Stede Logo

Stede

Y Banc Cottage, Oxwich, Swansea, SA3 1LS

How much is Y Banc Cottage, Oxwich, Swansea, SA3 1LS worth?

Estimated value — November 2026

£716,000

Likely range £547,000 – £943,000Four in five similar homes sold within their range when we tested it.

Latest recorded sale October 1999

45%

confidence

Medium

Typically within 14% of the sale price

Property details

Mid-terrace house

Swansea · SA3 1LS

221 m²2,379 sq ftFloor area
before 1900Built
Oil boilerHeating

Energy performance

Current ratingE48
PotentialC73

Oil (Not Community) · EPC 2206-7087-1485-2204-5576 · inspected March 2023

Address

District
Swansea
County
Swansea
See house prices in SA3 →

Value over time

  • Modelled value
  • Projected
  • Likely range (80%)
  • Today's estimate
£200k£400k£600k£800k£1m20002002200420062008201020122014201620182020202220242026£716,000

Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueLikely range
2000£241,445£209,918 – £289,514
2001£254,009£219,161 – £296,932
2002£301,667£257,336 – £353,225
2003£399,319£336,759 – £470,325
2004£499,470£416,698 – £594,435
2005£569,076£470,026 – £682,272
2006£610,576£500,494 – £734,225
2007£668,839£544,272 – £807,918
2008£628,897£507,187 – £764,400
2009£558,617£446,079 – £684,483
2010£525,961£416,647 – £648,517
2011£512,665£403,475 – £637,663
2012£507,573£399,053 – £635,431
2013£513,626£402,503 – £648,556
2014£513,079£401,355 – £653,021
2015£522,929£448,565 – £622,814
2016£527,828£448,124 – £634,885
2017£537,181£451,340 – £652,482
2018£544,991£453,108 – £668,408
2019£555,446£456,915 – £687,793
2020£585,426£476,427 – £731,833
2021£663,661£534,258 – £837,475
2022£689,796£549,229 – £878,605
2023£675,688£532,052 – £868,619
2024£678,788£528,523 – £880,624
2025£713,326£549,140 – £933,860
2026£716,000£547,000 – £943,000

Sale history

1999Sold
£237,500
2026Today — estimated
+201%£716,000

Mortgage calculator

£3,843

Estimated monthly repayment

£644,400

Loan amount

£739,013

Total interest

£1,383,413

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

Y Banc Cottage, Oxwich, Swansea, SA3 1LS is a mid-terrace house in Swansea (SA3). Stede's estimated value for November 2026 is £716,000. Four in five similar homes sold within their likely range when tested; for this property that range is £547,000 to £943,000. It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 137 similar homes in the same postcode district (25%). The confidence score is 45 out of 100 (medium): estimates like this one are typically within 14% of the eventual sale price.

It last sold in October 1999 for £237,500. The current estimate is 201% higher than that price. The current owner has held it for about 27 years.

Its EPC energy-efficiency rating is band E (48 out of 100), with a potential of band C (73) after the recommended improvements. The certificate records a total floor area of 221 m² (2,379 sq ft). It was lodged in March 2023.

The modelled value is down 1% over the past year and up 9% over the past five years.

Among 10 nearby properties Stede tracks in the SA3 area, estimated values run from £95,000 to £754,000. This mid-terrace house's £716,000 sits toward the upper end of that range.

Common questions

How much is Y Banc Cottage, Oxwich, Swansea, SA3 1LS worth?

Stede estimates Y Banc Cottage, Oxwich, Swansea, SA3 1LS is worth £716,000 as of November 2026, within a likely range of £547,000 to £943,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.

When did Y Banc Cottage, Oxwich, Swansea, SA3 1LS last sell?

It last sold in October 1999 for £237,500.

What type of property is Y Banc Cottage, Oxwich, Swansea, SA3 1LS?

It is recorded as a Mid-terrace house in the SA3 postcode area.

What is the EPC rating of Y Banc Cottage, Oxwich, Swansea, SA3 1LS?

Y Banc Cottage, Oxwich, Swansea, SA3 1LS has an EPC energy-efficiency rating of band E (48 out of 100). Its potential rating after the recommended improvements is band C (73). The certificate records a floor area of 221 m² (2,379 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 45 out of 100 (medium). Tested against real sales of similar homes, estimates like this one are typically within 14% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 137 similar homes in the same postcode district (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.

How we got this figure

We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 6,542 real sales of similar homes.

  • Recent price per m² in the same postcode district, for its 221 m²£777,37450%
  • Its sale in October 1999, brought up to today with the House Price Index£1,005,81425%
  • 137 similar homes sold recently in the same postcode district£302,48825%

Estimate £716,000, likely £547,000 – £943,000

Read the full methodology and data sources →