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5 Spencer Street, Cardiff, CF24 4PG

How much is 5 Spencer Street, Cardiff, CF24 4PG worth?

Estimated value — November 2026

£230,000

Likely range £173,000 – £273,000Four in five similar homes sold within their range when we tested it.

Latest recorded sale February 1996

58%

confidence

Medium

Typically within 11% of the sale price

Property details

Mid-terrace house

Spencer Street · Cardiff · CF24 4PG

65 m²700 sq ftFloor area
1900-1929Built
Mains gas boilerHeating

Energy performance

Current ratingC69
PotentialB88

Mains Gas (Not Community) · EPC 9616-0045-3102-0004-0702 · inspected April 2025

Address

District
Cardiff
County
Cardiff
See house prices in CF24 →

Value over time

  • Modelled value
  • Projected
  • Likely range (80%)
  • Today's estimate
£0£100k£200k£300k20002002200420062008201020122014201620182020202220242026£230,000

Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueLikely range
2000£63,677£53,318 – £74,011
2001£73,107£60,558 – £85,378
2002£90,311£74,185 – £105,410
2003£108,507£88,482 – £126,629
2004£134,497£108,712 – £157,187
2005£137,578£110,027 – £161,507
2006£145,600£115,394 – £171,315
2007£148,457£116,651 – £175,619
2008£131,224£102,920 – £155,709
2009£134,858£105,403 – £160,830
2010£134,525£104,902 – £161,440
2011£136,874£106,497 – £164,321
2012£137,555£118,740 – £151,748
2013£140,587£120,215 – £155,955
2014£152,913£129,513 – £170,566
2015£157,356£131,997 – £176,486
2016£160,784£133,566 – £181,317
2017£168,670£138,747 – £191,243
2018£174,822£142,387 – £199,290
2019£179,435£144,686 – £205,649
2020£186,142£148,582 – £214,477
2021£202,570£160,049 – £234,647
2022£226,590£177,186 – £263,860
2023£219,830£170,114 – £257,335
2024£222,720£170,540 – £262,084
2025£226,568£171,646 – £268,000
2026£230,000£173,000 – £273,000

Sale history

1996Sold
£47,000
2026Today — estimated
+389%£230,000

Mortgage calculator

£1,234

Estimated monthly repayment

£207,000

Loan amount

£237,392

Total interest

£444,392

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

5 Spencer Street, Cardiff, CF24 4PG is a mid-terrace house on Spencer Street in Cardiff. Stede's estimated value for November 2026 is £230,000. Four in five similar homes sold within their likely range when tested; for this property that range is £173,000 to £273,000. It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 3 similar homes in the same postcode (25%). The confidence score is 58 out of 100 (medium): estimates like this one are typically within 11% of the eventual sale price.

It last sold in February 1996 for £47,000. The current estimate is 389% higher than that price. The current owner has held it for about 30 years.

Its EPC energy-efficiency rating is band C (69 out of 100), with a potential of band B (88) after the recommended improvements. The certificate records a total floor area of 65 m² (700 sq ft). It was lodged in April 2025.

The modelled value is up 2% over the past year and up 14% over the past five years.

Among 10 nearby properties Stede tracks in the CF24 area, estimated values run from £219,000 to £253,000. This mid-terrace house's £230,000 sits around the middle of that range.

Common questions

How much is 5 Spencer Street, Cardiff, CF24 4PG worth?

Stede estimates 5 Spencer Street, Cardiff, CF24 4PG is worth £230,000 as of November 2026, within a likely range of £173,000 to £273,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.

When did 5 Spencer Street, Cardiff, CF24 4PG last sell?

It last sold in February 1996 for £47,000.

What type of property is 5 Spencer Street, Cardiff, CF24 4PG?

It is recorded as a Mid-terrace house on Spencer Street in the CF24 postcode area.

What is the EPC rating of 5 Spencer Street, Cardiff, CF24 4PG?

5 Spencer Street, Cardiff, CF24 4PG has an EPC energy-efficiency rating of band C (69 out of 100). Its potential rating after the recommended improvements is band B (88). The certificate records a floor area of 65 m² (700 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 58 out of 100 (medium). Tested against real sales of similar homes, estimates like this one are typically within 11% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 3 similar homes in the same postcode (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.

How we got this figure

We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 49,875 real sales of similar homes.

  • Recent price per m² in the same postcode, for its 65 m²£207,62450%
  • Its sale in February 1996, brought up to today with the House Price Index£260,59725%
  • 3 similar homes sold recently in the same postcode£245,93925%

Estimate £230,000, likely £173,000 – £273,000

Read the full methodology and data sources →