How much is 85 Smarts Lane, Loughton, Epping Forest, Essex, IG10 4BP worth?
Estimated value — November 2026
£610,000
Likely range £464,000 – £702,000Four in five similar homes sold within their range when we tested it.
Latest recorded sale July 1996
61%
confidence
Medium
Typically within 10% of the sale price
Property details
Mid-terrace house
Smarts Lane · Loughton · IG10 4BP
Energy performance
Mains Gas (Not Community) · EPC 0679-2816-6574-2900-5395 · inspected March 2020
Address
- District
- Epping Forest
- County
- Essex
Value over time
- Modelled value
- Projected
- Likely range (80%)
- Today's estimate
Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.
View as a table
| Year | Modelled value | Likely range |
|---|---|---|
| 2000 | £148,446 | £125,018 – £171,269 |
| 2001 | £166,714 | £138,927 – £193,272 |
| 2002 | £208,985 | £172,556 – £242,481 |
| 2003 | £233,287 | £191,223 – £270,178 |
| 2004 | £260,578 | £211,955 – £301,714 |
| 2005 | £260,383 | £209,788 – £302,122 |
| 2006 | £284,182 | £226,782 – £330,596 |
| 2007 | £318,320 | £251,937 – £371,273 |
| 2008 | £293,069 | £230,849 – £343,031 |
| 2009 | £308,951 | £242,939 – £362,626 |
| 2010 | £312,444 | £245,003 – £368,524 |
| 2011 | £320,766 | £251,086 – £379,207 |
| 2012 | £342,670 | £297,913 – £370,873 |
| 2013 | £361,480 | £311,391 – £393,043 |
| 2014 | £403,206 | £344,127 – £440,434 |
| 2015 | £454,568 | £384,346 – £498,817 |
| 2016 | £490,043 | £410,442 – £540,202 |
| 2017 | £515,593 | £427,740 – £570,952 |
| 2018 | £509,438 | £418,581 – £566,690 |
| 2019 | £512,102 | £416,695 – £572,221 |
| 2020 | £542,996 | £437,514 – £609,464 |
| 2021 | £561,897 | £448,272 – £633,496 |
| 2022 | £606,590 | £479,102 – £686,925 |
| 2023 | £586,890 | £458,873 – £667,558 |
| 2024 | £606,329 | £469,248 – £692,709 |
| 2025 | £611,210 | £468,162 – £701,350 |
| 2026 | £610,000 | £464,000 – £702,000 |
Sale history
Mortgage calculator
£3,274
Estimated monthly repayment
£549,000
Loan amount
£629,606
Total interest
£1,178,606
Total repayable
A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.
Related properties
- 141 Smarts Lane, Loughton, Epping Forest, Essex, IG10 4BP£598,000 · 2025£640,000
- 159 Smarts Lane, Loughton, Epping Forest, Essex, IG10 4BP£530,000 · 2021£562,000
- 149 Smarts Lane, Loughton, Epping Forest, Essex, IG10 4BP£430,000 · 2015£571,000
- 143 Smarts Lane, Loughton, Epping Forest, Essex, IG10 4BP£381,500 · 2014£573,000
- 89 Smarts Lane, Loughton, Epping Forest, Essex, IG10 4BP£302,500 · 2012£659,000
- 121 Smarts Lane, Loughton, Epping Forest, Essex, IG10 4BP£335,000 · 2010£597,000
- 87 Smarts Lane, Loughton, Epping Forest, Essex, IG10 4BP£386,000 · 2008£670,000
- 157 Smarts Lane, Loughton, Epping Forest, Essex, IG10 4BP£140,000 · 2000£557,000
- 137 Smarts Lane, Loughton, Epping Forest, Essex, IG10 4BP£520,000 · 2023£537,000
- 153 Smarts Lane, Loughton, Epping Forest, Essex, IG10 4BP£500,000 · 2021£541,000
About this property
85 Smarts Lane, Loughton, Epping Forest, Essex, IG10 4BP is a mid-terrace house on Smarts Lane in Loughton, Essex. Stede's estimated value for November 2026 is £610,000. Four in five similar homes sold within their likely range when tested; for this property that range is £464,000 to £702,000. It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 25 similar homes in the same postcode sector (25%). The confidence score is 61 out of 100 (medium): estimates like this one are typically within 10% of the eventual sale price.
It last sold in July 1996 for £85,000. The current estimate is 618% higher than that price. The current owner has held it for about 30 years.
Its EPC energy-efficiency rating is band D (65 out of 100), with a potential of band B (86) after the recommended improvements. The certificate records a total floor area of 89 m² (958 sq ft). It was lodged in March 2020.
The modelled value is up 1% over the past year and up 8% over the past five years.
Among 10 nearby properties Stede tracks in the IG10 area, estimated values run from £537,000 to £670,000. This mid-terrace house's £610,000 sits toward the upper end of that range.
Common questions
How much is 85 Smarts Lane, Loughton, Epping Forest, Essex, IG10 4BP worth?
Stede estimates 85 Smarts Lane, Loughton, Epping Forest, Essex, IG10 4BP is worth £610,000 as of November 2026, within a likely range of £464,000 to £702,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.
When did 85 Smarts Lane, Loughton, Epping Forest, Essex, IG10 4BP last sell?
It last sold in July 1996 for £85,000.
What type of property is 85 Smarts Lane, Loughton, Epping Forest, Essex, IG10 4BP?
It is recorded as a Mid-terrace house on Smarts Lane in the IG10 postcode area.
What is the EPC rating of 85 Smarts Lane, Loughton, Epping Forest, Essex, IG10 4BP?
85 Smarts Lane, Loughton, Epping Forest, Essex, IG10 4BP has an EPC energy-efficiency rating of band D (65 out of 100). Its potential rating after the recommended improvements is band B (86). The certificate records a floor area of 89 m² (958 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.
How reliable is this estimate?
The confidence score is 61 out of 100 (medium). Tested against real sales of similar homes, estimates like this one are typically within 10% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.
How does Stede calculate this estimate?
It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 25 similar homes in the same postcode sector (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.
How we got this figure
We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 15,403 real sales of similar homes.
- Recent price per m² in the same postcode sector, for its 89 m²£655,64050%
- Its sale in July 1996, brought up to today with the House Price Index£499,82725%
- 25 similar homes sold recently in the same postcode sector£628,18125%
Estimate £610,000, likely £464,000 – £702,000
Read the full methodology and data sources →