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43 Holly Bank, Whitehaven, Copeland, Cumbria, CA28 6SA

How much is 43 Holly Bank, Whitehaven, Copeland, Cumbria, CA28 6SA worth?

Estimated value — November 2026

£149,000

Likely range £118,000 – £171,000Four in five similar homes sold within their range when we tested it.

Latest recorded sale March 1997

64%

confidence

Medium

Typically within 9% of the sale price

Property details

Semi-detached house

Holly Bank · Whitehaven · CA28 6SA

50 m²538 sq ftFloor area
1976-1982Built
Mains gas boilerHeating

Energy performance

Current ratingD55
PotentialB88

Mains Gas (Not Community) · EPC 0868-1060-7215-2965-1954 · inspected May 2015

Address

District
Copeland
County
Cumbria
See house prices in CA28 →

Value over time

  • Modelled value
  • Projected
  • Likely range (80%)
  • Today's estimate
£0£50k£100k£150k£200k20002002200420062008201020122014201620182020202220242026£149,000

Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueLikely range
2000£49,572£42,238 – £57,037
2001£51,135£43,154 – £59,084
2002£60,596£50,670 – £70,287
2003£82,053£68,135 – £95,060
2004£103,202£85,205 – £119,394
2005£111,662£91,549 – £129,206
2006£121,089£98,421 – £140,543
2007£126,939£102,417 – £147,540
2008£116,445£93,320 – £135,866
2009£118,744£95,082 – £138,851
2010£118,599£94,824 – £139,180
2011£111,442£89,032 – £131,426
2012£108,286£86,464 – £127,671
2013£108,856£95,960 – £118,008
2014£110,895£96,973 – £120,775
2015£115,176£99,902 – £126,015
2016£114,631£98,619 – £125,995
2017£118,382£101,009 – £130,712
2018£117,671£99,570 – £130,517
2019£117,821£98,863 – £131,275
2020£123,171£102,481 – £137,854
2021£125,927£103,884 – £141,571
2022£139,896£114,418 – £157,977
2023£140,343£113,791 – £159,186
2024£143,669£115,472 – £163,680
2025£147,615£117,599 – £168,917
2026£149,000£118,000 – £171,000

Sale history

1997Sold
£43,650
2026Today — estimated
+241%£149,000

Mortgage calculator

£800

Estimated monthly repayment

£134,100

Loan amount

£153,789

Total interest

£287,889

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

43 Holly Bank, Whitehaven, Copeland, Cumbria, CA28 6SA is a semi-detached house on Holly Bank in Whitehaven, Cumbria. Stede's estimated value for November 2026 is £149,000. Four in five similar homes sold within their likely range when tested; for this property that range is £118,000 to £171,000. It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 12 similar homes in the same postcode (25%). The confidence score is 64 out of 100 (medium): estimates like this one are typically within 9% of the eventual sale price.

It last sold in March 1997 for £43,650. The current estimate is 241% higher than that price. The current owner has held it for about 29 years.

Its EPC energy-efficiency rating is band D (55 out of 100), with a potential of band B (88) after the recommended improvements. The certificate records a total floor area of 50 m² (538 sq ft). It was lodged in May 2015.

The modelled value is up 1% over the past year and up 17% over the past five years.

Among 10 nearby properties Stede tracks in the CA28 area, estimated values run from £146,000 to £163,000. This semi-detached house's £149,000 sits around the middle of that range.

Common questions

How much is 43 Holly Bank, Whitehaven, Copeland, Cumbria, CA28 6SA worth?

Stede estimates 43 Holly Bank, Whitehaven, Copeland, Cumbria, CA28 6SA is worth £149,000 as of November 2026, within a likely range of £118,000 to £171,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.

When did 43 Holly Bank, Whitehaven, Copeland, Cumbria, CA28 6SA last sell?

It last sold in March 1997 for £43,650.

What type of property is 43 Holly Bank, Whitehaven, Copeland, Cumbria, CA28 6SA?

It is recorded as a Semi-detached house on Holly Bank in the CA28 postcode area.

What is the EPC rating of 43 Holly Bank, Whitehaven, Copeland, Cumbria, CA28 6SA?

43 Holly Bank, Whitehaven, Copeland, Cumbria, CA28 6SA has an EPC energy-efficiency rating of band D (55 out of 100). Its potential rating after the recommended improvements is band B (88). The certificate records a floor area of 50 m² (538 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 64 out of 100 (medium). Tested against real sales of similar homes, estimates like this one are typically within 9% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 12 similar homes in the same postcode (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.

How we got this figure

We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 19,418 real sales of similar homes.

  • Recent price per m² in the same postcode, for its 50 m²£137,96250%
  • Its sale in March 1997, brought up to today with the House Price Index£159,60725%
  • 12 similar homes sold recently in the same postcode£161,15825%

Estimate £149,000, likely £118,000 – £171,000

Read the full methodology and data sources →