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5 Charlotte Terrace, Carlisle, Cumbria, CA1 2RX

How much is 5 Charlotte Terrace, Carlisle, Cumbria, CA1 2RX worth?

Estimated value — November 2026

£106,000

Likely range £79,000 – £125,000Four in five similar homes sold within their range when we tested it.

Latest recorded sale October 1999

58%

confidence

Medium

Typically within 11% of the sale price

Property details

Mid-terrace house

Charlotte Terrace · Carlisle · CA1 2RX

60 m²646 sq ftFloor area
before 1900Built
Mains gas boilerHeating

Energy performance

Current ratingE44
PotentialD59

Mains Gas · EPC 9168-4930-6249-6791-9094 · inspected November 2009

Address

District
Carlisle
County
Cumbria
See house prices in CA1 →

Value over time

  • Modelled value
  • Projected
  • Likely range (80%)
  • Today's estimate
£25k£50k£75k£100k£125k20002002200420062008201020122014201620182020202220242026£106,000

Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueLikely range
2000£33,137£28,783 – £39,536
2001£34,416£29,642 – £39,849
2002£40,685£34,616 – £46,977
2003£55,937£47,011 – £64,687
2004£73,432£60,999 – £85,445
2005£80,827£66,412 – £94,345
2006£88,215£71,870 – £102,833
2007£93,225£75,332 – £108,701
2008£84,810£67,855 – £99,091
2009£87,061£68,906 – £102,132
2010£85,700£67,222 – £100,755
2011£79,729£62,072 – £94,187
2012£78,603£61,077 – £93,089
2013£77,677£60,105 – £92,432
2014£79,251£61,157 – £94,694
2015£81,579£69,060 – £90,389
2016£81,067£67,857 – £90,363
2017£83,560£69,150 – £93,700
2018£82,285£67,314 – £92,820
2019£81,792£66,134 – £92,810
2020£86,500£69,120 – £98,730
2021£88,997£70,270 – £102,175
2022£99,367£77,515 – £114,744
2023£99,064£76,338 – £115,056
2024£102,026£77,652 – £119,178
2025£104,772£78,748 – £123,085
2026£106,000£79,000 – £125,000

Sale history

1995Sold
£32,000
1999Sold
+5%£33,500
2026Today — estimated
+216%£106,000

Mortgage calculator

£569

Estimated monthly repayment

£95,400

Loan amount

£109,407

Total interest

£204,807

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

5 Charlotte Terrace, Carlisle, Cumbria, CA1 2RX is a mid-terrace house on Charlotte Terrace in Carlisle, Cumbria. Stede's estimated value for November 2026 is £106,000. Four in five similar homes sold within their likely range when tested; for this property that range is £79,000 to £125,000. It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 251 similar homes in the same postcode sector (25%). The confidence score is 58 out of 100 (medium): estimates like this one are typically within 11% of the eventual sale price.

It last sold in October 1999 for £33,500. It has 2 sales on record, the earliest in 1995. The current estimate is 216% higher than that price. The current owner has held it for about 27 years.

Its EPC energy-efficiency rating is band E (44 out of 100), with a potential of band D (59) after the recommended improvements. The certificate records a total floor area of 60 m² (646 sq ft). It was lodged in November 2009.

The modelled value is up 2% over the past year and up 18% over the past five years.

Among 7 nearby properties Stede tracks in the CA1 area, estimated values run from £62,000 to £112,000. This mid-terrace house's £106,000 sits toward the upper end of that range.

Common questions

How much is 5 Charlotte Terrace, Carlisle, Cumbria, CA1 2RX worth?

Stede estimates 5 Charlotte Terrace, Carlisle, Cumbria, CA1 2RX is worth £106,000 as of November 2026, within a likely range of £79,000 to £125,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.

When did 5 Charlotte Terrace, Carlisle, Cumbria, CA1 2RX last sell?

It last sold in October 1999 for £33,500. There are 2 sales on record, the earliest in 1995.

What type of property is 5 Charlotte Terrace, Carlisle, Cumbria, CA1 2RX?

It is recorded as a Mid-terrace house on Charlotte Terrace in the CA1 postcode area.

What is the EPC rating of 5 Charlotte Terrace, Carlisle, Cumbria, CA1 2RX?

5 Charlotte Terrace, Carlisle, Cumbria, CA1 2RX has an EPC energy-efficiency rating of band E (44 out of 100). Its potential rating after the recommended improvements is band D (59). The certificate records a floor area of 60 m² (646 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 58 out of 100 (medium). Tested against real sales of similar homes, estimates like this one are typically within 11% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 251 similar homes in the same postcode sector (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.

How we got this figure

We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 49,875 real sales of similar homes.

  • Recent price per m² in the same postcode sector, for its 60 m²£87,54450%
  • Its sale in October 1999, brought up to today with the House Price Index£122,11225%
  • 251 similar homes sold recently in the same postcode sector£124,88625%

Estimate £106,000, likely £79,000 – £125,000

Read the full methodology and data sources →