Stede Logo

Stede

31 Prospect Terrace, Chesterfield, Derbyshire, S40 4HD

How much is 31 Prospect Terrace, Chesterfield, Derbyshire, S40 4HD worth?

Estimated value — July 2026

£128,000

Latest recorded sale February 2022

84%

confidence

High

Property details

Mid-terrace house

Prospect Terrace · Chesterfield · S40 4HD

83 m²893 sq ftFloor area
1900-1929Built
Mains gas boilerHeating

Energy performance

Current ratingE39
PotentialC80

Mains Gas (Not Community) · EPC 0030-2306-8070-2429-2721 · inspected March 2021

Address

District
Chesterfield
County
Derbyshire
See house prices in S40 →

Value over time

  • Modelled value
  • Recorded sale
  • Today's estimate
£0£50k£100k£150k20002002200420062008201020122014201620182020202220242026£128,000

Modelled by indexing this property's most recent recorded sale, month by month, against the UK House Price Index for its area and property type. Earlier sales are shown as recorded. Today's estimate also uses the property's earlier sales, so it can sit a little off the line.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueRecorded sale
2000£29,282—
2001£32,667—
2002£40,418—
2003£53,854—
2004£68,006—
2005£75,446—
2006£80,348—
2007£84,663£97,500
2008£75,461—
2009£73,306—
2010£73,026—
2011£71,575—
2012£74,400—
2013£74,885—
2014£77,563—
2015£81,662—
2016£84,808—
2017£89,987—
2018£93,082—
2019£94,172—
2020£99,588—
2021£107,271—
2022£117,419£110,000
2023£116,363—
2024£119,385—
2025£121,294—
2026£123,819—

Sale history

1997Sold
£33,000
2007Sold
+195%£97,500
2022Sold
+13%£110,000
2026Today — estimated
+16%£128,000

Mortgage calculator

£687

Estimated monthly repayment

£115,200

Loan amount

£132,114

Total interest

£247,314

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

31 Prospect Terrace, Chesterfield, Derbyshire, S40 4HD is a mid-terrace house on Prospect Terrace in Chesterfield, Derbyshire. Stede's estimated value for July 2026 is £128,000. It re-indexes the property's recorded sale prices to today using the UK House Price Index. The confidence score is 84 out of 100 (high), based on how recent the most recent recorded sale is.

It last sold in February 2022 for £110,000. It has 3 sales on record, the earliest in 1997. The current estimate is 16% higher than that price. The current owner has held it for about 4 years.

Its EPC energy-efficiency rating is band E (39 out of 100), with a potential of band C (80) after the recommended improvements. The certificate records a total floor area of 83 m² (893 sq ft). It was lodged in March 2021.

The modelled value is up 5% over the past year and up 16% over the past five years.

Among 10 nearby properties Stede tracks in the S40 area, estimated values run from £109,000 to £154,000. This mid-terrace house's £128,000 sits around the middle of that range.

Common questions

How much is 31 Prospect Terrace, Chesterfield, Derbyshire, S40 4HD worth?

Stede estimates 31 Prospect Terrace, Chesterfield, Derbyshire, S40 4HD is worth £128,000 as of July 2026. The estimate is generated automatically from recorded sale prices and the UK House Price Index, and is not a formal valuation.

When did 31 Prospect Terrace, Chesterfield, Derbyshire, S40 4HD last sell?

It last sold in February 2022 for £110,000. There are 3 sales on record, the earliest in 1997.

What type of property is 31 Prospect Terrace, Chesterfield, Derbyshire, S40 4HD?

It is recorded as a Mid-terrace house on Prospect Terrace in the S40 postcode area.

What is the EPC rating of 31 Prospect Terrace, Chesterfield, Derbyshire, S40 4HD?

31 Prospect Terrace, Chesterfield, Derbyshire, S40 4HD has an EPC energy-efficiency rating of band E (39 out of 100). Its potential rating after the recommended improvements is band C (80). The certificate records a floor area of 83 m² (893 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 84 out of 100 (high), which reflects how recent the most recent recorded sale is rather than local market volatility. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

Stede re-indexes this property's recorded sale prices to today using the House Price Index for its type and region, and tests the result against real sales to set the likely range and confidence. Full detail is on the methodology page.

How we calculated this

This estimate re-indexes the property's recorded sale prices to today with the UK House Price Index for its area and type. The confidence score reflects how recent the most recent recorded sale is.

2

Valuation methods used

3

Recorded sales on file

2022

Most recent recorded sale

Read the full methodology and data sources →