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39 Waterloo Road, Penylan, Cardiff, CF23 9BJ

How much is 39 Waterloo Road, Penylan, Cardiff, CF23 9BJ worth?

Estimated value — November 2026

£505,000

Likely range £417,000 – £604,000Four in five similar homes sold within their range when we tested it.

Latest recorded sale June 2014

65%

confidence

High

Typically within 9% of the sale price

Property details

Semi-detached house

Waterloo Road · Cardiff · CF23 9BJ

132 m²1,421 sq ftFloor area
1930-1949Built
Mains gas boilerHeating

Energy performance

Current ratingC72
PotentialB83

Mains Gas (Not Community) · EPC 0020-2818-7174-9324-4091 · inspected March 2014 · lodged April 2014

Address

District
Cardiff
County
Cardiff
See house prices in CF23 →

Value over time

  • Modelled value
  • Recorded sale
  • Projected
  • Likely range (80%)
  • Today's estimate
£200k£300k£400k£500k£600k£700k2008201020122014201620182020202220242026£505,000

Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueLikely rangeRecorded sale
2006£350,246£297,463 – £473,488£348,000, £277,000
2007£356,061£311,333 – £426,398—
2008£316,846£276,298 – £366,410—
2009£323,995£280,437 – £373,050—
2010£329,420£284,157 – £379,217—
2011£337,072£293,032 – £389,036—
2012£335,981£293,497 – £396,025—
2013£345,125£297,012 – £441,430—
2014£375,192£322,350 – £478,608£363,000
2015£385,444£334,434 – £455,151—
2016£392,803£337,963 – £456,739—
2017£408,659£348,175 – £475,710—
2018£421,250£355,779 – £492,919—
2019£430,578£360,962 – £506,863—
2020£436,809£364,191 – £515,633—
2021£471,756£391,887 – £557,798—
2022£518,505£429,340 – £614,636—
2023£501,143£413,782 – £596,004—
2024£498,451£411,009 – £594,399—
2025£500,172£412,572 – £597,697—
2026£505,000£417,000 – £604,000—

Sale history

2006Sold
£277,000
2006Sold
+26%£348,000
2014Sold
+4%£363,000
2026Today — estimated
+39%£505,000

Mortgage calculator

£2,710

Estimated monthly repayment

£454,500

Loan amount

£521,231

Total interest

£975,731

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

39 Waterloo Road, Penylan, Cardiff, CF23 9BJ is a semi-detached house on Waterloo Road in Cardiff. Stede's estimated value for November 2026 is £505,000. Four in five similar homes sold within their likely range when tested; for this property that range is £417,000 to £604,000. It combines its own last sale brought up to date with the House Price Index (50%), recent sales of 77 similar homes in the same postcode sector (25%) and their price per m² applied to its floor area (25%). The confidence score is 65 out of 100 (high): estimates like this one are typically within 9% of the eventual sale price.

It last sold in June 2014 for £363,000. It has 3 sales on record, the earliest in 2006. The current estimate is 39% higher than that price. The current owner has held it for about 12 years.

Its EPC energy-efficiency rating is band C (72 out of 100), with a potential of band B (83) after the recommended improvements. The certificate records a total floor area of 132 m² (1,421 sq ft). It was lodged in April 2014.

The modelled value is up 1% over the past year and up 8% over the past five years.

Among 7 nearby properties Stede tracks in the CF23 area, estimated values run from £454,000 to £566,000. This semi-detached house's £505,000 sits around the middle of that range.

Common questions

How much is 39 Waterloo Road, Penylan, Cardiff, CF23 9BJ worth?

Stede estimates 39 Waterloo Road, Penylan, Cardiff, CF23 9BJ is worth £505,000 as of November 2026, within a likely range of £417,000 to £604,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.

When did 39 Waterloo Road, Penylan, Cardiff, CF23 9BJ last sell?

It last sold in June 2014 for £363,000. There are 3 sales on record, the earliest in 2006.

What type of property is 39 Waterloo Road, Penylan, Cardiff, CF23 9BJ?

It is recorded as a Semi-detached house on Waterloo Road in the CF23 postcode area.

What is the EPC rating of 39 Waterloo Road, Penylan, Cardiff, CF23 9BJ?

39 Waterloo Road, Penylan, Cardiff, CF23 9BJ has an EPC energy-efficiency rating of band C (72 out of 100). Its potential rating after the recommended improvements is band B (83). The certificate records a floor area of 132 m² (1,421 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 65 out of 100 (high). Tested against real sales of similar homes, estimates like this one are typically within 9% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

It combines its own last sale brought up to date with the House Price Index (50%), recent sales of 77 similar homes in the same postcode sector (25%) and their price per m² applied to its floor area (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.

How we got this figure

We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 77,975 real sales of similar homes.

  • Its sale in June 2014, brought up to today with the House Price Index£612,42550%
  • 77 similar homes sold recently in the same postcode sector£334,25625%
  • Recent price per m² in the same postcode sector, for its 132 m²£462,01225%

Estimate £505,000, likely £417,000 – £604,000

Read the full methodology and data sources →