How much is 41 Merchant Gate, Bedford, MK40 1AS worth?
Estimated value — September 2026
£202,000
Likely range £191,000 – £213,000
Latest recorded sale November 2025
96%
confidence
High
Property details
Flat / Maisonette
Merchant Gate · Bedford · MK40 1AS
Energy performance
Gas: Mains Gas · EPC 8283-7734-5680-6055-5922 · inspected April 2017
Address
- District
- Bedford
- County
- Bedford
Value over time
- Modelled value
- Recorded sale
- Today's estimate
Modelled by indexing this property's most recent recorded sale, month by month, against the UK House Price Index for its area and property type. Earlier sales are shown as recorded. Today's estimate also blends in the other valuation methods, so it can sit a little off the line.
View as a table
| Year | Modelled value | Recorded sale |
|---|---|---|
| 2017 | £172,337 | £219,000 |
| 2018 | £174,650 | — |
| 2019 | £169,716 | — |
| 2020 | £165,737 | — |
| 2021 | £180,898 | — |
| 2022 | £193,295 | — |
| 2023 | £188,990 | — |
| 2024 | £190,040 | — |
| 2025 | £192,951 | £192,500 |
| 2026 | £191,188 | — |
Sale history
Mortgage calculator
£959
Estimated monthly repayment
£181,800
Loan amount
£163,564
Total interest
£345,364
Total repayable
A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.
Related properties
- 18 Merchant Gate, Bedford, MK40 1AS£215,000 · 2024£220,000
- 27 Merchant Gate, Bedford, MK40 1AS£194,000 · 2017£211,000
- 9 Merchant Gate, Bedford, MK40 1AS£217,000 · 2017£238,000
- 19 Merchant Gate, Bedford, MK40 1AS£216,000 · 2017£237,000
- 13 Merchant Gate, Bedford, MK40 1AS£205,000 · 2017£225,000
- 14 Merchant Gate, Bedford, MK40 1AS£208,000 · 2017£229,000
- 42 Merchant Gate, Bedford, MK40 1AS£216,000 · 2017£237,000
- 4 Merchant Gate, Bedford, MK40 1AS£194,000 · 2017£213,000
- 31 Merchant Gate, Bedford, MK40 1AS£204,000 · 2017£224,000
- 32 Merchant Gate, Bedford, MK40 1AS£205,000 · 2017£225,000
About this property
41 Merchant Gate, Bedford, MK40 1AS is a flat on Merchant Gate in Bedford. Stede's estimated value for September 2026 is £202,000. The likely range is £191,000 to £213,000. It is the average of 2 independent methods that re-index recorded sale prices to today. The confidence score is 96 out of 100 (high), based on how recent the most recent recorded sale is.
It last sold in November 2025 for £192,500. It has 2 sales on record, the earliest in 2017. The current estimate is 5% higher than that price. The current owner has held it for about 1 year.
Its EPC energy-efficiency rating is band B (84 out of 100). The certificate records a total floor area of 49 m² (527 sq ft). It was lodged in April 2017.
The modelled value is up 2% over the past year and up 8% over the past five years.
Among 10 nearby properties Stede tracks in the MK40 area, estimated values run from £211,000 to £238,000. This flat's £202,000 sits below that range.
Common questions
How much is 41 Merchant Gate, Bedford, MK40 1AS worth?
Stede estimates 41 Merchant Gate, Bedford, MK40 1AS is worth £202,000 as of September 2026, within a likely range of £191,000 to £213,000. The estimate is generated automatically from recorded sale prices and the UK House Price Index, and is not a formal valuation.
When did 41 Merchant Gate, Bedford, MK40 1AS last sell?
It last sold in November 2025 for £192,500. There are 2 sales on record, the earliest in 2017.
What type of property is 41 Merchant Gate, Bedford, MK40 1AS?
It is recorded as a Flat / Maisonette on Merchant Gate in the MK40 postcode area.
What is the EPC rating of 41 Merchant Gate, Bedford, MK40 1AS?
41 Merchant Gate, Bedford, MK40 1AS has an EPC energy-efficiency rating of band B (84 out of 100). The certificate records a floor area of 49 m² (527 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.
How reliable is this estimate?
The confidence score is 96 out of 100 (high), which reflects how recent the most recent recorded sale is rather than local market volatility. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.
How does Stede calculate this estimate?
Stede runs 2 independent methods that re-index this property's recorded sale prices to today using the House Price Index for its type and region, then takes the average. Full detail is on the methodology page.
How we calculated this
This estimate averages 2 valuation methods, each re-indexing recorded sale prices to today. The confidence score reflects how recent the most recent recorded sale is.
2
Valuation methods used
2
Recorded sales on file
2025
Most recent recorded sale