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3 Swallow Wharf, Lancaster, Lancashire, LA1 3JA

How much is 3 Swallow Wharf, Lancaster, Lancashire, LA1 3JA worth?

Estimated value — November 2026

£114,000

Likely range £84,000 – £138,000Four in five similar homes sold within their range when we tested it.

Latest recorded sale December 1999

53%

confidence

Medium

Typically within 12% of the sale price

Property details

Flat / Maisonette

Swallow Wharf · Lancaster · LA1 3JA

36 m²388 sq ftFloor area
1950-1966Built
Mains gas boilerHeating

Energy performance

Current ratingC71
PotentialC76

Mains Gas (Not Community) · EPC 8220-6929-5240-3349-0222 · inspected January 2020

Address

District
Lancaster
County
Lancashire
See house prices in LA1 →

Value over time

  • Modelled value
  • Projected
  • Likely range (80%)
  • Today's estimate
£0£50k£100k£150k£200k20002002200420062008201020122014201620182020202220242026£114,000

Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueLikely range
2000£54,216£47,134 – £65,153
2001£59,505£51,316 – £69,080
2002£76,635£65,263 – £88,751
2003£94,172£79,174 – £109,223
2004£123,373£102,473 – £144,182
2005£123,428£101,311 – £144,982
2006£130,718£106,331 – £153,458
2007£141,790£114,382 – £166,620
2008£119,795£95,669 – £141,126
2009£118,093£93,217 – £139,888
2010£108,268£84,657 – £128,567
2011£104,214£80,739 – £124,534
2012£104,420£80,750 – £125,151
2013£102,250£78,681 – £123,232
2014£102,498£78,627 – £124,285
2015£105,030£88,446 – £118,297
2016£106,246£88,422 – £120,505
2017£106,671£87,723 – £121,830
2018£102,869£83,581 – £118,299
2019£105,986£85,068 – £122,721
2020£105,643£83,750 – £123,157
2021£114,419£89,578 – £134,292
2022£122,308£94,547 – £144,517
2023£120,813£92,199 – £143,704
2024£118,375£89,171 – £141,738
2025£115,761£86,059 – £139,522
2026£114,000£84,000 – £138,000

Sale history

1999Sold
£49,950
2026Today — estimated
+128%£114,000

Mortgage calculator

£612

Estimated monthly repayment

£102,600

Loan amount

£117,664

Total interest

£220,264

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

3 Swallow Wharf, Lancaster, Lancashire, LA1 3JA is a flat on Swallow Wharf in Lancaster, Lancashire. Stede's estimated value for November 2026 is £114,000. Four in five similar homes sold within their likely range when tested; for this property that range is £84,000 to £138,000. It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 50 similar homes in the same postcode sector (25%). The confidence score is 53 out of 100 (medium): estimates like this one are typically within 12% of the eventual sale price.

It last sold in December 1999 for £49,950. The current estimate is 128% higher than that price. The current owner has held it for about 27 years.

Its EPC energy-efficiency rating is band C (71 out of 100). The certificate records a total floor area of 36 m² (388 sq ft). It was lodged in January 2020.

The modelled value is down 1% over the past year and down 1% over the past five years.

Among 10 nearby properties Stede tracks in the LA1 area, estimated values run from £129,000 to £279,000. This flat's £114,000 sits below that range.

Common questions

How much is 3 Swallow Wharf, Lancaster, Lancashire, LA1 3JA worth?

Stede estimates 3 Swallow Wharf, Lancaster, Lancashire, LA1 3JA is worth £114,000 as of November 2026, within a likely range of £84,000 to £138,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.

When did 3 Swallow Wharf, Lancaster, Lancashire, LA1 3JA last sell?

It last sold in December 1999 for £49,950.

What type of property is 3 Swallow Wharf, Lancaster, Lancashire, LA1 3JA?

It is recorded as a Flat / Maisonette on Swallow Wharf in the LA1 postcode area.

What is the EPC rating of 3 Swallow Wharf, Lancaster, Lancashire, LA1 3JA?

3 Swallow Wharf, Lancaster, Lancashire, LA1 3JA has an EPC energy-efficiency rating of band C (71 out of 100). The certificate records a floor area of 36 m² (388 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 53 out of 100 (medium). Tested against real sales of similar homes, estimates like this one are typically within 12% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 50 similar homes in the same postcode sector (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.

How we got this figure

We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 15,342 real sales of similar homes.

  • Recent price per m² in the same postcode sector, for its 36 m²£86,73850%
  • Its sale in December 1999, brought up to today with the House Price Index£119,20425%
  • 50 similar homes sold recently in the same postcode sector£164,86925%

Estimate £114,000, likely £84,000 – £138,000

Read the full methodology and data sources →