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1 Finch Close, Luton, LU4 0XP

How much is 1 Finch Close, Luton, LU4 0XP worth?

Estimated value — September 2026

£219,000

Likely range £204,000 £234,000

Latest recorded sale May 2026

100%

confidence

High

Property details

Semi-detached house

Finch Close · Luton · LU4 0XP

103 m²1,109 sq ftFloor area
1967-1975Built
Mains gas boilerHeating

Energy performance

Current ratingD65
PotentialC73

Mains Gas (Not Community) · EPC 0495-3060-3204-1176-7204 · inspected April 2026

Address

District
Luton
County
Luton
See house prices in LU4

Value over time

  • Modelled value
  • Recorded sale
  • Today's estimate
£0£50k£100k£150k£200k£250k20002002200420062008201020122014201620182020202220242026£219,000

Modelled by indexing this property's most recent recorded sale, month by month, against the UK House Price Index for its area and property type. Earlier sales are shown as recorded. Today's estimate also blends in the other valuation methods, so it can sit a little off the line.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueRecorded sale
2000£52,281£69,995
2001£59,130
2002£78,135
2003£87,067
2004£95,340
2005£96,327
2006£103,499
2007£111,624£177,995
2008£93,519
2009£98,365
2010£99,054
2011£100,180
2012£100,610
2013£104,547
2014£117,306
2015£138,285
2016£154,873
2017£166,427
2018£166,802
2019£162,257
2020£168,493
2021£186,101
2022£197,049
2023£190,533
2024£194,078
2025£201,226
2026£203,602£200,000

Sale history

1998Sold
£47,500
2000Sold
+47%£69,995
2007Sold
+154%£177,995
2026Sold
+12%£200,000
2026Today — estimated
+10%£219,000

Mortgage calculator

£1,040

Estimated monthly repayment

£197,100

Loan amount

£177,329

Total interest

£374,429

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

1 Finch Close, Luton, LU4 0XP is a semi-detached house on Finch Close in Luton. Stede's estimated value for September 2026 is £219,000. The likely range is £204,000 to £234,000. It is the average of 2 independent methods that re-index recorded sale prices to today. The confidence score is 100 out of 100 (high), based on how recent the most recent recorded sale is.

It last sold in May 2026 for £200,000. It has 4 sales on record, the earliest in 1998. The current estimate is 10% higher than that price.

Its EPC energy-efficiency rating is band D (65 out of 100), with a potential of band C (73) after the recommended improvements. The certificate records a total floor area of 103 m² (1,109 sq ft). It was lodged in April 2026.

The modelled value is up 4% over the past year and up 19% over the past five years.

Among 9 nearby properties Stede tracks in the LU4 area, estimated values run from £245,000 to £288,000. This semi-detached house's £219,000 sits below that range.

Common questions

How much is 1 Finch Close, Luton, LU4 0XP worth?

Stede estimates 1 Finch Close, Luton, LU4 0XP is worth £219,000 as of September 2026, within a likely range of £204,000 to £234,000. The estimate is generated automatically from recorded sale prices and the UK House Price Index, and is not a formal valuation.

When did 1 Finch Close, Luton, LU4 0XP last sell?

It last sold in May 2026 for £200,000. There are 4 sales on record, the earliest in 1998.

What type of property is 1 Finch Close, Luton, LU4 0XP?

It is recorded as a Semi-detached house on Finch Close in the LU4 postcode area.

What is the EPC rating of 1 Finch Close, Luton, LU4 0XP?

1 Finch Close, Luton, LU4 0XP has an EPC energy-efficiency rating of band D (65 out of 100). Its potential rating after the recommended improvements is band C (73). The certificate records a floor area of 103 m² (1,109 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 100 out of 100 (high), which reflects how recent the most recent recorded sale is rather than local market volatility. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

Stede runs 2 independent methods that re-index this property's recorded sale prices to today using the House Price Index for its type and region, then takes the average. Full detail is on the methodology page.

How we calculated this

This estimate averages 2 valuation methods, each re-indexing recorded sale prices to today. The confidence score reflects how recent the most recent recorded sale is.

2

Valuation methods used

4

Recorded sales on file

2026

Most recent recorded sale

Read the full methodology and data sources →