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4 Williams Terrace, Cardigan, Ceredigion, SA43 1EJ

How much is 4 Williams Terrace, Cardigan, Ceredigion, SA43 1EJ worth?

Estimated value — November 2026

£174,000

Likely range £132,000 – £206,000Four in five similar homes sold within their range when we tested it.

Latest recorded sale March 1998

59%

confidence

Medium

Typically within 10% of the sale price

Property details

Mid-terrace house

Williams Terrace · Cardigan · SA43 1EJ

102 m²1,098 sq ftFloor area
before 1900Built
Mains gas boilerHeating

Energy performance

Current ratingC73
PotentialA106

Mains Gas (Not Community) · EPC 8300-7575-0322-8094-3593 · inspected May 2021

Address

District
Ceredigion
County
Ceredigion
See house prices in SA43 →

Value over time

  • Modelled value
  • Projected
  • Likely range (80%)
  • Today's estimate
£0£50k£100k£150k£200k£250k20002002200420062008201020122014201620182020202220242026£174,000

Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueLikely range
2000£39,870£34,176 – £46,082
2001£44,158£37,417 – £51,019
2002£55,331£46,367 – £64,265
2003£75,679£62,743 – £88,329
2004£106,717£87,727 – £124,541
2005£106,723£87,096 – £124,510
2006£120,030£97,129 – £140,212
2007£123,635£99,032 – £145,008
2008£99,149£78,715 – £116,571
2009£118,507£93,313 – £139,996
2010£115,765£90,939 – £137,183
2011£111,839£87,590 – £133,119
2012£109,560£85,606 – £131,145
2013£107,951£84,174 – £129,308
2014£116,941£100,303 – £129,618
2015£118,393£100,542 – £131,993
2016£116,966£98,337 – £131,159
2017£124,077£103,262 – £139,936
2018£128,260£105,653 – £145,484
2019£128,460£104,727 – £146,542
2020£139,787£112,774 – £160,368
2021£162,762£129,927 – £187,780
2022£181,450£143,303 – £210,514
2023£174,628£136,432 – £203,730
2024£178,490£137,933 – £209,390
2025£183,616£140,335 – £216,592
2026£174,000£132,000 – £206,000

Sale history

1998Sold
£36,000
2026Today — estimated
+383%£174,000

Mortgage calculator

£934

Estimated monthly repayment

£156,600

Loan amount

£179,592

Total interest

£336,192

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

4 Williams Terrace, Cardigan, Ceredigion, SA43 1EJ is a mid-terrace house on Williams Terrace in Cardigan, Ceredigion. Stede's estimated value for November 2026 is £174,000. Four in five similar homes sold within their likely range when tested; for this property that range is £132,000 to £206,000. It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 31 similar homes in the same postcode sector (25%). The confidence score is 59 out of 100 (medium): estimates like this one are typically within 10% of the eventual sale price.

It last sold in March 1998 for £36,000. The current estimate is 383% higher than that price. The current owner has held it for about 28 years.

Its EPC energy-efficiency rating is band C (73 out of 100), with a potential of band A (106) after the recommended improvements. The certificate records a total floor area of 102 m² (1,098 sq ft). It was lodged in May 2021.

The modelled value is down 4% over the past year and up 9% over the past five years.

Among 7 nearby properties Stede tracks in the SA43 area, estimated values run from £130,000 to £183,000. This mid-terrace house's £174,000 sits around the middle of that range.

Common questions

How much is 4 Williams Terrace, Cardigan, Ceredigion, SA43 1EJ worth?

Stede estimates 4 Williams Terrace, Cardigan, Ceredigion, SA43 1EJ is worth £174,000 as of November 2026, within a likely range of £132,000 to £206,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.

When did 4 Williams Terrace, Cardigan, Ceredigion, SA43 1EJ last sell?

It last sold in March 1998 for £36,000.

What type of property is 4 Williams Terrace, Cardigan, Ceredigion, SA43 1EJ?

It is recorded as a Mid-terrace house on Williams Terrace in the SA43 postcode area.

What is the EPC rating of 4 Williams Terrace, Cardigan, Ceredigion, SA43 1EJ?

4 Williams Terrace, Cardigan, Ceredigion, SA43 1EJ has an EPC energy-efficiency rating of band C (73 out of 100). Its potential rating after the recommended improvements is band A (106). The certificate records a floor area of 102 m² (1,098 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 59 out of 100 (medium). Tested against real sales of similar homes, estimates like this one are typically within 10% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 31 similar homes in the same postcode sector (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.

How we got this figure

We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 48,454 real sales of similar homes.

  • Recent price per m² in the same postcode sector, for its 102 m²£185,10550%
  • Its sale in March 1998, brought up to today with the House Price Index£144,87525%
  • 31 similar homes sold recently in the same postcode sector£179,63425%

Estimate £174,000, likely £132,000 – £206,000

Read the full methodology and data sources →