How much is 4 Cardigan Road, Wallasey, Wirral, Merseyside, CH45 5AZ worth?
Estimated value — November 2026
£164,000
Likely range £126,000 – £217,000Four in five similar homes sold within their range when we tested it.
Latest recorded sale July 1999
45%
confidence
Medium
Typically within 14% of the sale price
Property details
Mid-terrace house
Cardigan Road · Wallasey · CH45 5AZ
Energy performance
Mains Gas (Not Community) · EPC 1090-6094-0422-5104-3093 · inspected October 2021
Address
- District
- Wirral
- County
- Merseyside
Value over time
- Modelled value
- Projected
- Likely range (80%)
- Today's estimate
Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.
View as a table
| Year | Modelled value | Likely range |
|---|---|---|
| 2000 | £12,251 | £10,636 – £14,576 |
| 2001 | £14,882 | £12,811 – £17,407 |
| 2002 | £19,336 | £16,459 – £22,679 |
| 2003 | £27,174 | £22,877 – £32,114 |
| 2004 | £38,767 | £32,296 – £46,271 |
| 2005 | £42,808 | £35,340 – £51,405 |
| 2006 | £50,585 | £41,461 – £60,958 |
| 2007 | £54,474 | £44,315 – £65,975 |
| 2008 | £50,321 | £40,562 – £61,379 |
| 2009 | £53,735 | £42,922 – £66,034 |
| 2010 | £53,563 | £42,454 – £66,308 |
| 2011 | £57,209 | £45,143 – £71,395 |
| 2012 | £59,086 | £46,550 – £74,275 |
| 2013 | £61,999 | £48,720 – £78,634 |
| 2014 | £67,694 | £53,109 – £86,421 |
| 2015 | £71,969 | £61,861 – £86,067 |
| 2016 | £75,951 | £64,634 – £91,735 |
| 2017 | £83,718 | £70,527 – £102,116 |
| 2018 | £89,626 | £74,738 – £110,391 |
| 2019 | £92,766 | £76,562 – £115,366 |
| 2020 | £104,314 | £85,201 – £130,972 |
| 2021 | £114,492 | £92,534 – £145,117 |
| 2022 | £133,638 | £106,865 – £170,979 |
| 2023 | £134,084 | £106,075 – £173,149 |
| 2024 | £144,001 | £112,688 – £187,674 |
| 2025 | £156,878 | £121,423 – £206,328 |
| 2026 | £164,000 | £126,000 – £217,000 |
Sale history
Mortgage calculator
£880
Estimated monthly repayment
£147,600
Loan amount
£169,271
Total interest
£316,871
Total repayable
A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.
Related properties
- 8 Cardigan Road, Wallasey, Wirral, Merseyside, CH45 5AZ£10,000 · 1999£164,000
- 6 Cardigan Road, Wallasey, Wirral, Merseyside, CH45 5AZ£10,000 · 1999£152,000
- 27 Cardigan Road, Wallasey, Wirral, Merseyside, CH45 5AZ£18,000 · 1999£108,000
- 10 Cardigan Road, Wallasey, Wirral, Merseyside, CH45 5AZ£33,000 · 1999£227,000
About this property
4 Cardigan Road, Wallasey, Wirral, Merseyside, CH45 5AZ is a mid-terrace house on Cardigan Road in Wallasey, Merseyside. Stede's estimated value for November 2026 is £164,000. Four in five similar homes sold within their likely range when tested; for this property that range is £126,000 to £217,000. It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 50 similar homes in the same postcode sector (25%). The confidence score is 45 out of 100 (medium): estimates like this one are typically within 14% of the eventual sale price.
It last sold in July 1999 for £10,000. It has 2 sales on record, the earliest in 1999. The current estimate is 1540% higher than that price. The current owner has held it for about 27 years.
Its EPC energy-efficiency rating is band C (76 out of 100), with a potential of band B (86) after the recommended improvements. The certificate records a total floor area of 104 m² (1,119 sq ft). It was lodged in October 2021.
The modelled value is up 6% over the past year and up 42% over the past five years.
Among 4 nearby properties Stede tracks in the CH45 area, estimated values run from £108,000 to £227,000. This mid-terrace house's £164,000 sits around the middle of that range.
Common questions
How much is 4 Cardigan Road, Wallasey, Wirral, Merseyside, CH45 5AZ worth?
Stede estimates 4 Cardigan Road, Wallasey, Wirral, Merseyside, CH45 5AZ is worth £164,000 as of November 2026, within a likely range of £126,000 to £217,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.
When did 4 Cardigan Road, Wallasey, Wirral, Merseyside, CH45 5AZ last sell?
It last sold in July 1999 for £10,000. There are 2 sales on record, the earliest in 1999.
What type of property is 4 Cardigan Road, Wallasey, Wirral, Merseyside, CH45 5AZ?
It is recorded as a Mid-terrace house on Cardigan Road in the CH45 postcode area.
What is the EPC rating of 4 Cardigan Road, Wallasey, Wirral, Merseyside, CH45 5AZ?
4 Cardigan Road, Wallasey, Wirral, Merseyside, CH45 5AZ has an EPC energy-efficiency rating of band C (76 out of 100). Its potential rating after the recommended improvements is band B (86). The certificate records a floor area of 104 m² (1,119 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.
How reliable is this estimate?
The confidence score is 45 out of 100 (medium). Tested against real sales of similar homes, estimates like this one are typically within 14% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.
How does Stede calculate this estimate?
It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 50 similar homes in the same postcode sector (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.
How we got this figure
We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 6,542 real sales of similar homes.
- Recent price per m² in the same postcode sector, for its 104 m²£210,34650%
- Its sale in July 1999, brought up to today with the House Price Index£45,97525%
- 50 similar homes sold recently in the same postcode sector£191,26625%
Estimate £164,000, likely £126,000 – £217,000
Read the full methodology and data sources →