How much is Spencer House, Flat 18, St Pauls Square, Carlisle, Cumbria, CA1 1AE worth?
Estimated value — November 2026
£74,000
Likely range £61,000 – £88,000Four in five similar homes sold within their range when we tested it.
Latest recorded sale September 2011
66%
confidence
High
Typically within 9% of the sale price
Property details
Flat / Maisonette
St Pauls Square · Carlisle · CA1 1AE
Energy performance
Electricity (Not Community) · EPC 7600-3911-5209-4279-7204 · inspected November 2021
Address
- District
- Carlisle
- County
- Cumbria
Value over time
- Modelled value
- Recorded sale
- Projected
- Likely range (80%)
- Today's estimate
Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.
View as a table
| Year | Modelled value | Likely range | Recorded sale |
|---|---|---|---|
| 2000 | £38,760 | £33,865 – £45,831 | — |
| 2001 | £40,188 | £34,959 – £46,402 | — |
| 2002 | £47,761 | £41,227 – £54,983 | — |
| 2003 | £63,168 | £54,085 – £72,912 | — |
| 2004 | £79,453 | £67,478 – £92,258 | — |
| 2005 | £84,979 | £71,972 – £98,822 | — |
| 2006 | £87,531 | £74,745 – £101,270 | — |
| 2007 | £89,817 | £77,317 – £103,381 | — |
| 2008 | £79,128 | £68,663 – £91,219 | — |
| 2009 | £76,226 | £66,550 – £89,009 | — |
| 2010 | £71,844 | £62,326 – £89,014 | — |
| 2011 | £65,485 | £55,877 – £86,411 | £65,000 |
| 2012 | £62,909 | £54,723 – £74,854 | — |
| 2013 | £62,280 | £53,805 – £72,282 | — |
| 2014 | £63,380 | £54,231 – £73,493 | — |
| 2015 | £63,859 | £54,149 – £74,283 | — |
| 2016 | £64,781 | £54,498 – £75,824 | — |
| 2017 | £66,982 | £55,983 – £78,650 | — |
| 2018 | £65,349 | £54,385 – £76,755 | — |
| 2019 | £63,797 | £52,894 – £75,044 | — |
| 2020 | £65,625 | £54,182 – £77,397 | — |
| 2021 | £68,291 | £56,181 – £80,792 | — |
| 2022 | £74,406 | £61,102 – £88,206 | — |
| 2023 | £74,179 | £60,909 – £88,137 | — |
| 2024 | £74,936 | £61,630 – £89,121 | — |
| 2025 | £75,664 | £62,309 – £90,026 | — |
| 2026 | £74,000 | £61,000 – £88,000 | — |
Sale history
Mortgage calculator
£397
Estimated monthly repayment
£66,600
Loan amount
£76,378
Total interest
£142,978
Total repayable
A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.
Related properties
- Spencer House, Flat 6, St Pauls Square, Carlisle, Cumberland, CA1 1AE£73,000 · 2026£77,000
- Spencer House, Flat 17, St Pauls Square, Carlisle, Cumberland, CA1 1AE£75,000 · 2025£80,000
- Spencer House, Flat 5, St Pauls Square, Carlisle, Cumbria, CA1 1AE£69,950 · 2015£77,000
- Spencer House, Flat 11, St Pauls Square, Carlisle, Cumbria, CA1 1AE£72,500 · 2014£79,000
- Spencer House, Flat 22, St Pauls Square, Carlisle, Cumbria, CA1 1AE£67,000 · 2012£79,000
- Spencer House, Flat 21, St Pauls Square, Carlisle, Cumbria, CA1 1AE£65,000 · 2012£73,000
- Spencer House, Flat 24, St Pauls Square, Carlisle, Cumbria, CA1 1AE£69,000 · 2012£74,000
- Spencer House, Flat 1, St Pauls Square, Carlisle, Cumbria, CA1 1AE£72,000 · 2012£82,000
- Spencer House, Flat 12, St Pauls Square, Carlisle, Cumbria, CA1 1AE£110,000 · 2006£89,000
- Spencer House, Flat 7, St Pauls Square, Carlisle, Cumbria, CA1 1AE£46,500 · 2001£85,000
About this property
Spencer House, Flat 18, St Pauls Square, Carlisle, Cumbria, CA1 1AE is a flat on St Pauls Square in Carlisle, Cumbria. Stede's estimated value for November 2026 is £74,000. Four in five similar homes sold within their likely range when tested; for this property that range is £61,000 to £88,000. It combines its own last sale brought up to date with the House Price Index (50%), recent sales of 3 similar homes in the same postcode (25%) and their price per m² applied to its floor area (25%). The confidence score is 66 out of 100 (high): estimates like this one are typically within 9% of the eventual sale price.
It last sold in September 2011 for £65,000. It has 2 sales on record, the earliest in 1999. The current estimate is 14% higher than that price. The current owner has held it for about 15 years.
Its EPC energy-efficiency rating is band B (81 out of 100). The certificate records a total floor area of 46 m² (495 sq ft). It was lodged in November 2021.
The modelled value is down 2% over the past year and up 7% over the past five years.
Among 10 nearby properties Stede tracks in the CA1 area, estimated values run from £73,000 to £89,000. This flat's £74,000 sits toward the lower end of that range.
Common questions
How much is Spencer House, Flat 18, St Pauls Square, Carlisle, Cumbria, CA1 1AE worth?
Stede estimates Spencer House, Flat 18, St Pauls Square, Carlisle, Cumbria, CA1 1AE is worth £74,000 as of November 2026, within a likely range of £61,000 to £88,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.
When did Spencer House, Flat 18, St Pauls Square, Carlisle, Cumbria, CA1 1AE last sell?
It last sold in September 2011 for £65,000. There are 2 sales on record, the earliest in 1999.
What type of property is Spencer House, Flat 18, St Pauls Square, Carlisle, Cumbria, CA1 1AE?
It is recorded as a Flat / Maisonette on St Pauls Square in the CA1 postcode area.
What is the EPC rating of Spencer House, Flat 18, St Pauls Square, Carlisle, Cumbria, CA1 1AE?
Spencer House, Flat 18, St Pauls Square, Carlisle, Cumbria, CA1 1AE has an EPC energy-efficiency rating of band B (81 out of 100). The certificate records a floor area of 46 m² (495 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.
How reliable is this estimate?
The confidence score is 66 out of 100 (high). Tested against real sales of similar homes, estimates like this one are typically within 9% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.
How does Stede calculate this estimate?
It combines its own last sale brought up to date with the House Price Index (50%), recent sales of 3 similar homes in the same postcode (25%) and their price per m² applied to its floor area (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.
How we got this figure
We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 8,670 real sales of similar homes.
- Its sale in September 2011, brought up to today with the House Price Index£76,41750%
- 3 similar homes sold recently in the same postcode£75,56225%
- Recent price per m² in the same postcode sector, for its 46 m²£68,35125%
Estimate £74,000, likely £61,000 – £88,000
Read the full methodology and data sources →