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40 Derek Gardens, Southend-On-Sea, SS2 6QY

How much is 40 Derek Gardens, Southend-On-Sea, SS2 6QY worth?

Estimated value — November 2026

£416,000

Likely range £327,000 – £485,000Four in five similar homes sold within their range when we tested it.

Latest recorded sale April 1996

62%

confidence

Medium

Typically within 9% of the sale price

Property details

Semi-detached house

Derek Gardens · Southend-on-sea · SS2 6QY

101 m²1,087 sq ftFloor area
1930-1949Built
Mains gas boilerHeating

Energy performance

Current ratingC69
PotentialC80

Mains Gas (Not Community) · EPC 2235-5323-7500-0527-2206 · inspected July 2025

Address

District
Southend-on-sea
County
Southend-on-sea
See house prices in SS2 →

Value over time

  • Modelled value
  • Projected
  • Likely range (80%)
  • Today's estimate
£0£200k£400k£600k20002002200420062008201020122014201620182020202220242026£416,000

Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueLikely range
2000£102,753£86,720 – £118,963
2001£118,203£98,823 – £137,482
2002£154,667£128,351 – £179,858
2003£173,313£142,960 – £201,336
2004£200,724£164,404 – £233,319
2005£197,469£160,314 – £230,305
2006£211,551£170,397 – £247,280
2007£227,574£182,008 – £267,103
2008£200,515£160,093 – £236,067
2009£204,434£162,982 – £241,640
2010£213,696£170,164 – £253,994
2011£215,422£171,413 – £256,289
2012£213,493£188,397 – £232,950
2013£227,519£199,169 – £249,498
2014£258,527£224,490 – £284,915
2015£282,766£243,544 – £313,174
2016£319,086£272,575 – £355,145
2017£333,461£282,503 – £372,968
2018£348,476£292,765 – £391,667
2019£357,390£297,734 – £403,640
2020£366,914£303,080 – £416,403
2021£389,842£319,270 – £444,555
2022£425,692£345,627 – £487,765
2023£410,402£330,319 – £472,489
2024£407,077£324,771 – £470,887
2025£418,094£330,612 – £485,917
2026£416,000£327,000 – £485,000

Sale history

1996Sold
£58,000
2026Today — estimated
+617%£416,000

Mortgage calculator

£2,233

Estimated monthly repayment

£374,400

Loan amount

£429,371

Total interest

£803,771

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

40 Derek Gardens, Southend-On-Sea, SS2 6QY is a semi-detached house on Derek Gardens in Southend-on-sea. Stede's estimated value for November 2026 is £416,000. Four in five similar homes sold within their likely range when tested; for this property that range is £327,000 to £485,000. It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 165 similar homes in the same postcode sector (25%). The confidence score is 62 out of 100 (medium): estimates like this one are typically within 9% of the eventual sale price.

It last sold in April 1996 for £58,000. The current estimate is 617% higher than that price. The current owner has held it for about 30 years.

Its EPC energy-efficiency rating is band C (69 out of 100). The certificate records a total floor area of 101 m² (1,087 sq ft). It was lodged in July 2025.

The modelled value is up 2% over the past year and up 8% over the past five years.

Among 10 nearby properties Stede tracks in the SS2 area, estimated values run from £316,000 to £398,000. This semi-detached house's £416,000 sits above that range.

Common questions

How much is 40 Derek Gardens, Southend-On-Sea, SS2 6QY worth?

Stede estimates 40 Derek Gardens, Southend-On-Sea, SS2 6QY is worth £416,000 as of November 2026, within a likely range of £327,000 to £485,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.

When did 40 Derek Gardens, Southend-On-Sea, SS2 6QY last sell?

It last sold in April 1996 for £58,000.

What type of property is 40 Derek Gardens, Southend-On-Sea, SS2 6QY?

It is recorded as a Semi-detached house on Derek Gardens in the SS2 postcode area.

What is the EPC rating of 40 Derek Gardens, Southend-On-Sea, SS2 6QY?

40 Derek Gardens, Southend-On-Sea, SS2 6QY has an EPC energy-efficiency rating of band C (69 out of 100). The certificate records a floor area of 101 m² (1,087 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 62 out of 100 (medium). Tested against real sales of similar homes, estimates like this one are typically within 9% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 165 similar homes in the same postcode sector (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.

How we got this figure

We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 56,589 real sales of similar homes.

  • Recent price per m² in the same postcode sector, for its 101 m²£445,85450%
  • Its sale in April 1996, brought up to today with the House Price Index£418,60925%
  • 165 similar homes sold recently in the same postcode sector£354,03625%

Estimate £416,000, likely £327,000 – £485,000

Read the full methodology and data sources →