Stede Logo

Stede

4 Bank Close, Galgate, Lancaster, Lancashire, LA2 0NZ

How much is 4 Bank Close, Galgate, Lancaster, Lancashire, LA2 0NZ worth?

Estimated value — July 2026

£231,000

Latest recorded sale October 1995

0%

confidence

Low

Property details

Semi-detached house

Bank Close · Lancaster · LA2 0NZ

103 m²1,109 sq ftFloor area
1967-1975Built
Mains gas boilerHeating

Energy performance

Current ratingC69
PotentialA101

Mains Gas (Not Community) · EPC 8475-7022-0190-9854-3906 · inspected February 2015

Address

District
Lancaster
County
Lancashire
See house prices in LA2 →

Value over time

  • Modelled value
  • Today's estimate
£50k£100k£150k£200k£250k20002002200420062008201020122014201620182020202220242026£231,000

Modelled by indexing this property's most recent recorded sale, month by month, against the UK House Price Index for its area and property type. Earlier sales are shown as recorded. Today's estimate also uses the property's earlier sales, so it can sit a little off the line.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled value
2000£57,707
2001£62,911
2002£80,769
2003£100,043
2004£130,868
2005£132,357
2006£143,420
2007£156,750
2008£136,517
2009£142,401
2010£137,920
2011£135,765
2012£140,027
2013£141,214
2014£144,501
2015£152,432
2016£154,430
2017£157,798
2018£158,574
2019£169,554
2020£177,352
2021£195,149
2022£216,400
2023£218,863
2024£221,462
2025£225,935
2026£231,114

Sale history

1995Sold
£49,500
2026Today — estimated
+367%£231,000

Mortgage calculator

£1,240

Estimated monthly repayment

£207,900

Loan amount

£238,424

Total interest

£446,324

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

4 Bank Close, Galgate, Lancaster, Lancashire, LA2 0NZ is a semi-detached house on Bank Close in Lancaster, Lancashire. Stede's estimated value for July 2026 is £231,000. It re-indexes the property's recorded sale prices to today using the UK House Price Index. The confidence score is 0 out of 100 (low), based on how recent the most recent recorded sale is.

It last sold in October 1995 for £49,500. The current estimate is 367% higher than that price. The current owner has held it for about 31 years.

Its EPC energy-efficiency rating is band C (69 out of 100), with a potential of band A (101) after the recommended improvements. The certificate records a total floor area of 103 m² (1,109 sq ft). It was lodged in February 2015.

The modelled value is up 6% over the past year and up 25% over the past five years.

Among 4 nearby properties Stede tracks in the LA2 area, estimated values run from £266,000 to £393,000. This semi-detached house's £231,000 sits below that range.

Common questions

How much is 4 Bank Close, Galgate, Lancaster, Lancashire, LA2 0NZ worth?

Stede estimates 4 Bank Close, Galgate, Lancaster, Lancashire, LA2 0NZ is worth £231,000 as of July 2026. The estimate is generated automatically from recorded sale prices and the UK House Price Index, and is not a formal valuation.

When did 4 Bank Close, Galgate, Lancaster, Lancashire, LA2 0NZ last sell?

It last sold in October 1995 for £49,500.

What type of property is 4 Bank Close, Galgate, Lancaster, Lancashire, LA2 0NZ?

It is recorded as a Semi-detached house on Bank Close in the LA2 postcode area.

What is the EPC rating of 4 Bank Close, Galgate, Lancaster, Lancashire, LA2 0NZ?

4 Bank Close, Galgate, Lancaster, Lancashire, LA2 0NZ has an EPC energy-efficiency rating of band C (69 out of 100). Its potential rating after the recommended improvements is band A (101). The certificate records a floor area of 103 m² (1,109 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 0 out of 100 (low), which reflects how recent the most recent recorded sale is rather than local market volatility. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

Stede re-indexes this property's recorded sale prices to today using the House Price Index for its type and region, and tests the result against real sales to set the likely range and confidence. Full detail is on the methodology page.

How we calculated this

This estimate re-indexes the property's recorded sale prices to today with the UK House Price Index for its area and type. The confidence score reflects how recent the most recent recorded sale is.

2

Valuation methods used

1

Recorded sales on file

1995

Most recent recorded sale

Read the full methodology and data sources →