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12 Chiltern Gardens, Luton, LU4 9RL

How much is 12 Chiltern Gardens, Luton, LU4 9RL worth?

Estimated value — September 2026

£182,000

Likely range £181,000 £183,000

Latest recorded sale February 2005

19%

confidence

Low

Property details

Mid-terrace house

Chiltern Gardens · Luton · LU4 9RL

39 m²420 sq ftFloor area
1983-1990Built
Electric room heatersHeating

Energy performance

Current ratingD65
PotentialA97

Electricity (Not Community) · EPC 8109-6514-6729-1907-7233 · inspected February 2017

Address

District
Luton
County
Luton
See house prices in LU4

Value over time

  • Modelled value
  • Recorded sale
  • Today's estimate
£0£50k£100k£150k£200k2002200420062008201020122014201620182020202220242026£182,000

Modelled by indexing this property's most recent recorded sale, month by month, against the UK House Price Index for its area and property type. Earlier sales are shown as recorded. Today's estimate also blends in the other valuation methods, so it can sit a little off the line.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueRecorded sale
2000£45,250£45,750
2001£51,420£50,000
2002£67,870
2003£76,770£72,000
2004£86,203
2005£88,841£87,000
2006£96,234
2007£104,471
2008£87,208
2009£91,768
2010£91,189
2011£91,573
2012£92,813
2013£95,754
2014£107,457
2015£125,974
2016£140,197
2017£150,212
2018£149,825
2019£145,513
2020£152,255
2021£167,293
2022£178,141
2023£170,972
2024£175,435
2025£181,565
2026£182,648

Sale history

2000Sold
£45,750
2001Sold
+9%£50,000
2003Sold
+44%£72,000
2005Sold
+21%£87,000
2026Today — estimated
+109%£182,000

Mortgage calculator

£864

Estimated monthly repayment

£163,800

Loan amount

£147,369

Total interest

£311,169

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

12 Chiltern Gardens, Luton, LU4 9RL is a mid-terrace house on Chiltern Gardens in Luton. Stede's estimated value for September 2026 is £182,000. The likely range is £181,000 to £183,000. It is the average of 2 independent methods that re-index recorded sale prices to today. The confidence score is 19 out of 100 (low), based on how recent the most recent recorded sale is.

It last sold in February 2005 for £87,000. It has 4 sales on record, the earliest in 2000. The current estimate is 109% higher than that price. The current owner has held it for about 21 years.

Its EPC energy-efficiency rating is band D (65 out of 100), with a potential of band A (97) after the recommended improvements. The certificate records a total floor area of 39 m² (420 sq ft). It was lodged in February 2017.

The modelled value is up 4% over the past year and up 17% over the past five years.

Among 10 nearby properties Stede tracks in the LU4 area, estimated values run from £177,000 to £224,000. This mid-terrace house's £182,000 sits around the middle of that range.

Common questions

How much is 12 Chiltern Gardens, Luton, LU4 9RL worth?

Stede estimates 12 Chiltern Gardens, Luton, LU4 9RL is worth £182,000 as of September 2026, within a likely range of £181,000 to £183,000. The estimate is generated automatically from recorded sale prices and the UK House Price Index, and is not a formal valuation.

When did 12 Chiltern Gardens, Luton, LU4 9RL last sell?

It last sold in February 2005 for £87,000. There are 4 sales on record, the earliest in 2000.

What type of property is 12 Chiltern Gardens, Luton, LU4 9RL?

It is recorded as a Mid-terrace house on Chiltern Gardens in the LU4 postcode area.

What is the EPC rating of 12 Chiltern Gardens, Luton, LU4 9RL?

12 Chiltern Gardens, Luton, LU4 9RL has an EPC energy-efficiency rating of band D (65 out of 100). Its potential rating after the recommended improvements is band A (97). The certificate records a floor area of 39 m² (420 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 19 out of 100 (low), which reflects how recent the most recent recorded sale is rather than local market volatility. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

Stede runs 2 independent methods that re-index this property's recorded sale prices to today using the House Price Index for its type and region, then takes the average. Full detail is on the methodology page.

How we calculated this

This estimate averages 2 valuation methods, each re-indexing recorded sale prices to today. The confidence score reflects how recent the most recent recorded sale is.

2

Valuation methods used

4

Recorded sales on file

2005

Most recent recorded sale

Read the full methodology and data sources →