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Smithy Cottage, Thirlmere, Keswick, Cumberland, CA12 4TG

How much is Smithy Cottage, Thirlmere, Keswick, Cumberland, CA12 4TG worth?

Estimated value — October 2026

£633,000

Likely range £626,000 – £639,000

Latest recorded sale February 2024

92%

confidence

High

Property details

Detached house

Keswick · CA12 4TG

153 m²1,647 sq ftFloor area
1900-1929Built
Oil boilerHeating

Energy performance

Current ratingF26
PotentialC77

Oil (Not Community) · EPC 2032-2822-7209-0181-2296 · inspected December 2022 · lodged January 2023

Address

District
Cumberland
County
Cumberland
See house prices in CA12 →

Value over time

  • Modelled value
  • Recorded sale
  • Today's estimate
£450k£500k£550k£600k£650k£700k20192020202120222023202420252026£633,000

Modelled by indexing this property's most recent recorded sale, month by month, against the UK House Price Index for its area and property type. Earlier sales are shown as recorded. Today's estimate also blends in the other valuation methods, so it can sit a little off the line.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueRecorded sale
2018£489,791£462,500
2019£487,501—
2020£524,033—
2021£538,028—
2022£596,847—
2023£603,875—
2024£620,498£590,000
2025£638,530—
2026£639,292—

Sale history

2018Sold
£462,500
2024Sold
+28%£590,000
2026Today — estimated
+7%£633,000

Mortgage calculator

£3,397

Estimated monthly repayment

£569,700

Loan amount

£653,345

Total interest

£1,223,045

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

About this property

Smithy Cottage, Thirlmere, Keswick, Cumberland, CA12 4TG is a detached house in Keswick, Cumberland (CA12). Stede's estimated value for October 2026 is £633,000. The likely range is £626,000 to £639,000. It is the average of 2 independent methods that re-index recorded sale prices to today. The confidence score is 92 out of 100 (high), based on how recent the most recent recorded sale is.

It last sold in February 2024 for £590,000. It has 2 sales on record, the earliest in 2018. The current estimate is 7% higher than that price. The current owner has held it for about 2 years.

Its EPC energy-efficiency rating is band F (26 out of 100), with a potential of band C (77) after the recommended improvements. The certificate records a total floor area of 153 m² (1,647 sq ft). It was lodged in January 2023.

The modelled value is up 3% over the past year and up 20% over the past five years.

Common questions

How much is Smithy Cottage, Thirlmere, Keswick, Cumberland, CA12 4TG worth?

Stede estimates Smithy Cottage, Thirlmere, Keswick, Cumberland, CA12 4TG is worth £633,000 as of October 2026, within a likely range of £626,000 to £639,000. The estimate is generated automatically from recorded sale prices and the UK House Price Index, and is not a formal valuation.

When did Smithy Cottage, Thirlmere, Keswick, Cumberland, CA12 4TG last sell?

It last sold in February 2024 for £590,000. There are 2 sales on record, the earliest in 2018.

What type of property is Smithy Cottage, Thirlmere, Keswick, Cumberland, CA12 4TG?

It is recorded as a Detached house in the CA12 postcode area.

What is the EPC rating of Smithy Cottage, Thirlmere, Keswick, Cumberland, CA12 4TG?

Smithy Cottage, Thirlmere, Keswick, Cumberland, CA12 4TG has an EPC energy-efficiency rating of band F (26 out of 100). Its potential rating after the recommended improvements is band C (77). The certificate records a floor area of 153 m² (1,647 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 92 out of 100 (high), which reflects how recent the most recent recorded sale is rather than local market volatility. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

Stede runs 2 independent methods that re-index this property's recorded sale prices to today using the House Price Index for its type and region, then takes the average. Full detail is on the methodology page.

How we calculated this

This estimate averages 2 valuation methods, each re-indexing recorded sale prices to today. The confidence score reflects how recent the most recent recorded sale is.

2

Valuation methods used

2

Recorded sales on file

2024

Most recent recorded sale

Read the full methodology and data sources →