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123 Cotton End Road, Wilstead, Bedford, Bedfordshire, MK45 3DD

How much is 123 Cotton End Road, Wilstead, Bedford, Bedfordshire, MK45 3DD worth?

Estimated value — November 2026

£345,000

Likely range £280,000 – £394,000Four in five similar homes sold within their range when we tested it.

Latest recorded sale February 1997

67%

confidence

High

Typically within 8% of the sale price

Property details

Semi-detached house

Cotton End Road · Bedford · MK45 3DD

85 m²915 sq ftFloor area
Pre-1900Built
Mains gas boilerHeating

Energy performance

Current ratingD58
PotentialD66

Mains Gas · EPC 2028-9906-6280-5438-0024 · inspected October 2008

Address

District
Bedford
County
Bedfordshire
See house prices in MK45 →

Value over time

  • Modelled value
  • Projected
  • Likely range (80%)
  • Today's estimate
£0£100k£200k£300k£400k20002002200420062008201020122014201620182020202220242026£345,000

Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueLikely range
2000£85,633£73,124 – £98,462
2001£99,494£84,224 – £114,924
2002£122,994£103,251 – £142,565
2003£140,268£117,058 – £162,287
2004£154,731£128,502 – £178,763
2005£161,052£132,917 – £186,096
2006£170,853£139,892 – £198,046
2007£184,917£150,450 – £214,561
2008£156,875£126,892 – £182,764
2009£162,028£131,139 – £189,095
2010£166,754£134,841 – £195,330
2011£166,609£134,751 – £196,110
2012£172,320£139,408 – £202,634
2013£181,756£162,216 – £196,486
2014£198,194£175,621 – £215,211
2015£220,792£194,235 – £240,812
2016£249,632£218,012 – £273,469
2017£261,590£226,784 – £287,828
2018£270,202£232,525 – £298,605
2019£270,354£230,929 – £300,075
2020£271,895£230,509 – £303,094
2021£296,535£249,504 – £331,989
2022£323,771£270,353 – £364,040
2023£318,484£263,904 – £359,629
2024£323,074£265,644 – £366,367
2025£337,139£275,056 – £383,940
2026£345,000£280,000 – £394,000

Sale history

1997Sold
£52,500
2026Today — estimated
+557%£345,000

Mortgage calculator

£1,852

Estimated monthly repayment

£310,500

Loan amount

£356,089

Total interest

£666,589

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

123 Cotton End Road, Wilstead, Bedford, Bedfordshire, MK45 3DD is a semi-detached house on Cotton End Road in Bedford. Stede's estimated value for November 2026 is £345,000. Four in five similar homes sold within their likely range when tested; for this property that range is £280,000 to £394,000. It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 125 similar homes in the same postcode sector (25%). The confidence score is 67 out of 100 (high): estimates like this one are typically within 8% of the eventual sale price.

It last sold in February 1997 for £52,500. The current estimate is 557% higher than that price. The current owner has held it for about 29 years.

Its EPC energy-efficiency rating is band D (58 out of 100). The certificate records a total floor area of 85 m² (915 sq ft). It was lodged in October 2008.

The modelled value is up 2% over the past year and up 18% over the past five years.

Among 10 nearby properties Stede tracks in the MK45 area, estimated values run from £377,000 to £479,000. This semi-detached house's £345,000 sits below that range.

Common questions

How much is 123 Cotton End Road, Wilstead, Bedford, Bedfordshire, MK45 3DD worth?

Stede estimates 123 Cotton End Road, Wilstead, Bedford, Bedfordshire, MK45 3DD is worth £345,000 as of November 2026, within a likely range of £280,000 to £394,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.

When did 123 Cotton End Road, Wilstead, Bedford, Bedfordshire, MK45 3DD last sell?

It last sold in February 1997 for £52,500.

What type of property is 123 Cotton End Road, Wilstead, Bedford, Bedfordshire, MK45 3DD?

It is recorded as a Semi-detached house on Cotton End Road in the MK45 postcode area.

What is the EPC rating of 123 Cotton End Road, Wilstead, Bedford, Bedfordshire, MK45 3DD?

123 Cotton End Road, Wilstead, Bedford, Bedfordshire, MK45 3DD has an EPC energy-efficiency rating of band D (58 out of 100). The certificate records a floor area of 85 m² (915 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 67 out of 100 (high). Tested against real sales of similar homes, estimates like this one are typically within 8% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 125 similar homes in the same postcode sector (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.

How we got this figure

We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 18,066 real sales of similar homes.

  • Recent price per m² in the same postcode sector, for its 85 m²£343,32150%
  • Its sale in February 1997, brought up to today with the House Price Index£319,58425%
  • 125 similar homes sold recently in the same postcode sector£371,78925%

Estimate £345,000, likely £280,000 – £394,000

Read the full methodology and data sources →