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86A, Lovelace Gardens, Southend-On-Sea, SS2 4NU

How much is 86A, Lovelace Gardens, Southend-On-Sea, SS2 4NU worth?

Estimated value — November 2026

£265,000

Likely range £201,000 – £314,000Four in five similar homes sold within their range when we tested it.

Latest recorded sale January 1996

59%

confidence

Medium

Typically within 10% of the sale price

Property details

Mid-terrace house

Lovelace Gardens · Southend-on-sea · SS2 4NU

75 m²807 sq ftFloor area
1900-1929Built
Mains gas boilerHeating

Energy performance

Current ratingD56
PotentialD65

Mains Gas (Not Community) · EPC 0242-2851-7367-9206-5855 · inspected June 2016

Address

District
Southend-on-sea
County
Southend-on-sea
See house prices in SS2 →

Value over time

  • Modelled value
  • Projected
  • Likely range (80%)
  • Today's estimate
£0£100k£200k£300k£400k20002002200420062008201020122014201620182020202220242026£265,000

Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueLikely range
2000£47,359£39,670 – £55,059
2001£55,367£45,893 – £64,661
2002£73,230£60,224 – £85,428
2003£84,288£68,835 – £98,319
2004£102,205£82,744 – £119,401
2005£103,958£83,286 – £122,018
2006£113,905£90,475 – £133,956
2007£124,708£98,237 – £147,497
2008£110,609£87,049 – £131,178
2009£113,953£89,370 – £135,855
2010£118,668£92,895 – £142,369
2011£120,042£93,786 – £143,981
2012£121,295£105,092 – £133,701
2013£129,474£111,156 – £143,499
2014£148,920£126,674 – £165,952
2015£163,394£137,696 – £183,069
2016£184,892£154,353 – £208,274
2017£194,608£160,927 – £220,395
2018£204,769£167,712 – £233,140
2019£211,174£171,291 – £241,710
2020£220,845£177,391 – £254,114
2021£236,703£188,260 – £273,792
2022£262,992£207,092 – £305,791
2023£253,661£197,741 – £296,475
2024£255,602£197,236 – £300,289
2025£265,608£202,859 – £313,650
2026£265,000£201,000 – £314,000

Sale history

1996Sold
£26,000
2026Today — estimated
+919%£265,000

Mortgage calculator

£1,422

Estimated monthly repayment

£238,500

Loan amount

£273,517

Total interest

£512,017

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

86A, Lovelace Gardens, Southend-On-Sea, SS2 4NU is a mid-terrace house on Lovelace Gardens in Southend-on-sea. Stede's estimated value for November 2026 is £265,000. Four in five similar homes sold within their likely range when tested; for this property that range is £201,000 to £314,000. It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 132 similar homes in the same postcode sector (25%). The confidence score is 59 out of 100 (medium): estimates like this one are typically within 10% of the eventual sale price.

It last sold in January 1996 for £26,000. The current estimate is 919% higher than that price. The current owner has held it for about 30 years.

Its EPC energy-efficiency rating is band D (56 out of 100). The certificate records a total floor area of 75 m² (807 sq ft). It was lodged in June 2016.

The modelled value is up 2% over the past year and up 13% over the past five years.

Among 10 nearby properties Stede tracks in the SS2 area, estimated values run from £256,000 to £393,000. This mid-terrace house's £265,000 sits toward the lower end of that range.

Common questions

How much is 86A, Lovelace Gardens, Southend-On-Sea, SS2 4NU worth?

Stede estimates 86A, Lovelace Gardens, Southend-On-Sea, SS2 4NU is worth £265,000 as of November 2026, within a likely range of £201,000 to £314,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.

When did 86A, Lovelace Gardens, Southend-On-Sea, SS2 4NU last sell?

It last sold in January 1996 for £26,000.

What type of property is 86A, Lovelace Gardens, Southend-On-Sea, SS2 4NU?

It is recorded as a Mid-terrace house on Lovelace Gardens in the SS2 postcode area.

What is the EPC rating of 86A, Lovelace Gardens, Southend-On-Sea, SS2 4NU?

86A, Lovelace Gardens, Southend-On-Sea, SS2 4NU has an EPC energy-efficiency rating of band D (56 out of 100). The certificate records a floor area of 75 m² (807 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 59 out of 100 (medium). Tested against real sales of similar homes, estimates like this one are typically within 10% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 132 similar homes in the same postcode sector (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.

How we got this figure

We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 48,454 real sales of similar homes.

  • Recent price per m² in the same postcode sector, for its 75 m²£274,05750%
  • Its sale in January 1996, brought up to today with the House Price Index£189,52625%
  • 132 similar homes sold recently in the same postcode sector£322,94525%

Estimate £265,000, likely £201,000 – £314,000

Read the full methodology and data sources →