How much is 95 Oak Road, Luton, LU4 8AA worth?
Estimated value — September 2026
£269,000
Likely range £261,000 – £276,000
Latest recorded sale April 2021
80%
confidence
High
Property details
Mid-terrace house
Oak Road · Luton · LU4 8AA
Energy performance
Mains Gas (Not Community) · EPC 2160-5717-4050-2009-3805 · inspected March 2025
Address
- District
- Luton
- County
- Luton
Value over time
- Modelled value
- Recorded sale
- Today's estimate
Modelled by indexing this property's most recent recorded sale, month by month, against the UK House Price Index for its area and property type. Earlier sales are shown as recorded. Today's estimate also blends in the other valuation methods, so it can sit a little off the line.
View as a table
| Year | Modelled value | Recorded sale |
|---|---|---|
| 2017 | £226,936 | £190,000 |
| 2018 | £226,350 | — |
| 2019 | £219,836 | — |
| 2020 | £230,022 | — |
| 2021 | £252,740 | £230,000 |
| 2022 | £269,131 | — |
| 2023 | £258,299 | — |
| 2024 | £265,042 | — |
| 2025 | £274,303 | — |
| 2026 | £275,939 | — |
Sale history
Mortgage calculator
£1,278
Estimated monthly repayment
£242,100
Loan amount
£217,815
Total interest
£459,915
Total repayable
A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.
Related properties
- 111 Oak Road, Luton, LU4 8AA£240,000 · 2023£259,000
- 57 Oak Road, Luton, LU4 8AA£163,000 · 2015£280,000
- 109 Oak Road, Luton, LU4 8AA£199,250 · 2026£207,000
- 23 Oak Road, Luton, LU4 8AA£180,000 · 2019£226,000
- 41 Oak Road, Luton, LU4 8AA£182,000 · 2018£224,000
- 31 Oak Road, Luton, LU4 8AA£190,000 · 2016£248,000
- 103 Oak Road, Luton, LU4 8AA£175,000 · 2016£231,000
- 79 Oak Road, Luton, LU4 8AA£125,000 · 2013£238,000
- 53 Oak Road, Luton, LU4 8AA£121,000 · 2010£235,000
- 93 Oak Road, Luton, LU4 8AA£133,000 · 2007£243,000
About this property
95 Oak Road, Luton, LU4 8AA is a mid-terrace house on Oak Road in Luton. Stede's estimated value for September 2026 is £269,000. The likely range is £261,000 to £276,000. It is the average of 2 independent methods that re-index recorded sale prices to today. The confidence score is 80 out of 100 (high), based on how recent the most recent recorded sale is.
It last sold in April 2021 for £230,000. It has 2 sales on record, the earliest in 2017. The current estimate is 17% higher than that price. The current owner has held it for about 5 years.
Its EPC energy-efficiency rating is band C (69 out of 100), with a potential of band B (90) after the recommended improvements. The certificate records a total floor area of 72 m² (775 sq ft). It was lodged in March 2025.
The modelled value is up 4% over the past year and up 17% over the past five years.
Among 10 nearby properties Stede tracks in the LU4 area, estimated values run from £207,000 to £280,000. This mid-terrace house's £269,000 sits toward the upper end of that range.
Common questions
How much is 95 Oak Road, Luton, LU4 8AA worth?
Stede estimates 95 Oak Road, Luton, LU4 8AA is worth £269,000 as of September 2026, within a likely range of £261,000 to £276,000. The estimate is generated automatically from recorded sale prices and the UK House Price Index, and is not a formal valuation.
When did 95 Oak Road, Luton, LU4 8AA last sell?
It last sold in April 2021 for £230,000. There are 2 sales on record, the earliest in 2017.
What type of property is 95 Oak Road, Luton, LU4 8AA?
It is recorded as a Mid-terrace house on Oak Road in the LU4 postcode area.
What is the EPC rating of 95 Oak Road, Luton, LU4 8AA?
95 Oak Road, Luton, LU4 8AA has an EPC energy-efficiency rating of band C (69 out of 100). Its potential rating after the recommended improvements is band B (90). The certificate records a floor area of 72 m² (775 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.
How reliable is this estimate?
The confidence score is 80 out of 100 (high), which reflects how recent the most recent recorded sale is rather than local market volatility. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.
How does Stede calculate this estimate?
Stede runs 2 independent methods that re-index this property's recorded sale prices to today using the House Price Index for its type and region, then takes the average. Full detail is on the methodology page.
How we calculated this
This estimate averages 2 valuation methods, each re-indexing recorded sale prices to today. The confidence score reflects how recent the most recent recorded sale is.
2
Valuation methods used
2
Recorded sales on file
2021
Most recent recorded sale