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28 Harding Close, Bedford, Bedfordshire, MK42 0JR

How much is 28 Harding Close, Bedford, Bedfordshire, MK42 0JR worth?

Estimated value — November 2026

£226,000

Likely range £173,000 – £298,000Four in five similar homes sold within their range when we tested it.

Latest recorded sale December 1996

45%

confidence

Medium

Typically within 14% of the sale price

Property details

Mid-terrace house

Harding Close · Bedford · MK42 0JR

63 m²678 sq ftFloor area
1900-1929Built
Mains gas boilerHeating

Energy performance

Current ratingD60
PotentialD65

Mains Gas (Not Community) · EPC 0580-2881-6789-9909-8971 · inspected August 2011 · lodged October 2011

Address

District
Bedford
County
Bedfordshire
See house prices in MK42 →

Value over time

  • Modelled value
  • Projected
  • Likely range (80%)
  • Today's estimate
£0£100k£200k£300k20002002200420062008201020122014201620182020202220242026£226,000

Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueLikely range
2000£34,038£28,812 – £39,943
2001£40,583£33,993 – £48,127
2002£51,337£42,562 – £61,370
2003£60,715£49,966 – £72,745
2004£70,193£57,380 – £84,423
2005£75,838£61,465 – £91,701
2006£82,632£66,287 – £100,762
2007£91,829£73,072 – £112,575
2008£79,232£62,551 – £98,043
2009£83,558£65,959 – £104,008
2010£86,417£67,981 – £108,505
2011£87,436£68,683 – £110,822
2012£92,871£81,125 – £108,828
2013£99,122£85,802 – £117,218
2014£109,760£94,142 – £130,976
2015£123,741£105,156 – £148,989
2016£141,134£118,821 – £171,446
2017£149,782£124,918 – £183,560
2018£156,855£129,577 – £193,913
2019£159,114£130,185 – £198,414
2020£163,652£132,604 – £205,830
2021£180,226£144,609 – £228,611
2022£201,309£159,934 – £257,516
2023£199,374£156,821 – £257,182
2024£206,875£161,086 – £269,079
2025£218,905£168,722 – £287,077
2026£226,000£173,000 – £298,000

Sale history

1996Sold
£19,587
2026Today — estimated
+1054%£226,000

Mortgage calculator

£1,213

Estimated monthly repayment

£203,400

Loan amount

£233,264

Total interest

£436,664

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

28 Harding Close, Bedford, Bedfordshire, MK42 0JR is a mid-terrace house on Harding Close in Bedford. Stede's estimated value for November 2026 is £226,000. Four in five similar homes sold within their likely range when tested; for this property that range is £173,000 to £298,000. It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 103 similar homes in the same postcode sector (25%). The confidence score is 45 out of 100 (medium): estimates like this one are typically within 14% of the eventual sale price.

It last sold in December 1996 for £19,587. The current estimate is 1054% higher than that price. The current owner has held it for about 30 years.

Its EPC energy-efficiency rating is band D (60 out of 100). The certificate records a total floor area of 63 m² (678 sq ft). It was lodged in October 2011.

The modelled value is up 3% over the past year and up 27% over the past five years.

Among 5 nearby properties Stede tracks in the MK42 area, estimated values run from £251,000 to £291,000. This mid-terrace house's £226,000 sits below that range.

Common questions

How much is 28 Harding Close, Bedford, Bedfordshire, MK42 0JR worth?

Stede estimates 28 Harding Close, Bedford, Bedfordshire, MK42 0JR is worth £226,000 as of November 2026, within a likely range of £173,000 to £298,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.

When did 28 Harding Close, Bedford, Bedfordshire, MK42 0JR last sell?

It last sold in December 1996 for £19,587.

What type of property is 28 Harding Close, Bedford, Bedfordshire, MK42 0JR?

It is recorded as a Mid-terrace house on Harding Close in the MK42 postcode area.

What is the EPC rating of 28 Harding Close, Bedford, Bedfordshire, MK42 0JR?

28 Harding Close, Bedford, Bedfordshire, MK42 0JR has an EPC energy-efficiency rating of band D (60 out of 100). The certificate records a floor area of 63 m² (678 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 45 out of 100 (medium). Tested against real sales of similar homes, estimates like this one are typically within 14% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 103 similar homes in the same postcode sector (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.

How we got this figure

We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 6,542 real sales of similar homes.

  • Recent price per m² in the same postcode sector, for its 63 m²£247,75750%
  • Its sale in December 1996, brought up to today with the House Price Index£117,64025%
  • 103 similar homes sold recently in the same postcode sector£291,59425%

Estimate £226,000, likely £173,000 – £298,000

Read the full methodology and data sources →