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Cairn Mill, Flat 4, Waters Meet, Warwick Bridge, Carlisle, Cumbria, CA4 8RT

How much is Cairn Mill, Flat 4, Waters Meet, Warwick Bridge, Carlisle, Cumbria, CA4 8RT worth?

Estimated value — November 2026

£120,000

Likely range £99,000 – £146,000Four in five similar homes sold within their range when we tested it.

Latest recorded sale July 2017

64%

confidence

Medium

Typically within 9% of the sale price

Property details

Flat / Maisonette

Waters Meet · Carlisle · CA4 8RT

90 m²969 sq ftFloor area
1996-2002Built
Electric room heatersHeating

Energy performance

Current ratingC72
PotentialB81

Electricity (Not Community) · EPC 0020-3054-4201-0395-2200 · inspected September 2025

Address

District
Carlisle
County
Cumbria
See house prices in CA4 →

Value over time

  • Modelled value
  • Recorded sale
  • Projected
  • Likely range (80%)
  • Today's estimate
£60k£80k£100k£120k£140k£160k201820192020202120222023202420252026£120,000

Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueLikely rangeRecorded sale
2017£88,282£75,638 – £113,837£86,000
2018£88,295£76,474 – £104,874—
2019£88,342£75,792 – £103,459—
2020£93,116£79,039 – £109,489—
2021£99,258£83,479 – £117,581—
2022£110,755£92,459 – £132,271—
2023£113,056£93,879 – £135,765—
2024£116,922£96,761 – £141,051—
2025£120,831£99,764 – £146,514—
2026£120,000£99,000 – £146,000—

Sale history

2017Sold
£86,000
2026Today — estimated
+40%£120,000

Mortgage calculator

£644

Estimated monthly repayment

£108,000

Loan amount

£123,857

Total interest

£231,857

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

Cairn Mill, Flat 4, Waters Meet, Warwick Bridge, Carlisle, Cumbria, CA4 8RT is a flat on Waters Meet in Carlisle, Cumbria. Stede's estimated value for November 2026 is £120,000. Four in five similar homes sold within their likely range when tested; for this property that range is £99,000 to £146,000. It combines its own last sale brought up to date with the House Price Index (75%) and the recent price per m² in the same postcode sector applied to its floor area (25%). The confidence score is 64 out of 100 (medium): estimates like this one are typically within 9% of the eventual sale price.

It last sold in July 2017 for £86,000. The current estimate is 40% higher than that price. The current owner has held it for about 9 years.

Its EPC energy-efficiency rating is band C (72 out of 100), with a potential of band B (81) after the recommended improvements. The certificate records a total floor area of 90 m² (969 sq ft). It was lodged in September 2025.

The modelled value is unchanged over the past year and up 19% over the past five years.

Among 10 nearby properties Stede tracks in the CA4 area, estimated values run from £145,000 to £620,000. This flat's £120,000 sits below that range.

Common questions

How much is Cairn Mill, Flat 4, Waters Meet, Warwick Bridge, Carlisle, Cumbria, CA4 8RT worth?

Stede estimates Cairn Mill, Flat 4, Waters Meet, Warwick Bridge, Carlisle, Cumbria, CA4 8RT is worth £120,000 as of November 2026, within a likely range of £99,000 to £146,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.

When did Cairn Mill, Flat 4, Waters Meet, Warwick Bridge, Carlisle, Cumbria, CA4 8RT last sell?

It last sold in July 2017 for £86,000.

What type of property is Cairn Mill, Flat 4, Waters Meet, Warwick Bridge, Carlisle, Cumbria, CA4 8RT?

It is recorded as a Flat / Maisonette on Waters Meet in the CA4 postcode area.

What is the EPC rating of Cairn Mill, Flat 4, Waters Meet, Warwick Bridge, Carlisle, Cumbria, CA4 8RT?

Cairn Mill, Flat 4, Waters Meet, Warwick Bridge, Carlisle, Cumbria, CA4 8RT has an EPC energy-efficiency rating of band C (72 out of 100). Its potential rating after the recommended improvements is band B (81). The certificate records a floor area of 90 m² (969 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 64 out of 100 (medium). Tested against real sales of similar homes, estimates like this one are typically within 9% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

It combines its own last sale brought up to date with the House Price Index (75%) and the recent price per m² in the same postcode sector applied to its floor area (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.

How we got this figure

We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 52,749 real sales of similar homes.

  • Its sale in July 2017, brought up to today with the House Price Index£100,04275%
  • Recent price per m² in the same postcode sector, for its 90 m²£181,56325%

Estimate £120,000, likely £99,000 – £146,000

Read the full methodology and data sources →