How much is 1 Flat 3, Merton Road, Bedford, MK40 3AF worth?
Estimated value — September 2026
£237,000
Likely range £228,000 – £246,000
Latest recorded sale February 2026
100%
confidence
High
Property details
Flat / Maisonette
Merton Road · Bedford · MK40 3AF
Energy performance
Mains Gas (Not Community) · EPC 2891-3014-2205-9024-2200 · inspected May 2024
Address
- District
- Bedford
- County
- Bedford
Value over time
- Modelled value
- Recorded sale
- Today's estimate
Modelled by indexing this property's most recent recorded sale, month by month, against the UK House Price Index for its area and property type. Earlier sales are shown as recorded. Today's estimate also blends in the other valuation methods, so it can sit a little off the line.
View as a table
| Year | Modelled value | Recorded sale |
|---|---|---|
| 2019 | £218,668 | £180,000 |
| 2020 | £213,541 | — |
| 2021 | £233,074 | — |
| 2022 | £249,047 | — |
| 2023 | £243,500 | — |
| 2024 | £244,853 | — |
| 2025 | £248,603 | — |
| 2026 | £246,332 | £245,000 |
Sale history
Mortgage calculator
£1,126
Estimated monthly repayment
£213,300
Loan amount
£191,904
Total interest
£405,204
Total repayable
A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.
Related properties
- 11 Flat C, Merton Road, Bedford, MK40 3AF£187,000 · 2016£225,000
- 1 Flat 1, Merton Road, Bedford, MK40 3AF£210,000 · 2026£211,000
- 5 Flat C, Merton Road, Bedford, MK40 3AF£191,000 · 2025£195,000
- 5 Flat B, Merton Road, Bedford, MK40 3AF£114,000 · 2013£192,000
- 5 Flat A, Merton Road, Bedford, MK40 3AF£112,750 · 2011£186,000
- 10 Flat 4, Merton Road, Bedford, Bedfordshire, MK40 3AF£144,000 · 2008£206,000
- 11 Flat E, Merton Road, Bedford, Bedfordshire, MK40 3AF£124,000 · 2006£188,000
- 11 Flat C, Merton Road, Bedford, Bedfordshire, MK40 3AF£140,000 · 2006£213,000
- 10 Flat 3, Merton Road, Bedford, Bedfordshire, MK40 3AF£62,499 · 2001£191,000
- 1 Flat 4, Merton Road, Bedford, MK40 3AF£180,000 · 2025£178,000
About this property
1 Flat 3, Merton Road, Bedford, MK40 3AF is a flat on Merton Road in Bedford. Stede's estimated value for September 2026 is £237,000. The likely range is £228,000 to £246,000. It is the average of 2 independent methods that re-index recorded sale prices to today. The confidence score is 100 out of 100 (high), based on how recent the most recent recorded sale is.
It last sold in February 2026 for £245,000. It has 2 sales on record, the earliest in 2019. The current estimate is 3% lower than that price.
Its EPC energy-efficiency rating is band D (59 out of 100), with a potential of band C (73) after the recommended improvements. The certificate records a total floor area of 310 m² (3,337 sq ft). It was lodged in May 2024.
The modelled value is up 2% over the past year and up 8% over the past five years.
Among 10 nearby properties Stede tracks in the MK40 area, estimated values run from £178,000 to £225,000. This flat's £237,000 sits above that range.
Common questions
How much is 1 Flat 3, Merton Road, Bedford, MK40 3AF worth?
Stede estimates 1 Flat 3, Merton Road, Bedford, MK40 3AF is worth £237,000 as of September 2026, within a likely range of £228,000 to £246,000. The estimate is generated automatically from recorded sale prices and the UK House Price Index, and is not a formal valuation.
When did 1 Flat 3, Merton Road, Bedford, MK40 3AF last sell?
It last sold in February 2026 for £245,000. There are 2 sales on record, the earliest in 2019.
What type of property is 1 Flat 3, Merton Road, Bedford, MK40 3AF?
It is recorded as a Flat / Maisonette on Merton Road in the MK40 postcode area.
What is the EPC rating of 1 Flat 3, Merton Road, Bedford, MK40 3AF?
1 Flat 3, Merton Road, Bedford, MK40 3AF has an EPC energy-efficiency rating of band D (59 out of 100). Its potential rating after the recommended improvements is band C (73). The certificate records a floor area of 310 m² (3,337 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.
How reliable is this estimate?
The confidence score is 100 out of 100 (high), which reflects how recent the most recent recorded sale is rather than local market volatility. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.
How does Stede calculate this estimate?
Stede runs 2 independent methods that re-index this property's recorded sale prices to today using the House Price Index for its type and region, then takes the average. Full detail is on the methodology page.
How we calculated this
This estimate averages 2 valuation methods, each re-indexing recorded sale prices to today. The confidence score reflects how recent the most recent recorded sale is.
2
Valuation methods used
2
Recorded sales on file
2026
Most recent recorded sale