 years.
Its EPC energy-efficiency rating is band C (72 out of 100), with a potential of band B (89) after the recommended improvements. The certificate records a total floor area of 53 m² (570 sq ft). It was lodged in July 2022.
The modelled value is up 4% over the past year and up 19% over the past five years.
Among 9 nearby properties Stede tracks in the LU4 area, estimated values run from £204,000 to £288,000. This semi-detached house's £280,000 sits around the middle of that range.
Common questions
How much is 20 Finch Close, Luton, LU4 0XP worth?
Stede estimates 20 Finch Close, Luton, LU4 0XP is worth £280,000 as of September 2026, within a likely range of £274,000 to £286,000. The estimate is generated automatically from recorded sale prices and the UK House Price Index, and is not a formal valuation.
When did 20 Finch Close, Luton, LU4 0XP last sell?
It last sold in November 2022 for £280,000. There are 5 sales on record, the earliest in 2002.
What type of property is 20 Finch Close, Luton, LU4 0XP?
It is recorded as a Semi-detached house on Finch Close in the LU4 postcode area.
What is the EPC rating of 20 Finch Close, Luton, LU4 0XP?
20 Finch Close, Luton, LU4 0XP has an EPC energy-efficiency rating of band C (72 out of 100). Its potential rating after the recommended improvements is band B (89). The certificate records a floor area of 53 m² (570 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.
How reliable is this estimate?
The confidence score is 84 out of 100 (high), which reflects how recent the most recent recorded sale is rather than local market volatility. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.
How does Stede calculate this estimate?
Stede runs 2 independent methods that re-index this property's recorded sale prices to today using the House Price Index for its type and region, then takes the average. Full detail is on the methodology page.
How we calculated this
This estimate averages 2 valuation methods, each re-indexing recorded sale prices to today. The confidence score reflects how recent the most recent recorded sale is.
2
Valuation methods used
5
Recorded sales on file
2022
Most recent recorded sale