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14 Chiltern Gardens, Luton, LU4 9RL

How much is 14 Chiltern Gardens, Luton, LU4 9RL worth?

Estimated value — September 2026

£190,000

Likely range £188,000 £191,000

Latest recorded sale September 2021

80%

confidence

High

Property details

Mid-terrace house

Chiltern Gardens · Luton · LU4 9RL

39 m²420 sq ftFloor area
1983-1990Built
Electric heat pumpHeating

Energy performance

Current ratingC77
PotentialB83

Electricity (Not Community) · EPC 6815-6035-3002-0108-8506 · inspected August 2025

Address

District
Luton
County
Luton
See house prices in LU4

Value over time

  • Modelled value
  • Recorded sale
  • Today's estimate
£50k£100k£150k£200k2008201020122014201620182020202220242026£190,000

Modelled by indexing this property's most recent recorded sale, month by month, against the UK House Price Index for its area and property type. Earlier sales are shown as recorded. Today's estimate also blends in the other valuation methods, so it can sit a little off the line.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueRecorded sale
2007£107,678£105,500
2008£89,885
2009£94,586
2010£93,988
2011£94,385
2012£95,663
2013£98,694
2014£110,756
2015£129,842
2016£144,501
2017£154,824
2018£154,424
2019£149,980
2020£156,929
2021£172,429£165,000
2022£183,611
2023£176,221
2024£180,821
2025£187,140
2026£188,256

Sale history

2007Sold
£105,500
2021Sold
+56%£165,000
2026Today — estimated
+15%£190,000

Mortgage calculator

£902

Estimated monthly repayment

£171,000

Loan amount

£153,847

Total interest

£324,847

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

14 Chiltern Gardens, Luton, LU4 9RL is a mid-terrace house on Chiltern Gardens in Luton. Stede's estimated value for September 2026 is £190,000. The likely range is £188,000 to £191,000. It is the average of 2 independent methods that re-index recorded sale prices to today. The confidence score is 80 out of 100 (high), based on how recent the most recent recorded sale is.

It last sold in September 2021 for £165,000. It has 2 sales on record, the earliest in 2007. The current estimate is 15% higher than that price. The current owner has held it for about 5 years.

Its EPC energy-efficiency rating is band C (77 out of 100), with a potential of band B (83) after the recommended improvements. The certificate records a total floor area of 39 m² (420 sq ft). It was lodged in August 2025.

The modelled value is up 4% over the past year and up 17% over the past five years.

Among 10 nearby properties Stede tracks in the LU4 area, estimated values run from £177,000 to £205,000. This mid-terrace house's £190,000 sits around the middle of that range.

Common questions

How much is 14 Chiltern Gardens, Luton, LU4 9RL worth?

Stede estimates 14 Chiltern Gardens, Luton, LU4 9RL is worth £190,000 as of September 2026, within a likely range of £188,000 to £191,000. The estimate is generated automatically from recorded sale prices and the UK House Price Index, and is not a formal valuation.

When did 14 Chiltern Gardens, Luton, LU4 9RL last sell?

It last sold in September 2021 for £165,000. There are 2 sales on record, the earliest in 2007.

What type of property is 14 Chiltern Gardens, Luton, LU4 9RL?

It is recorded as a Mid-terrace house on Chiltern Gardens in the LU4 postcode area.

What is the EPC rating of 14 Chiltern Gardens, Luton, LU4 9RL?

14 Chiltern Gardens, Luton, LU4 9RL has an EPC energy-efficiency rating of band C (77 out of 100). Its potential rating after the recommended improvements is band B (83). The certificate records a floor area of 39 m² (420 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 80 out of 100 (high), which reflects how recent the most recent recorded sale is rather than local market volatility. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

Stede runs 2 independent methods that re-index this property's recorded sale prices to today using the House Price Index for its type and region, then takes the average. Full detail is on the methodology page.

How we calculated this

This estimate averages 2 valuation methods, each re-indexing recorded sale prices to today. The confidence score reflects how recent the most recent recorded sale is.

2

Valuation methods used

2

Recorded sales on file

2021

Most recent recorded sale

Read the full methodology and data sources →