Stede Logo

Stede

5 Ayr Terrace, St Ives, Cornwall, TR26 1ED

How much is 5 Ayr Terrace, St Ives, Cornwall, TR26 1ED worth?

Estimated value — October 2026

£453,000

Likely range £452,000 – £453,000

Latest recorded sale January 2007

26%

confidence

Low

Property details

Mid-terrace house

Ayr Terrace · St Ives · TR26 1ED

23 m²248 sq ftFloor area
1967-1975Built
Mains gas boilerHeating

Energy performance

Current ratingD56
PotentialB90

Mains Gas (Not Community) · EPC 0218-4012-7221-7420-0240 · inspected September 2020

Address

District
Cornwall
County
Cornwall
See house prices in TR26 →

Value over time

  • Modelled value
  • Recorded sale
  • Today's estimate
£100k£200k£300k£400k£500k20002002200420062008201020122014201620182020202220242026£453,000

Modelled by indexing this property's most recent recorded sale, month by month, against the UK House Price Index for its area and property type. Earlier sales are shown as recorded. Today's estimate also blends in the other valuation methods, so it can sit a little off the line.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueRecorded sale
2000£116,681—
2001£138,758—
2002£190,087—
2003£229,774—
2004£280,444—
2005£289,837—
2006£314,590—
2007£335,780£318,500
2008£291,877—
2009£299,235—
2010£308,617—
2011£295,615—
2012£294,323—
2013£302,131—
2014£315,635—
2015£331,383—
2016£328,370—
2017£346,524—
2018£357,585—
2019£365,041—
2020£404,690—
2021£434,292—
2022£490,833—
2023£463,514—
2024£463,413—
2025£453,694—
2026£452,003—

Sale history

1995Sold
£73,950
2007Sold
+331%£318,500
2026Today — estimated
+42%£453,000

Mortgage calculator

£2,151

Estimated monthly repayment

£407,700

Loan amount

£366,804

Total interest

£774,504

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

5 Ayr Terrace, St Ives, Cornwall, TR26 1ED is a mid-terrace house on Ayr Terrace in St Ives, Cornwall. Stede's estimated value for October 2026 is £453,000. The likely range is £452,000 to £453,000. It is the average of 2 independent methods that re-index recorded sale prices to today. The confidence score is 26 out of 100 (low), based on how recent the most recent recorded sale is.

It last sold in January 2007 for £318,500. It has 2 sales on record, the earliest in 1995. The current estimate is 42% higher than that price. The current owner has held it for about 19 years.

Its EPC energy-efficiency rating is band D (56 out of 100), with a potential of band B (90) after the recommended improvements. The certificate records a total floor area of 23 m² (248 sq ft). It was lodged in September 2020.

The modelled value is unchanged over the past year and up 9% over the past five years.

Among 10 nearby properties Stede tracks in the TR26 area, estimated values run from £342,000 to £546,000. This mid-terrace house's £453,000 sits around the middle of that range.

Common questions

How much is 5 Ayr Terrace, St Ives, Cornwall, TR26 1ED worth?

Stede estimates 5 Ayr Terrace, St Ives, Cornwall, TR26 1ED is worth £453,000 as of October 2026, within a likely range of £452,000 to £453,000. The estimate is generated automatically from recorded sale prices and the UK House Price Index, and is not a formal valuation.

When did 5 Ayr Terrace, St Ives, Cornwall, TR26 1ED last sell?

It last sold in January 2007 for £318,500. There are 2 sales on record, the earliest in 1995.

What type of property is 5 Ayr Terrace, St Ives, Cornwall, TR26 1ED?

It is recorded as a Mid-terrace house on Ayr Terrace in the TR26 postcode area.

What is the EPC rating of 5 Ayr Terrace, St Ives, Cornwall, TR26 1ED?

5 Ayr Terrace, St Ives, Cornwall, TR26 1ED has an EPC energy-efficiency rating of band D (56 out of 100). Its potential rating after the recommended improvements is band B (90). The certificate records a floor area of 23 m² (248 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 26 out of 100 (low), which reflects how recent the most recent recorded sale is rather than local market volatility. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

Stede runs 2 independent methods that re-index this property's recorded sale prices to today using the House Price Index for its type and region, then takes the average. Full detail is on the methodology page.

How we calculated this

This estimate averages 2 valuation methods, each re-indexing recorded sale prices to today. The confidence score reflects how recent the most recent recorded sale is.

2

Valuation methods used

2

Recorded sales on file

2007

Most recent recorded sale

Read the full methodology and data sources →