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Bay Tree Cottage, Sawley, Ripon, Harrogate, North Yorkshire, HG4 3EQ

How much is Bay Tree Cottage, Sawley, Ripon, Harrogate, North Yorkshire, HG4 3EQ worth?

Estimated value — November 2026

£438,000

Likely range £302,000 – £641,000Four in five similar homes sold within their range when we tested it.

Latest recorded sale June 1997

31%

confidence

Low

Typically within 17% of the sale price

Property details

Detached house

Ripon · HG4 3EQ

Address

District
Harrogate
County
North Yorkshire
See house prices in HG4 →

Value over time

  • Modelled value
  • Projected
  • Likely range (80%)
  • Today's estimate
£0£200k£400k£600k£800k20002002200420062008201020122014201620182020202220242026£438,000

Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueLikely range
2000£123,943£104,338 – £147,324
2001£138,166£114,678 – £166,149
2002£179,325£146,809 – £218,512
2003£214,165£173,205 – £263,344
2004£251,947£201,635 – £312,003
2005£257,742£203,983 – £321,909
2006£280,570£219,171 – £354,185
2007£294,697£227,278 – £375,957
2008£264,292£201,463 – £340,886
2009£270,277£204,486 – £352,488
2010£279,525£210,345 – £368,496
2011£277,279£207,400 – £370,056
2012£278,913£207,537 – £375,731
2013£281,172£231,783 – £354,893
2014£297,370£241,970 – £380,063
2015£315,156£253,087 – £407,803
2016£328,359£260,194 – £430,105
2017£340,230£265,979 – £451,061
2018£345,832£266,676 – £463,983
2019£351,211£267,085 – £476,781
2020£376,375£282,215 – £516,923
2021£395,503£292,347 – £549,478
2022£434,294£316,397 – £610,272
2023£424,053£304,422 – £602,620
2024£438,062£309,815 – £629,489
2025£435,843£303,606 – £633,226
2026£438,000£302,000 – £641,000

Sale history

1997Sold
£92,500
2026Today — estimated
+374%£438,000

Mortgage calculator

£2,351

Estimated monthly repayment

£394,200

Loan amount

£452,078

Total interest

£846,278

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

Bay Tree Cottage, Sawley, Ripon, Harrogate, North Yorkshire, HG4 3EQ is a detached house in Ripon, North Yorkshire (HG4). Stede's estimated value for November 2026 is £438,000. Four in five similar homes sold within their likely range when tested; for this property that range is £302,000 to £641,000. It combines its own last sale brought up to date with the House Price Index (75%) and recent sales of 50 similar homes in the same postcode sector (25%). The confidence score is 31 out of 100 (low): estimates like this one are typically within 17% of the eventual sale price.

It last sold in June 1997 for £92,500. The current estimate is 374% higher than that price. The current owner has held it for about 29 years.

The modelled value is unchanged over the past year and up 11% over the past five years.

Among 7 nearby properties Stede tracks in the HG4 area, estimated values run from £267,000 to £679,000. This detached house's £438,000 sits toward the upper end of that range.

Common questions

How much is Bay Tree Cottage, Sawley, Ripon, Harrogate, North Yorkshire, HG4 3EQ worth?

Stede estimates Bay Tree Cottage, Sawley, Ripon, Harrogate, North Yorkshire, HG4 3EQ is worth £438,000 as of November 2026, within a likely range of £302,000 to £641,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.

When did Bay Tree Cottage, Sawley, Ripon, Harrogate, North Yorkshire, HG4 3EQ last sell?

It last sold in June 1997 for £92,500.

What type of property is Bay Tree Cottage, Sawley, Ripon, Harrogate, North Yorkshire, HG4 3EQ?

It is recorded as a Detached house in the HG4 postcode area.

How reliable is this estimate?

The confidence score is 31 out of 100 (low). Tested against real sales of similar homes, estimates like this one are typically within 17% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

It combines its own last sale brought up to date with the House Price Index (75%) and recent sales of 50 similar homes in the same postcode sector (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.

How we got this figure

We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 1,399 real sales of similar homes.

  • Its sale in June 1997, brought up to today with the House Price Index£377,86675%
  • 50 similar homes sold recently in the same postcode sector£619,12325%

Estimate £438,000, likely £302,000 – £641,000

Read the full methodology and data sources →