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40 St James's Road, Croydon, Greater London, CR0 2SA

How much is 40 St James's Road, Croydon, Greater London, CR0 2SA worth?

Estimated value — November 2026

£433,000

Likely range £323,000 – £508,000Four in five similar homes sold within their range when we tested it.

Latest recorded sale January 1998

56%

confidence

Medium

Typically within 11% of the sale price

Property details

Semi-detached house

St James's Road · Croydon · CR0 2SA

116 m²1,249 sq ftFloor area
1900-1929Built
Mains gas boilerHeating

Energy performance

Current ratingD62
PotentialB85

Mains Gas (Not Community) · EPC 3117-3237-0002-0900-2996 · inspected October 2023

Address

District
Croydon
County
Greater London
See house prices in CR0 →

Value over time

  • Modelled value
  • Projected
  • Likely range (80%)
  • Today's estimate
£0£200k£400k£600k20002002200420062008201020122014201620182020202220242026£433,000

Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueLikely range
2000£92,697£79,197 – £106,980
2001£104,990£88,620 – £121,156
2002£130,837£109,173 – £151,887
2003£143,043£118,027 – £166,749
2004£155,662£127,340 – £181,209
2005£156,685£127,192 – £182,331
2006£170,779£137,342 – £198,971
2007£195,160£155,224 – £228,345
2008£171,213£134,937 – £200,647
2009£174,247£136,122 – £205,256
2010£183,335£142,978 – £216,449
2011£188,983£146,776 – £224,149
2012£199,248£154,349 – £237,630
2013£219,973£169,945 – £262,165
2014£263,160£223,594 – £290,137
2015£305,233£256,628 – £338,373
2016£337,889£281,081 – £376,622
2017£352,316£289,951 – £394,838
2018£351,235£285,940 – £395,755
2019£367,129£295,616 – £415,888
2020£381,612£303,886 – £434,607
2021£404,426£318,459 – £463,040
2022£430,828£335,420 – £495,879
2023£410,654£316,064 – £475,147
2024£422,763£321,626 – £491,720
2025£423,786£318,638 – £495,478
2026£433,000£323,000 – £508,000

Sale history

1995Sold
£70,000
1998Sold
-14%£59,950
2026Today — estimated
+622%£433,000

Mortgage calculator

£2,324

Estimated monthly repayment

£389,700

Loan amount

£446,917

Total interest

£836,617

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

40 St James's Road, Croydon, Greater London, CR0 2SA is a semi-detached house on St James's Road in Croydon, Greater London. Stede's estimated value for November 2026 is £433,000. Four in five similar homes sold within their likely range when tested; for this property that range is £323,000 to £508,000. It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 18 similar homes in the same postcode sector (25%). The confidence score is 56 out of 100 (medium): estimates like this one are typically within 11% of the eventual sale price.

It last sold in January 1998 for £59,950. It has 2 sales on record, the earliest in 1995. The current estimate is 622% higher than that price. The current owner has held it for about 28 years.

Its EPC energy-efficiency rating is band D (62 out of 100), with a potential of band B (85) after the recommended improvements. The certificate records a total floor area of 116 m² (1,249 sq ft). It was lodged in October 2023.

The modelled value is up 2% over the past year and up 8% over the past five years.

Among 10 nearby properties Stede tracks in the CR0 area, estimated values run from £218,000 to £434,000. This semi-detached house's £433,000 sits toward the upper end of that range.

Common questions

How much is 40 St James's Road, Croydon, Greater London, CR0 2SA worth?

Stede estimates 40 St James's Road, Croydon, Greater London, CR0 2SA is worth £433,000 as of November 2026, within a likely range of £323,000 to £508,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.

When did 40 St James's Road, Croydon, Greater London, CR0 2SA last sell?

It last sold in January 1998 for £59,950. There are 2 sales on record, the earliest in 1995.

What type of property is 40 St James's Road, Croydon, Greater London, CR0 2SA?

It is recorded as a Semi-detached house on St James's Road in the CR0 postcode area.

What is the EPC rating of 40 St James's Road, Croydon, Greater London, CR0 2SA?

40 St James's Road, Croydon, Greater London, CR0 2SA has an EPC energy-efficiency rating of band D (62 out of 100). Its potential rating after the recommended improvements is band B (85). The certificate records a floor area of 116 m² (1,249 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 56 out of 100 (medium). Tested against real sales of similar homes, estimates like this one are typically within 11% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 18 similar homes in the same postcode sector (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.

How we got this figure

We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 12,882 real sales of similar homes.

  • Recent price per m² in the same postcode sector, for its 116 m²£501,42450%
  • Its sale in January 1998, brought up to today with the House Price Index£280,38125%
  • 18 similar homes sold recently in the same postcode sector£446,78025%

Estimate £433,000, likely £323,000 – £508,000

Read the full methodology and data sources →