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1 Waterloo Road, Bedford, MK40 3PQ

How much is 1 Waterloo Road, Bedford, MK40 3PQ worth?

Estimated value — September 2026

£645,000

Likely range £555,000 £734,000

Latest recorded sale March 2024

92%

confidence

High

Property details

Mid-terrace house

Waterloo Road · Bedford · MK40 3PQ

173 m²1,862 sq ftFloor area
before 1900Built
Mains gas boilerHeating

Energy performance

Current ratingD60
PotentialB81

Mains Gas (Not Community) · EPC 0491-3029-9201-4717-9200 · inspected September 2023

Address

District
Bedford
County
Bedford
See house prices in MK40

Value over time

  • Modelled value
  • Recorded sale
  • Today's estimate
£0£200k£400k£600k£800k2014201520162017201820192020202120222023202420252026£645,000

Modelled by indexing this property's most recent recorded sale, month by month, against the UK House Price Index for its area and property type. Earlier sales are shown as recorded. Today's estimate also blends in the other valuation methods, so it can sit a little off the line.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueRecorded sale
2014£434,583£140,000
2015£481,391
2016£539,620
2017£563,033
2018£579,851
2019£578,613
2020£585,541
2021£634,663
2022£697,889
2023£680,602
2024£695,534£690,000
2025£731,456
2026£734,468

Sale history

2014Sold
£140,000
2024Sold
+393%£690,000
2026Today — estimated
-7%£645,000

Mortgage calculator

£3,063

Estimated monthly repayment

£580,500

Loan amount

£522,270

Total interest

£1,102,770

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

1 Waterloo Road, Bedford, MK40 3PQ is a mid-terrace house on Waterloo Road in Bedford. Stede's estimated value for September 2026 is £645,000. The likely range is £555,000 to £734,000. It is the average of 2 independent methods that re-index recorded sale prices to today. The confidence score is 92 out of 100 (high), based on how recent the most recent recorded sale is.

It last sold in March 2024 for £690,000. It has 2 sales on record, the earliest in 2014. The current estimate is 7% lower than that price. The current owner has held it for about 2 years.

Its EPC energy-efficiency rating is band D (60 out of 100), with a potential of band B (81) after the recommended improvements. The certificate records a total floor area of 173 m² (1,862 sq ft). It was lodged in September 2023.

The modelled value is up 5% over the past year and up 21% over the past five years.

Among 10 nearby properties Stede tracks in the MK40 area, estimated values run from £577,000 to £803,000. This mid-terrace house's £645,000 sits around the middle of that range.

Common questions

How much is 1 Waterloo Road, Bedford, MK40 3PQ worth?

Stede estimates 1 Waterloo Road, Bedford, MK40 3PQ is worth £645,000 as of September 2026, within a likely range of £555,000 to £734,000. The estimate is generated automatically from recorded sale prices and the UK House Price Index, and is not a formal valuation.

When did 1 Waterloo Road, Bedford, MK40 3PQ last sell?

It last sold in March 2024 for £690,000. There are 2 sales on record, the earliest in 2014.

What type of property is 1 Waterloo Road, Bedford, MK40 3PQ?

It is recorded as a Mid-terrace house on Waterloo Road in the MK40 postcode area.

What is the EPC rating of 1 Waterloo Road, Bedford, MK40 3PQ?

1 Waterloo Road, Bedford, MK40 3PQ has an EPC energy-efficiency rating of band D (60 out of 100). Its potential rating after the recommended improvements is band B (81). The certificate records a floor area of 173 m² (1,862 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 92 out of 100 (high), which reflects how recent the most recent recorded sale is rather than local market volatility. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

Stede runs 2 independent methods that re-index this property's recorded sale prices to today using the House Price Index for its type and region, then takes the average. Full detail is on the methodology page.

How we calculated this

This estimate averages 2 valuation methods, each re-indexing recorded sale prices to today. The confidence score reflects how recent the most recent recorded sale is.

2

Valuation methods used

2

Recorded sales on file

2024

Most recent recorded sale

Read the full methodology and data sources →