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10 Harding Close, Luton, LU3 3NA

How much is 10 Harding Close, Luton, LU3 3NA worth?

Estimated value — September 2026

£314,000

Likely range £312,000 £317,000

Latest recorded sale June 2022

84%

confidence

High

Property details

Mid-terrace house

Harding Close · Luton · LU3 3NA

88 m²947 sq ftFloor area
1967-1975Built
Mains gas boilerHeating

Energy performance

Current ratingD57
PotentialB84

Mains Gas (Not Community) · EPC 0635-2847-7072-9025-6365 · inspected March 2015

Address

District
Luton
County
Luton
See house prices in LU3

Value over time

  • Modelled value
  • Recorded sale
  • Today's estimate
£0£100k£200k£300k£400k20002002200420062008201020122014201620182020202220242026£314,000

Modelled by indexing this property's most recent recorded sale, month by month, against the UK House Price Index for its area and property type. Earlier sales are shown as recorded. Today's estimate also blends in the other valuation methods, so it can sit a little off the line.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueRecorded sale
2000£78,434
2001£89,129
2002£117,643
2003£133,070
2004£149,421
2005£153,993
2006£166,809
2007£181,085
2008£151,163
2009£159,067
2010£158,063
2011£158,729
2012£160,878
2013£165,977
2014£186,261
2015£218,359
2016£243,011
2017£260,372
2018£259,699
2019£252,225
2020£263,912
2021£289,978
2022£308,783£300,000
2023£296,356
2024£304,091
2025£314,717
2026£316,594

Sale history

1995Sold
£37,500
1998Sold
+12%£42,000
2022Sold
+614%£300,000
2026Today — estimated
+5%£314,000

Mortgage calculator

£1,491

Estimated monthly repayment

£282,600

Loan amount

£254,253

Total interest

£536,853

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

10 Harding Close, Luton, LU3 3NA is a mid-terrace house on Harding Close in Luton. Stede's estimated value for September 2026 is £314,000. The likely range is £312,000 to £317,000. It is the average of 2 independent methods that re-index recorded sale prices to today. The confidence score is 84 out of 100 (high), based on how recent the most recent recorded sale is.

It last sold in June 2022 for £300,000. It has 3 sales on record, the earliest in 1995. The current estimate is 5% higher than that price. The current owner has held it for about 4 years.

Its EPC energy-efficiency rating is band D (57 out of 100), with a potential of band B (84) after the recommended improvements. The certificate records a total floor area of 88 m² (947 sq ft). It was lodged in March 2015.

The modelled value is up 4% over the past year and up 17% over the past five years.

Among 5 nearby properties Stede tracks in the LU3 area, estimated values run from £240,000 to £310,000. This mid-terrace house's £314,000 sits above that range.

Common questions

How much is 10 Harding Close, Luton, LU3 3NA worth?

Stede estimates 10 Harding Close, Luton, LU3 3NA is worth £314,000 as of September 2026, within a likely range of £312,000 to £317,000. The estimate is generated automatically from recorded sale prices and the UK House Price Index, and is not a formal valuation.

When did 10 Harding Close, Luton, LU3 3NA last sell?

It last sold in June 2022 for £300,000. There are 3 sales on record, the earliest in 1995.

What type of property is 10 Harding Close, Luton, LU3 3NA?

It is recorded as a Mid-terrace house on Harding Close in the LU3 postcode area.

What is the EPC rating of 10 Harding Close, Luton, LU3 3NA?

10 Harding Close, Luton, LU3 3NA has an EPC energy-efficiency rating of band D (57 out of 100). Its potential rating after the recommended improvements is band B (84). The certificate records a floor area of 88 m² (947 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 84 out of 100 (high), which reflects how recent the most recent recorded sale is rather than local market volatility. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

Stede runs 2 independent methods that re-index this property's recorded sale prices to today using the House Price Index for its type and region, then takes the average. Full detail is on the methodology page.

How we calculated this

This estimate averages 2 valuation methods, each re-indexing recorded sale prices to today. The confidence score reflects how recent the most recent recorded sale is.

2

Valuation methods used

3

Recorded sales on file

2022

Most recent recorded sale

Read the full methodology and data sources →