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Stede

63 Oswald Street, Carlisle, Cumbria, CA1 2LU

How much is 63 Oswald Street, Carlisle, Cumbria, CA1 2LU worth?

Estimated value — November 2026

£98,000

Likely range £71,000 – £134,000Four in five similar homes sold within their range when we tested it.

Latest recorded sale September 2015

46%

confidence

Medium

Typically within 13% of the sale price

Property details

Mid-terrace house

Oswald Street · Carlisle · CA1 2LU

64 m²689 sq ftFloor area
before 1900Built
Mains gas boilerHeating

Energy performance

Current ratingD67
PotentialB88

Mains Gas (Not Community) · EPC 2648-6035-6273-6720-3250 · inspected July 2020

Address

District
Carlisle
County
Cumbria
See house prices in CA1 →

Value over time

  • Modelled value
  • Recorded sale
  • Projected
  • Likely range (80%)
  • Today's estimate
£0£50k£100k£150k20002002200420062008201020122014201620182020202220242026£98,000

Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. A sale we treat with caution is shown but the line doesn't pass through it. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueLikely rangeRecorded sale
2000£27,620£24,137 – £32,762—
2001£29,325£25,525 – £33,872—
2002£35,434£30,861 – £40,945—
2003£49,789£43,518 – £59,246—
2004£66,793£57,026 – £88,285—
2005£73,209£63,510 – £90,706£65,500
2006£78,765£68,766 – £91,974—
2007£82,019£71,634 – £96,374—
2008£73,486£63,410 – £92,990—
2009£74,763£63,926 – £96,802£70,000
2010£73,890£63,645 – £88,503—
2011£69,021£58,620 – £81,770—
2012£68,326£57,083 – £81,611—
2013£67,802£55,744 – £81,996—
2014£69,469£56,250 – £85,207—
2015£71,814£57,357 – £89,025£68,250
2016£71,673£56,571 – £89,614—
2017£74,200£57,875 – £93,675—
2018£73,391£56,521 – £93,674—
2019£73,279£55,758 – £94,553—
2020£77,851£58,618 – £101,504—
2021£80,467£60,105 – £106,003—
2022£90,263£66,993 – £120,027—
2023£90,414£66,651 – £121,348—
2024£93,564£68,530 – £126,545—
2025£96,549£70,987 – £130,632—
2026£98,000£71,000 – £134,000—

Sale history

1999Sold
£26,500
2005Sold
+147%£65,500
2009Sold
+7%£70,000
2015Sold
-2%£68,250

Treated with caution in this estimate: recorded by HM Land Registry as an additional price paid entry.

2026Today — estimated
+44%£98,000

Mortgage calculator

£526

Estimated monthly repayment

£88,200

Loan amount

£101,150

Total interest

£189,350

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

63 Oswald Street, Carlisle, Cumbria, CA1 2LU is a mid-terrace house on Oswald Street in Carlisle, Cumbria. Stede's estimated value for November 2026 is £98,000. Four in five similar homes sold within their likely range when tested; for this property that range is £71,000 to £134,000. It combines its own last sale brought up to date with the House Price Index (50%), recent sales of 5 similar homes in the same postcode (25%) and their price per m² applied to its floor area (25%). The confidence score is 46 out of 100 (medium): estimates like this one are typically within 13% of the eventual sale price.

It last sold in September 2015 for £68,250. It has 4 sales on record, the earliest in 1999. The current estimate is 44% higher than that price. The current owner has held it for about 11 years.

Its EPC energy-efficiency rating is band D (67 out of 100), with a potential of band B (88) after the recommended improvements. The certificate records a total floor area of 64 m² (689 sq ft). It was lodged in July 2020.

The modelled value is up 2% over the past year and up 20% over the past five years.

Among 10 nearby properties Stede tracks in the CA1 area, estimated values run from £92,000 to £105,000. This mid-terrace house's £98,000 sits around the middle of that range.

Common questions

How much is 63 Oswald Street, Carlisle, Cumbria, CA1 2LU worth?

Stede estimates 63 Oswald Street, Carlisle, Cumbria, CA1 2LU is worth £98,000 as of November 2026, within a likely range of £71,000 to £134,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.

When did 63 Oswald Street, Carlisle, Cumbria, CA1 2LU last sell?

It last sold in September 2015 for £68,250. There are 4 sales on record, the earliest in 1999.

What type of property is 63 Oswald Street, Carlisle, Cumbria, CA1 2LU?

It is recorded as a Mid-terrace house on Oswald Street in the CA1 postcode area.

What is the EPC rating of 63 Oswald Street, Carlisle, Cumbria, CA1 2LU?

63 Oswald Street, Carlisle, Cumbria, CA1 2LU has an EPC energy-efficiency rating of band D (67 out of 100). Its potential rating after the recommended improvements is band B (88). The certificate records a floor area of 64 m² (689 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 46 out of 100 (medium). Tested against real sales of similar homes, estimates like this one are typically within 13% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

It combines its own last sale brought up to date with the House Price Index (50%), recent sales of 5 similar homes in the same postcode (25%) and their price per m² applied to its floor area (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.

How we got this figure

We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 50,828 real sales of similar homes.

  • Its sale in July 2009, brought up to today with the House Price Index£101,62350%
  • 5 similar homes sold recently in the same postcode£104,72025%
  • Recent price per m² in the same postcode, for its 64 m²£85,88725%

Estimate £98,000, likely £71,000 – £134,000

Read the full methodology and data sources →