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Cairn Mill, Flat 5, Waters Meet, Warwick Bridge, Carlisle, Cumbria, CA4 8RT

How much is Cairn Mill, Flat 5, Waters Meet, Warwick Bridge, Carlisle, Cumbria, CA4 8RT worth?

Estimated value — November 2026

£145,000

Likely range £103,000 – £181,000Four in five similar homes sold within their range when we tested it.

Latest recorded sale July 2006

47%

confidence

Medium

Typically within 13% of the sale price

Property details

Flat / Maisonette

Waters Meet · Carlisle · CA4 8RT

77 m²829 sq ftFloor area
1991-1995Built
Electric room heatersHeating

Energy performance

Current ratingD55
PotentialC76

Electricity (Not Community) · EPC 8540-6027-5890-6855-8296 · inspected March 2020

Address

District
Carlisle
County
Cumbria
See house prices in CA4 →

Value over time

  • Modelled value
  • Recorded sale
  • Projected
  • Likely range (80%)
  • Today's estimate
£0£50k£100k£150k£200k20002002200420062008201020122014201620182020202220242026£145,000

Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueLikely rangeRecorded sale
2000£56,139£49,068 – £66,802—
2001£57,050£49,688 – £65,923—
2002£66,356£57,356 – £76,396—
2003£85,751£74,502 – £98,932—
2004£105,187£91,869 – £123,597—
2005£109,500£94,486 – £138,563—
2006£112,260£96,009 – £145,045£110,000
2007£119,658£103,169 – £142,043—
2008£109,598£93,233 – £127,779—
2009£109,842£91,958 – £128,265—
2010£107,799£88,840 – £126,656—
2011£101,950£82,764 – £120,776—
2012£99,510£79,691 – £118,431—
2013£100,088£79,219 – £119,398—
2014£103,477£80,931 – £123,898—
2015£105,916£81,755 – £127,506—
2016£109,153£83,182 – £132,138—
2017£114,648£86,385 – £139,529—
2018£113,621£84,889 – £139,055—
2019£112,672£83,651 – £138,548—
2020£117,731£86,799 – £145,552—
2021£124,440£91,162 – £154,378—
2022£137,712£105,106 – £165,660—
2023£139,445£104,417 – £169,469—
2024£143,083£105,078 – £175,659—
2025£146,736£105,644 – £181,958—
2026£145,000£103,000 – £181,000—

Sale history

1999Sold
£55,000
2006Sold
+100%£110,000
2026Today — estimated
+32%£145,000

Mortgage calculator

£778

Estimated monthly repayment

£130,500

Loan amount

£149,660

Total interest

£280,160

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

Cairn Mill, Flat 5, Waters Meet, Warwick Bridge, Carlisle, Cumbria, CA4 8RT is a flat on Waters Meet in Carlisle, Cumbria. Stede's estimated value for November 2026 is £145,000. Four in five similar homes sold within their likely range when tested; for this property that range is £103,000 to £181,000. It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 30 similar homes in the same postcode sector (25%). The confidence score is 47 out of 100 (medium): estimates like this one are typically within 13% of the eventual sale price.

It last sold in July 2006 for £110,000. It has 2 sales on record, the earliest in 1999. The current estimate is 32% higher than that price. The current owner has held it for about 20 years.

Its EPC energy-efficiency rating is band D (55 out of 100), with a potential of band C (76) after the recommended improvements. The certificate records a total floor area of 77 m² (829 sq ft). It was lodged in March 2020.

The modelled value is down 1% over the past year and up 15% over the past five years.

Among 10 nearby properties Stede tracks in the CA4 area, estimated values run from £120,000 to £195,000. This flat's £145,000 sits toward the lower end of that range.

Common questions

How much is Cairn Mill, Flat 5, Waters Meet, Warwick Bridge, Carlisle, Cumbria, CA4 8RT worth?

Stede estimates Cairn Mill, Flat 5, Waters Meet, Warwick Bridge, Carlisle, Cumbria, CA4 8RT is worth £145,000 as of November 2026, within a likely range of £103,000 to £181,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.

When did Cairn Mill, Flat 5, Waters Meet, Warwick Bridge, Carlisle, Cumbria, CA4 8RT last sell?

It last sold in July 2006 for £110,000. There are 2 sales on record, the earliest in 1999.

What type of property is Cairn Mill, Flat 5, Waters Meet, Warwick Bridge, Carlisle, Cumbria, CA4 8RT?

It is recorded as a Flat / Maisonette on Waters Meet in the CA4 postcode area.

What is the EPC rating of Cairn Mill, Flat 5, Waters Meet, Warwick Bridge, Carlisle, Cumbria, CA4 8RT?

Cairn Mill, Flat 5, Waters Meet, Warwick Bridge, Carlisle, Cumbria, CA4 8RT has an EPC energy-efficiency rating of band D (55 out of 100). Its potential rating after the recommended improvements is band C (76). The certificate records a floor area of 77 m² (829 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 47 out of 100 (medium). Tested against real sales of similar homes, estimates like this one are typically within 13% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 30 similar homes in the same postcode sector (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.

How we got this figure

We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 24,319 real sales of similar homes.

  • Recent price per m² in the same postcode sector, for its 77 m²£155,33750%
  • Its sale in July 2006, brought up to today with the House Price Index£110,87425%
  • 30 similar homes sold recently in the same postcode sector£159,55725%

Estimate £145,000, likely £103,000 – £181,000

Read the full methodology and data sources →