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20 Railway Terrace, Low Moor, Bradford, West Yorkshire, BD12 0LT

How much is 20 Railway Terrace, Low Moor, Bradford, West Yorkshire, BD12 0LT worth?

Estimated value — November 2026

£147,000

Likely range £108,000 – £177,000Four in five similar homes sold within their range when we tested it.

Latest recorded sale December 1998

53%

confidence

Medium

Typically within 12% of the sale price

Property details

Mid-terrace house

Railway Terrace · Bradford · BD12 0LT

95 m²1,023 sq ftFloor area
1900-1929Built
Mains gas boilerHeating

Energy performance

Current ratingE47
PotentialC80

Mains Gas (Not Community) · EPC 8346-7024-4740-0491-9996 · inspected April 2016

Address

District
Bradford
County
West Yorkshire
See house prices in BD12 →

Value over time

  • Modelled value
  • Projected
  • Likely range (80%)
  • Today's estimate
£0£50k£100k£150k£200k20002002200420062008201020122014201620182020202220242026£147,000

Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueLikely range
2000£24,171£20,850 – £28,046
2001£26,689£22,736 – £30,883
2002£31,598£26,577 – £36,609
2003£40,834£33,933 – £47,659
2004£55,816£45,838 – £65,464
2005£66,167£53,852 – £77,538
2006£76,147£61,463 – £89,298
2007£83,969£67,095 – £98,694
2008£73,937£58,389 – £87,369
2009£76,961£60,200 – £91,148
2010£73,822£57,207 – £87,976
2011£72,630£56,184 – £86,800
2012£73,011£56,198 – £87,739
2013£73,787£56,620 – £89,220
2014£78,326£66,308 – £87,570
2015£83,270£69,695 – £93,712
2016£87,667£72,535 – £99,307
2017£90,831£74,282 – £103,561
2018£92,536£74,789 – £106,188
2019£94,414£75,401 – £109,039
2020£105,448£83,202 – £122,560
2021£111,659£87,032 – £130,603
2022£126,300£97,233 – £148,659
2023£128,309£97,549 – £151,971
2024£136,850£102,730 – £163,096
2025£146,189£108,339 – £175,305
2026£147,000£108,000 – £177,000

Sale history

1998Sold
£22,500
2026Today — estimated
+553%£147,000

Mortgage calculator

£789

Estimated monthly repayment

£132,300

Loan amount

£151,725

Total interest

£284,025

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

20 Railway Terrace, Low Moor, Bradford, West Yorkshire, BD12 0LT is a mid-terrace house on Railway Terrace in Bradford, West Yorkshire. Stede's estimated value for November 2026 is £147,000. Four in five similar homes sold within their likely range when tested; for this property that range is £108,000 to £177,000. It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 60 similar homes in the same postcode sector (25%). The confidence score is 53 out of 100 (medium): estimates like this one are typically within 12% of the eventual sale price.

It last sold in December 1998 for £22,500. The current estimate is 553% higher than that price. The current owner has held it for about 28 years.

Its EPC energy-efficiency rating is band E (47 out of 100), with a potential of band C (80) after the recommended improvements. The certificate records a total floor area of 95 m² (1,023 sq ft). It was lodged in April 2016.

The modelled value is up 1% over the past year and up 29% over the past five years.

Among 10 nearby properties Stede tracks in the BD12 area, estimated values run from £120,000 to £161,000. This mid-terrace house's £147,000 sits toward the upper end of that range.

Common questions

How much is 20 Railway Terrace, Low Moor, Bradford, West Yorkshire, BD12 0LT worth?

Stede estimates 20 Railway Terrace, Low Moor, Bradford, West Yorkshire, BD12 0LT is worth £147,000 as of November 2026, within a likely range of £108,000 to £177,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.

When did 20 Railway Terrace, Low Moor, Bradford, West Yorkshire, BD12 0LT last sell?

It last sold in December 1998 for £22,500.

What type of property is 20 Railway Terrace, Low Moor, Bradford, West Yorkshire, BD12 0LT?

It is recorded as a Mid-terrace house on Railway Terrace in the BD12 postcode area.

What is the EPC rating of 20 Railway Terrace, Low Moor, Bradford, West Yorkshire, BD12 0LT?

20 Railway Terrace, Low Moor, Bradford, West Yorkshire, BD12 0LT has an EPC energy-efficiency rating of band E (47 out of 100). Its potential rating after the recommended improvements is band C (80). The certificate records a floor area of 95 m² (1,023 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 53 out of 100 (medium). Tested against real sales of similar homes, estimates like this one are typically within 12% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 60 similar homes in the same postcode sector (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.

How we got this figure

We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 11,342 real sales of similar homes.

  • Recent price per m² in the same postcode sector, for its 95 m²£172,17250%
  • Its sale in December 1998, brought up to today with the House Price Index£97,13125%
  • 60 similar homes sold recently in the same postcode sector£146,43625%

Estimate £147,000, likely £108,000 – £177,000

Read the full methodology and data sources →