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39 Surrey Street, Luton, LU1 3BX

How much is 39 Surrey Street, Luton, LU1 3BX worth?

Estimated value — September 2026

£282,000

Likely range £282,000 – £282,000

Latest recorded sale December 1997

0%

confidence

Low

Property details

Mid-terrace house

Surrey Street · Luton · LU1 3BX

93 m²1,001 sq ftFloor area
1930-1949Built
Mains gas boilerHeating

Energy performance

Current ratingD67
PotentialB86

Mains Gas (Not Community) · EPC 7908-7086-6238-5231-0944 · inspected August 2019 · lodged September 2019

Address

District
Luton
County
Luton
See house prices in LU1 →

Value over time

  • Modelled value
  • Today's estimate
£0£100k£200k£300k20002002200420062008201020122014201620182020202220242026£282,000

Modelled by indexing this property's most recent recorded sale, month by month, against the UK House Price Index for its area and property type. Earlier sales are shown as recorded. Today's estimate also blends in the other valuation methods, so it can sit a little off the line.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled value
2000£69,748
2001£79,259
2002£104,615
2003£118,333
2004£132,873
2005£136,940
2006£148,336
2007£161,031
2008£134,422
2009£141,451
2010£140,558
2011£141,151
2012£143,062
2013£147,596
2014£165,634
2015£194,177
2016£216,099
2017£231,537
2018£230,939
2019£224,293
2020£234,686
2021£257,864
2022£274,587
2023£263,536
2024£270,415
2025£279,865
2026£281,534

Sale history

1997Sold
£46,000
2026Today — estimated
+513%£282,000

Mortgage calculator

£1,339

Estimated monthly repayment

£253,800

Loan amount

£228,341

Total interest

£482,141

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

39 Surrey Street, Luton, LU1 3BX is a mid-terrace house on Surrey Street in Luton. Stede's estimated value for September 2026 is £282,000. It is the average of 2 independent methods that re-index recorded sale prices to today. The confidence score is 0 out of 100 (low), based on how recent the most recent recorded sale is.

It last sold in December 1997 for £46,000. The current estimate is 513% higher than that price. The current owner has held it for about 29 years.

Its EPC energy-efficiency rating is band D (67 out of 100), with a potential of band B (86) after the recommended improvements. The certificate records a total floor area of 93 m² (1,001 sq ft). It was lodged in September 2019.

The modelled value is up 4% over the past year and up 17% over the past five years.

Among 10 nearby properties Stede tracks in the LU1 area, estimated values run from £255,000 to £324,000. This mid-terrace house's £282,000 sits around the middle of that range.

Common questions

How much is 39 Surrey Street, Luton, LU1 3BX worth?

Stede estimates 39 Surrey Street, Luton, LU1 3BX is worth £282,000 as of September 2026. The estimate is generated automatically from recorded sale prices and the UK House Price Index, and is not a formal valuation.

When did 39 Surrey Street, Luton, LU1 3BX last sell?

It last sold in December 1997 for £46,000.

What type of property is 39 Surrey Street, Luton, LU1 3BX?

It is recorded as a Mid-terrace house on Surrey Street in the LU1 postcode area.

What is the EPC rating of 39 Surrey Street, Luton, LU1 3BX?

39 Surrey Street, Luton, LU1 3BX has an EPC energy-efficiency rating of band D (67 out of 100). Its potential rating after the recommended improvements is band B (86). The certificate records a floor area of 93 m² (1,001 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 0 out of 100 (low), which reflects how recent the most recent recorded sale is rather than local market volatility. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

Stede runs 2 independent methods that re-index this property's recorded sale prices to today using the House Price Index for its type and region, then takes the average. Full detail is on the methodology page.

How we calculated this

This estimate averages 2 valuation methods, each re-indexing recorded sale prices to today. The confidence score reflects how recent the most recent recorded sale is.

2

Valuation methods used

1

Recorded sales on file

1997

Most recent recorded sale

Read the full methodology and data sources →