How much is 43 Waterloo Gardens, Cardiff, CF23 5AB worth?
Estimated value — November 2026
£483,000
Likely range £394,000 – £583,000Four in five similar homes sold within their range when we tested it.
Latest recorded sale October 2014
63%
confidence
Medium
Typically within 9% of the sale price
Property details
Mid-terrace house
Waterloo Gardens · Cardiff · CF23 5AB
Energy performance
Mains Gas (Not Community) · EPC 3835-8327-0400-0145-8222 · inspected March 2025
Address
- District
- Cardiff
- County
- Cardiff
Value over time
- Modelled value
- Recorded sale
- Projected
- Likely range (80%)
- Today's estimate
Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.
View as a table
| Year | Modelled value | Likely range | Recorded sale |
|---|---|---|---|
| 2000 | £119,144 | £102,703 – £137,149 | — |
| 2001 | £137,123 | £119,134 – £158,200 | — |
| 2002 | £169,813 | £148,313 – £199,533 | — |
| 2003 | £204,539 | £176,494 – £258,826 | — |
| 2004 | £250,490 | £214,998 – £323,878 | £239,950 |
| 2005 | £247,750 | £213,780 – £313,506 | — |
| 2006 | £259,753 | £222,948 – £335,854 | £244,950 |
| 2007 | £272,323 | £237,934 – £322,003 | — |
| 2008 | £247,421 | £216,095 – £290,724 | — |
| 2009 | £261,242 | £225,422 – £330,579 | — |
| 2010 | £266,092 | £228,389 – £344,051 | £269,950 |
| 2011 | £273,886 | £239,299 – £323,851 | — |
| 2012 | £278,465 | £243,070 – £324,153 | — |
| 2013 | £287,926 | £250,451 – £353,055 | — |
| 2014 | £316,552 | £269,395 – £422,542 | £313,500 |
| 2015 | £326,122 | £283,221 – £389,729 | — |
| 2016 | £333,614 | £287,335 – £388,769 | — |
| 2017 | £350,387 | £298,456 – £408,642 | — |
| 2018 | £363,599 | £306,538 – £425,966 | — |
| 2019 | £373,644 | £312,228 – £441,073 | — |
| 2020 | £388,084 | £321,908 – £460,372 | — |
| 2021 | £422,856 | £348,988 – £502,689 | — |
| 2022 | £473,590 | £389,230 – £564,770 | — |
| 2023 | £460,044 | £376,600 – £550,700 | — |
| 2024 | £466,693 | £380,954 – £560,841 | — |
| 2025 | £475,375 | £387,687 – £572,888 | — |
| 2026 | £483,000 | £394,000 – £583,000 | — |
Sale history
Mortgage calculator
£2,592
Estimated monthly repayment
£434,700
Loan amount
£498,524
Total interest
£933,224
Total repayable
A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.
Related properties
- 12 Waterloo Gardens, Cardiff, CF23 5AB£445,000 · 2025£467,000
- 39 Waterloo Gardens, Cardiff, CF23 5AB£309,500 · 2025£469,000
- 51 Waterloo Gardens, Cardiff, CF23 5AB£477,500 · 2024£480,000
- 26 Waterloo Gardens, Cardiff, CF23 5AB£425,000 · 2023£471,000
- 49 Waterloo Gardens, Cardiff, CF23 5AB£523,000 · 2022£513,000
- 59 Waterloo Gardens, Cardiff, CF23 5AB£383,000 · 2021£453,000
- 61 Waterloo Gardens, Cardiff, CF23 5AB£340,000 · 2020£448,000
- 65 Waterloo Gardens, Cardiff, CF23 5AB£355,000 · 2018£485,000
- 24 Waterloo Gardens, Cardiff, CF23 5AB£290,000 · 2013£482,000
- 37 Waterloo Gardens, Cardiff, CF23 5AB£250,000 · 2010£442,000
About this property
43 Waterloo Gardens, Cardiff, CF23 5AB is a mid-terrace house on Waterloo Gardens in Cardiff. Stede's estimated value for November 2026 is £483,000. Four in five similar homes sold within their likely range when tested; for this property that range is £394,000 to £583,000. It combines its own last sale brought up to date with the House Price Index (50%), recent sales of 88 similar homes in the same postcode sector (25%) and their price per m² applied to its floor area (25%). The confidence score is 63 out of 100 (medium): estimates like this one are typically within 9% of the eventual sale price.
It last sold in October 2014 for £313,500. It has 5 sales on record, the earliest in 1997. The current estimate is 54% higher than that price. The current owner has held it for about 12 years.
Its EPC energy-efficiency rating is band C (76 out of 100), with a potential of band B (88) after the recommended improvements. The certificate records a total floor area of 110 m² (1,184 sq ft). It was lodged in March 2025.
The modelled value is up 2% over the past year and up 15% over the past five years.
Among 10 nearby properties Stede tracks in the CF23 area, estimated values run from £442,000 to £513,000. This mid-terrace house's £483,000 sits around the middle of that range.
Common questions
How much is 43 Waterloo Gardens, Cardiff, CF23 5AB worth?
Stede estimates 43 Waterloo Gardens, Cardiff, CF23 5AB is worth £483,000 as of November 2026, within a likely range of £394,000 to £583,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.
When did 43 Waterloo Gardens, Cardiff, CF23 5AB last sell?
It last sold in October 2014 for £313,500. There are 5 sales on record, the earliest in 1997.
What type of property is 43 Waterloo Gardens, Cardiff, CF23 5AB?
It is recorded as a Mid-terrace house on Waterloo Gardens in the CF23 postcode area.
What is the EPC rating of 43 Waterloo Gardens, Cardiff, CF23 5AB?
43 Waterloo Gardens, Cardiff, CF23 5AB has an EPC energy-efficiency rating of band C (76 out of 100). Its potential rating after the recommended improvements is band B (88). The certificate records a floor area of 110 m² (1,184 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.
How reliable is this estimate?
The confidence score is 63 out of 100 (medium). Tested against real sales of similar homes, estimates like this one are typically within 9% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.
How does Stede calculate this estimate?
It combines its own last sale brought up to date with the House Price Index (50%), recent sales of 88 similar homes in the same postcode sector (25%) and their price per m² applied to its floor area (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.
How we got this figure
We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 80,998 real sales of similar homes.
- Its sale in October 2014, brought up to today with the House Price Index£500,27950%
- 88 similar homes sold recently in the same postcode sector£500,85925%
- Recent price per m² in the same postcode sector, for its 110 m²£430,84325%
Estimate £483,000, likely £394,000 – £583,000
Read the full methodology and data sources →