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12 Cowdray Close, Luton, LU2 8QS

How much is 12 Cowdray Close, Luton, LU2 8QS worth?

Estimated value — September 2026

£413,000

Likely range £413,000 £413,000

Latest recorded sale July 1997

0%

confidence

Low

Property details

Mid-terrace house

Cowdray Close · Luton · LU2 8QS

106 m²1,141 sq ftFloor area
1967-1975Built
Mains gas boilerHeating

Energy performance

Current ratingC70
PotentialB84

Mains Gas (Not Community) · EPC 0247-2841-7756-9506-5405 · inspected May 2016

Address

District
Luton
County
Luton
See house prices in LU2

Value over time

  • Modelled value
  • Today's estimate
£0£100k£200k£300k£400k£500k20002002200420062008201020122014201620182020202220242026£413,000

Modelled by indexing this property's most recent recorded sale, month by month, against the UK House Price Index for its area and property type. Earlier sales are shown as recorded. Today's estimate also blends in the other valuation methods, so it can sit a little off the line.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled value
2000£102,249
2001£116,191
2002£153,362
2003£173,473
2004£194,788
2005£200,749
2006£217,456
2007£236,067
2008£197,059
2009£207,364
2010£206,055
2011£206,923
2012£209,725
2013£216,371
2014£242,814
2015£284,658
2016£316,794
2017£339,427
2018£338,550
2019£328,807
2020£344,042
2021£378,022
2022£402,536
2023£386,336
2024£396,421
2025£410,273
2026£412,720

Sale history

1997Sold
£65,500
2026Today — estimated
+531%£413,000

Mortgage calculator

£1,961

Estimated monthly repayment

£371,700

Loan amount

£334,415

Total interest

£706,115

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

12 Cowdray Close, Luton, LU2 8QS is a mid-terrace house on Cowdray Close in Luton. Stede's estimated value for September 2026 is £413,000. It is the average of 2 independent methods that re-index recorded sale prices to today. The confidence score is 0 out of 100 (low), based on how recent the most recent recorded sale is.

It last sold in July 1997 for £65,500. The current estimate is 531% higher than that price. The current owner has held it for about 29 years.

Its EPC energy-efficiency rating is band C (70 out of 100), with a potential of band B (84) after the recommended improvements. The certificate records a total floor area of 106 m² (1,141 sq ft). It was lodged in May 2016.

The modelled value is up 4% over the past year and up 17% over the past five years.

Among 10 nearby properties Stede tracks in the LU2 area, estimated values run from £236,000 to £414,000. This mid-terrace house's £413,000 sits toward the upper end of that range.

Common questions

How much is 12 Cowdray Close, Luton, LU2 8QS worth?

Stede estimates 12 Cowdray Close, Luton, LU2 8QS is worth £413,000 as of September 2026. The estimate is generated automatically from recorded sale prices and the UK House Price Index, and is not a formal valuation.

When did 12 Cowdray Close, Luton, LU2 8QS last sell?

It last sold in July 1997 for £65,500.

What type of property is 12 Cowdray Close, Luton, LU2 8QS?

It is recorded as a Mid-terrace house on Cowdray Close in the LU2 postcode area.

What is the EPC rating of 12 Cowdray Close, Luton, LU2 8QS?

12 Cowdray Close, Luton, LU2 8QS has an EPC energy-efficiency rating of band C (70 out of 100). Its potential rating after the recommended improvements is band B (84). The certificate records a floor area of 106 m² (1,141 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 0 out of 100 (low), which reflects how recent the most recent recorded sale is rather than local market volatility. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

Stede runs 2 independent methods that re-index this property's recorded sale prices to today using the House Price Index for its type and region, then takes the average. Full detail is on the methodology page.

How we calculated this

This estimate averages 2 valuation methods, each re-indexing recorded sale prices to today. The confidence score reflects how recent the most recent recorded sale is.

2

Valuation methods used

1

Recorded sales on file

1997

Most recent recorded sale

Read the full methodology and data sources →