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28 Prospect Terrace, Chesterfield, Derbyshire, S40 4HD

How much is 28 Prospect Terrace, Chesterfield, Derbyshire, S40 4HD worth?

Estimated value — July 2026

£158,000

Likely range £106,000 – £198,000Four in five similar homes sold within their range when we tested it.

Latest recorded sale September 1999

30%

confidence

Low

Typically within 17% of the sale price

Property details

Mid-terrace house

Prospect Terrace · Chesterfield · S40 4HD

78 m²840 sq ftFloor area
1930-1949Built
Mains gas boilerHeating

Energy performance

Current ratingE45
PotentialB83

Mains Gas (Not Community) · EPC 9909-8427-2000-0049-7202 · inspected March 2021

Address

District
Chesterfield
County
Derbyshire
See house prices in S40 →

Value over time

  • Modelled value
  • Today's estimate
£0£50k£100k£150k£200k20002002200420062008201020122014201620182020202220242026£158,000

Modelled by indexing this property's most recent recorded sale, month by month, against the UK House Price Index for its area and property type. Earlier sales are shown as recorded. Today's estimate also uses the property's earlier sales, so it can sit a little off the line.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled value
2000£37,444
2001£41,773
2002£51,684
2003£68,865
2004£86,962
2005£96,476
2006£102,743
2007£108,261
2008£96,494
2009£93,739
2010£93,380
2011£91,525
2012£95,137
2013£95,758
2014£99,182
2015£104,424
2016£108,446
2017£115,069
2018£119,027
2019£120,420
2020£127,346
2021£137,170
2022£150,147
2023£148,797
2024£152,661
2025£155,103
2026£158,332

Sale history

1999Sold
£34,000
2026Today — estimated
+365%£158,000

Mortgage calculator

£848

Estimated monthly repayment

£142,200

Loan amount

£163,078

Total interest

£305,278

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

28 Prospect Terrace, Chesterfield, Derbyshire, S40 4HD is a mid-terrace house on Prospect Terrace in Chesterfield, Derbyshire. Stede's estimated value for July 2026 is £158,000. Four in five similar homes sold within their likely range when tested; for this property that range is £106,000 to £198,000. It re-indexes the property's recorded sale prices to today using the UK House Price Index. The confidence score is 30 out of 100 (low): estimates like this one are typically within 17% of the eventual sale price.

It last sold in September 1999 for £34,000. The current estimate is 365% higher than that price. The current owner has held it for about 27 years.

Its EPC energy-efficiency rating is band E (45 out of 100), with a potential of band B (83) after the recommended improvements. The certificate records a total floor area of 78 m² (840 sq ft). It was lodged in March 2021.

The modelled value is up 5% over the past year and up 16% over the past five years.

Among 10 nearby properties Stede tracks in the S40 area, estimated values run from £145,000 to £162,000. This mid-terrace house's £158,000 sits around the middle of that range.

Common questions

How much is 28 Prospect Terrace, Chesterfield, Derbyshire, S40 4HD worth?

Stede estimates 28 Prospect Terrace, Chesterfield, Derbyshire, S40 4HD is worth £158,000 as of July 2026, within a likely range of £106,000 to £198,000. The estimate is generated automatically from recorded sale prices and the UK House Price Index, and is not a formal valuation.

When did 28 Prospect Terrace, Chesterfield, Derbyshire, S40 4HD last sell?

It last sold in September 1999 for £34,000.

What type of property is 28 Prospect Terrace, Chesterfield, Derbyshire, S40 4HD?

It is recorded as a Mid-terrace house on Prospect Terrace in the S40 postcode area.

What is the EPC rating of 28 Prospect Terrace, Chesterfield, Derbyshire, S40 4HD?

28 Prospect Terrace, Chesterfield, Derbyshire, S40 4HD has an EPC energy-efficiency rating of band E (45 out of 100). Its potential rating after the recommended improvements is band B (83). The certificate records a floor area of 78 m² (840 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 30 out of 100 (low). Tested against real sales of similar homes, estimates like this one are typically within 17% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

Stede re-indexes this property's recorded sale prices to today using the House Price Index for its type and region, and tests the result against real sales to set the likely range and confidence. Full detail is on the methodology page.

How we calculated this

This estimate re-indexes the property's recorded sale prices to today with the UK House Price Index for its area and type. Its range and confidence come from testing the same method against 49,875 real sales of similar homes.

2

Valuation methods used

1

Recorded sales on file

1999

Most recent recorded sale

Read the full methodology and data sources →