How much is 45 Howbury Street, Bedford, MK40 3QU worth?
Estimated value — October 2026
£436,000
Likely range £407,000 – £465,000
Latest recorded sale February 2015
57%
confidence
Medium
Property details
Mid-terrace house
Howbury Street · Bedford · MK40 3QU
Energy performance
Mains Gas (Not Community) · EPC 0489-2861-6158-9899-3551 · inspected May 2011
Address
- District
- Bedford
- County
- Bedford
Value over time
- Modelled value
- Recorded sale
- Today's estimate
Modelled by indexing this property's most recent recorded sale, month by month, against the UK House Price Index for its area and property type. Earlier sales are shown as recorded. Today's estimate also blends in the other valuation methods, so it can sit a little off the line.
View as a table
| Year | Modelled value | Recorded sale |
|---|---|---|
| 2001 | £130,212 | £95,000 |
| 2002 | £161,002 | £135,500, £50,000 |
| 2003 | £186,210 | — |
| 2004 | £210,620 | £185,250 |
| 2005 | £222,751 | — |
| 2006 | £237,685 | — |
| 2007 | £258,785 | — |
| 2008 | £218,838 | — |
| 2009 | £226,290 | — |
| 2010 | £229,562 | — |
| 2011 | £227,912 | £198,950 |
| 2012 | £237,612 | — |
| 2013 | £249,024 | — |
| 2014 | £270,856 | — |
| 2015 | £300,029 | £277,500 |
| 2016 | £336,320 | — |
| 2017 | £350,913 | — |
| 2018 | £361,395 | — |
| 2019 | £360,623 | — |
| 2020 | £364,941 | — |
| 2021 | £395,556 | — |
| 2022 | £434,962 | — |
| 2023 | £424,188 | — |
| 2024 | £433,495 | — |
| 2025 | £455,237 | — |
| 2026 | £464,554 | — |
Sale history
Mortgage calculator
£2,340
Estimated monthly repayment
£392,400
Loan amount
£450,013
Total interest
£842,413
Total repayable
A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.
Related properties
- 36 Howbury Street, Bedford, Bedfordshire, MK40 3QU£400,000 · 2021£470,000
- 8 Howbury Street, Bedford, MK40 3QU£269,995 · 2014£463,000
- 1 Howbury Street, Bedford, MK40 3QU£271,000 · 2014£479,000
- 16 Howbury Street, Bedford, MK40 3QU£360,000 · 2025£367,000
- 2 Howbury Street, Bedford, MK40 3QU£378,000 · 2023£414,000
- 44 Howbury Street, Bedford, Bedfordshire, MK40 3QU£321,500 · 2021£394,000
- 12 Howbury Street, Bedford, MK40 3QU£290,000 · 2021£362,000
- 6 Howbury Street, Bedford, MK40 3QU£270,000 · 2016£384,000
- 11 Howbury Street, Bedford, Bedfordshire, MK40 3QU£230,000 · 2015£371,000
- 19 Howbury Street, Bedford, MK40 3QU£212,500 · 2014£400,000
About this property
45 Howbury Street, Bedford, MK40 3QU is a mid-terrace house on Howbury Street in Bedford. Stede's estimated value for October 2026 is £436,000. The likely range is £407,000 to £465,000. It is the average of 2 independent methods that re-index recorded sale prices to today. The confidence score is 57 out of 100 (medium), based on how recent the most recent recorded sale is.
It last sold in February 2015 for £277,500. It has 6 sales on record, the earliest in 2001. The current estimate is 57% higher than that price. The current owner has held it for about 11 years.
Its EPC energy-efficiency rating is band E (46 out of 100). The certificate records a total floor area of 85 m² (915 sq ft). It was lodged in May 2011.
The modelled value is up 5% over the past year and up 22% over the past five years.
Among 10 nearby properties Stede tracks in the MK40 area, estimated values run from £362,000 to £479,000. This mid-terrace house's £436,000 sits toward the upper end of that range.
Common questions
How much is 45 Howbury Street, Bedford, MK40 3QU worth?
Stede estimates 45 Howbury Street, Bedford, MK40 3QU is worth £436,000 as of October 2026, within a likely range of £407,000 to £465,000. The estimate is generated automatically from recorded sale prices and the UK House Price Index, and is not a formal valuation.
When did 45 Howbury Street, Bedford, MK40 3QU last sell?
It last sold in February 2015 for £277,500. There are 6 sales on record, the earliest in 2001.
What type of property is 45 Howbury Street, Bedford, MK40 3QU?
It is recorded as a Mid-terrace house on Howbury Street in the MK40 postcode area.
What is the EPC rating of 45 Howbury Street, Bedford, MK40 3QU?
45 Howbury Street, Bedford, MK40 3QU has an EPC energy-efficiency rating of band E (46 out of 100). The certificate records a floor area of 85 m² (915 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.
How reliable is this estimate?
The confidence score is 57 out of 100 (medium), which reflects how recent the most recent recorded sale is rather than local market volatility. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.
How does Stede calculate this estimate?
Stede runs 2 independent methods that re-index this property's recorded sale prices to today using the House Price Index for its type and region, then takes the average. Full detail is on the methodology page.
How we calculated this
This estimate averages 2 valuation methods, each re-indexing recorded sale prices to today. The confidence score reflects how recent the most recent recorded sale is.
2
Valuation methods used
6
Recorded sales on file
2015
Most recent recorded sale