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4 North Terrace, St Ives, Cornwall, TR26 1QL

How much is 4 North Terrace, St Ives, Cornwall, TR26 1QL worth?

Estimated value — November 2026

£521,000

Likely range £376,000 – £709,000Four in five similar homes sold within their range when we tested it.

Latest recorded sale May 2015

46%

confidence

Medium

Typically within 13% of the sale price

Property details

Mid-terrace house

North Terrace · St Ives · TR26 1QL

122 m²1,313 sq ftFloor area
before 1900Built
Mains gas boilerHeating

Energy performance

Current ratingD60
PotentialB84

Mains Gas (Not Community) · EPC 6334-6420-5409-0101-3226 · inspected October 2024

Address

District
Cornwall
County
Cornwall
See house prices in TR26 →

Value over time

  • Modelled value
  • Recorded sale
  • Projected
  • Likely range (80%)
  • Today's estimate
£300k£400k£500k£600k£700k£800k20162017201820192020202120222023202420252026£521,000

Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. A sale we treat with caution is shown but the line doesn't pass through it. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueLikely rangeRecorded sale
2015£382,875—£450,000
2016£379,393——
2017£400,368——
2018£413,149——
2019£421,763——
2020£467,573——
2021£501,775——
2022£567,101——
2023£535,537——
2024£535,420——
2025£522,409——
2026£521,000£376,000 – £709,000—

Sale history

2015Sold
£450,000

Treated with caution in this estimate: recorded by HM Land Registry as an additional price paid entry.

2026Today — estimated
+16%£521,000

Mortgage calculator

£2,796

Estimated monthly repayment

£468,900

Loan amount

£537,745

Total interest

£1,006,645

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

4 North Terrace, St Ives, Cornwall, TR26 1QL is a mid-terrace house on North Terrace in St Ives, Cornwall. Stede's estimated value for November 2026 is £521,000. Four in five similar homes sold within their likely range when tested; for this property that range is £376,000 to £709,000. It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 59 similar homes in the same postcode sector (25%). The confidence score is 46 out of 100 (medium): estimates like this one are typically within 13% of the eventual sale price.

It last sold in May 2015 for £450,000. The current estimate is 16% higher than that price. The current owner has held it for about 11 years.

Its EPC energy-efficiency rating is band D (60 out of 100), with a potential of band B (84) after the recommended improvements. The certificate records a total floor area of 122 m² (1,313 sq ft). It was lodged in October 2024.

The modelled value is down 1% over the past year and up 4% over the past five years.

Among 7 nearby properties Stede tracks in the TR26 area, estimated values run from £236,000 to £513,000. This mid-terrace house's £521,000 sits above that range.

Common questions

How much is 4 North Terrace, St Ives, Cornwall, TR26 1QL worth?

Stede estimates 4 North Terrace, St Ives, Cornwall, TR26 1QL is worth £521,000 as of November 2026, within a likely range of £376,000 to £709,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.

When did 4 North Terrace, St Ives, Cornwall, TR26 1QL last sell?

It last sold in May 2015 for £450,000.

What type of property is 4 North Terrace, St Ives, Cornwall, TR26 1QL?

It is recorded as a Mid-terrace house on North Terrace in the TR26 postcode area.

What is the EPC rating of 4 North Terrace, St Ives, Cornwall, TR26 1QL?

4 North Terrace, St Ives, Cornwall, TR26 1QL has an EPC energy-efficiency rating of band D (60 out of 100). Its potential rating after the recommended improvements is band B (84). The certificate records a floor area of 122 m² (1,313 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 46 out of 100 (medium). Tested against real sales of similar homes, estimates like this one are typically within 13% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 59 similar homes in the same postcode sector (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.

How we got this figure

We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 50,828 real sales of similar homes.

  • Recent price per m² in the same postcode sector, for its 122 m²£543,06050%
  • Its sale in May 2015, brought up to today with the House Price Index — a sale we treat with caution£611,14325%
  • 59 similar homes sold recently in the same postcode sector£385,09125%

Estimate £521,000, likely £376,000 – £709,000

Read the full methodology and data sources →