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4 River Street, Bedford, Bedfordshire, MK40 1PX

How much is 4 River Street, Bedford, Bedfordshire, MK40 1PX worth?

Estimated value — November 2026

£237,000

Likely range £177,000 – £279,000Four in five similar homes sold within their range when we tested it.

Latest recorded sale February 1999

56%

confidence

Medium

Typically within 11% of the sale price

Property details

Semi-detached house

River Street · Bedford · MK40 1PX

46 m²495 sq ftFloor area
before 1900Built
Mains gas boilerHeating

Energy performance

Current ratingD60
PotentialC72

Mains Gas (Not Community) · EPC 9488-2096-7282-6921-8994 · inspected February 2019

Address

District
Bedford
County
Bedfordshire
See house prices in MK40 →

Value over time

  • Modelled value
  • Projected
  • Likely range (80%)
  • Today's estimate
£0£100k£200k£300k20002002200420062008201020122014201620182020202220242026£237,000

Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueLikely range
2000£58,076£50,206 – £67,655
2001£67,511£57,709 – £77,970
2002£83,499£70,509 – £96,411
2003£95,275£79,520 – £110,622
2004£105,152£86,776 – £122,637
2005£109,504£89,567 – £127,615
2006£116,227£94,323 – £135,403
2007£125,858£101,199 – £146,799
2008£106,826£84,966 – £125,106
2009£110,391£86,990 – £129,533
2010£113,668£88,791 – £134,020
2011£113,627£88,546 – £134,315
2012£117,581£91,271 – £139,590
2013£124,081£96,046 – £148,087
2014£135,371£104,498 – £161,541
2015£150,881£127,499 – £167,248
2016£170,674£142,654 – £190,288
2017£178,938£147,914 – £200,655
2018£184,920£151,156 – £208,555
2019£185,116£149,612 – £209,969
2020£186,263£148,825 – £212,470
2021£203,243£160,521 – £233,149
2022£222,019£173,306 – £256,118
2023£218,500£168,548 – £253,467
2024£221,758£169,019 – £258,675
2025£231,525£174,332 – £271,560
2026£237,000£177,000 – £279,000

Sale history

1999Sold
£45,000
2026Today — estimated
+427%£237,000

Mortgage calculator

£1,272

Estimated monthly repayment

£213,300

Loan amount

£244,617

Total interest

£457,917

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

4 River Street, Bedford, Bedfordshire, MK40 1PX is a semi-detached house on River Street in Bedford. Stede's estimated value for November 2026 is £237,000. Four in five similar homes sold within their likely range when tested; for this property that range is £177,000 to £279,000. It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 248 similar homes in the same postcode district (25%). The confidence score is 56 out of 100 (medium): estimates like this one are typically within 11% of the eventual sale price.

It last sold in February 1999 for £45,000. The current estimate is 427% higher than that price. The current owner has held it for about 27 years.

Its EPC energy-efficiency rating is band D (60 out of 100), with a potential of band C (72) after the recommended improvements. The certificate records a total floor area of 46 m² (495 sq ft). It was lodged in February 2019.

The modelled value is up 2% over the past year and up 18% over the past five years.

Among 10 nearby properties Stede tracks in the MK40 area, estimated values run from £120,000 to £306,000. This semi-detached house's £237,000 sits toward the upper end of that range.

Common questions

How much is 4 River Street, Bedford, Bedfordshire, MK40 1PX worth?

Stede estimates 4 River Street, Bedford, Bedfordshire, MK40 1PX is worth £237,000 as of November 2026, within a likely range of £177,000 to £279,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.

When did 4 River Street, Bedford, Bedfordshire, MK40 1PX last sell?

It last sold in February 1999 for £45,000.

What type of property is 4 River Street, Bedford, Bedfordshire, MK40 1PX?

It is recorded as a Semi-detached house on River Street in the MK40 postcode area.

What is the EPC rating of 4 River Street, Bedford, Bedfordshire, MK40 1PX?

4 River Street, Bedford, Bedfordshire, MK40 1PX has an EPC energy-efficiency rating of band D (60 out of 100). Its potential rating after the recommended improvements is band C (72). The certificate records a floor area of 46 m² (495 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 56 out of 100 (medium). Tested against real sales of similar homes, estimates like this one are typically within 11% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 248 similar homes in the same postcode district (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.

How we got this figure

We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 12,882 real sales of similar homes.

  • Recent price per m² in the same postcode district, for its 46 m²£179,28850%
  • Its sale in February 1999, brought up to today with the House Price Index£216,91025%
  • 248 similar homes sold recently in the same postcode district£373,25925%

Estimate £237,000, likely £177,000 – £279,000

Read the full methodology and data sources →