How much is 3 Elm Terrace, Penrith, Eden, Cumbria, CA11 7JY worth?
Estimated value — November 2026
£261,000
Likely range £198,000 – £309,000Four in five similar homes sold within their range when we tested it.
Latest recorded sale April 1998
59%
confidence
Medium
Typically within 10% of the sale price
Property details
Mid-terrace house
Elm Terrace · Penrith · CA11 7JY
Energy performance
Mains Gas (Not Community) · EPC 9338-5990-7222-4515-4984 · inspected December 2015
Address
- District
- Eden
- County
- Cumbria
Value over time
- Modelled value
- Projected
- Likely range (80%)
- Today's estimate
Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.
View as a table
| Year | Modelled value | Likely range |
|---|---|---|
| 2000 | £73,589 | £63,136 – £85,079 |
| 2001 | £80,363 | £68,157 – £92,845 |
| 2002 | £97,772 | £82,002 – £113,497 |
| 2003 | £125,471 | £104,109 – £146,394 |
| 2004 | £164,383 | £135,210 – £191,864 |
| 2005 | £179,431 | £146,508 – £209,337 |
| 2006 | £197,864 | £160,216 – £231,106 |
| 2007 | £216,237 | £173,343 – £253,522 |
| 2008 | £190,764 | £151,541 – £224,256 |
| 2009 | £202,312 | £159,396 – £238,887 |
| 2010 | £192,886 | £151,516 – £228,530 |
| 2011 | £185,399 | £145,233 – £220,581 |
| 2012 | £186,026 | £145,363 – £222,564 |
| 2013 | £183,511 | £143,103 – £219,825 |
| 2014 | £192,495 | £165,163 – £213,319 |
| 2015 | £195,733 | £166,274 – £218,178 |
| 2016 | £198,220 | £166,698 – £222,237 |
| 2017 | £207,741 | £172,935 – £234,260 |
| 2018 | £206,354 | £170,022 – £234,035 |
| 2019 | £210,407 | £171,569 – £239,998 |
| 2020 | £225,990 | £182,351 – £259,239 |
| 2021 | £228,362 | £182,319 – £263,442 |
| 2022 | £251,368 | £198,545 – £291,614 |
| 2023 | £253,125 | £197,776 – £295,295 |
| 2024 | £259,990 | £200,925 – £304,992 |
| 2025 | £256,073 | £195,717 – £302,059 |
| 2026 | £261,000 | £198,000 – £309,000 |
Sale history
Mortgage calculator
£1,401
Estimated monthly repayment
£234,900
Loan amount
£269,389
Total interest
£504,289
Total repayable
A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.
Related properties
- 4 Elm Terrace, Penrith, Eden, Cumbria, CA11 7JY£197,000 · 2015£243,000
- 8 Elm Terrace, Penrith, Eden, Cumbria, CA11 7JY£160,000 · 2014£241,000
- 6 Elm Terrace, Penrith, Eden, Cumbria, CA11 7JY£92,000 · 2002£251,000
- 2 Elm Terrace, Penrith, Eden, Cumbria, CA11 7JY£60,000 · 1998£249,000
- 7 Elm Terrace, Penrith, Westmorland And Furness, CA11 7JY£262,500 · 2026£292,000
- 1 Elm Terrace, Penrith, Westmorland And Furness, CA11 7JY£295,000 · 2026£335,000
About this property
3 Elm Terrace, Penrith, Eden, Cumbria, CA11 7JY is a mid-terrace house on Elm Terrace in Penrith, Cumbria. Stede's estimated value for November 2026 is £261,000. Four in five similar homes sold within their likely range when tested; for this property that range is £198,000 to £309,000. It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 61 similar homes in the same postcode sector (25%). The confidence score is 59 out of 100 (medium): estimates like this one are typically within 10% of the eventual sale price.
It last sold in April 1998 for £64,500. The current estimate is 305% higher than that price. The current owner has held it for about 28 years.
Its EPC energy-efficiency rating is band D (58 out of 100), with a potential of band B (82) after the recommended improvements. The certificate records a total floor area of 133 m² (1,432 sq ft). It was lodged in December 2015.
The modelled value is up 1% over the past year and up 14% over the past five years.
Among 6 nearby properties Stede tracks in the CA11 area, estimated values run from £241,000 to £335,000. This mid-terrace house's £261,000 sits around the middle of that range.
Common questions
How much is 3 Elm Terrace, Penrith, Eden, Cumbria, CA11 7JY worth?
Stede estimates 3 Elm Terrace, Penrith, Eden, Cumbria, CA11 7JY is worth £261,000 as of November 2026, within a likely range of £198,000 to £309,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.
When did 3 Elm Terrace, Penrith, Eden, Cumbria, CA11 7JY last sell?
It last sold in April 1998 for £64,500.
What type of property is 3 Elm Terrace, Penrith, Eden, Cumbria, CA11 7JY?
It is recorded as a Mid-terrace house on Elm Terrace in the CA11 postcode area.
What is the EPC rating of 3 Elm Terrace, Penrith, Eden, Cumbria, CA11 7JY?
3 Elm Terrace, Penrith, Eden, Cumbria, CA11 7JY has an EPC energy-efficiency rating of band D (58 out of 100). Its potential rating after the recommended improvements is band B (82). The certificate records a floor area of 133 m² (1,432 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.
How reliable is this estimate?
The confidence score is 59 out of 100 (medium). Tested against real sales of similar homes, estimates like this one are typically within 10% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.
How does Stede calculate this estimate?
It combines their price per m² applied to its floor area (50%), its own last sale brought up to date with the House Price Index (25%) and recent sales of 61 similar homes in the same postcode sector (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.
How we got this figure
We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 48,454 real sales of similar homes.
- Recent price per m² in the same postcode sector, for its 133 m²£287,52050%
- Its sale in April 1998, brought up to today with the House Price Index£285,10225%
- 61 similar homes sold recently in the same postcode sector£182,40025%
Estimate £261,000, likely £198,000 – £309,000
Read the full methodology and data sources →