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20 Pearl Square, Chelmsford, Essex, CM2 9FP

How much is 20 Pearl Square, Chelmsford, Essex, CM2 9FP worth?

Estimated value — November 2026

£493,000

Likely range £403,000 – £594,000Four in five similar homes sold within their range when we tested it.

Latest recorded sale October 2010

64%

confidence

Medium

Typically within 9% of the sale price

Property details

Mid-terrace house

Pearl Square · Chelmsford · CM2 9FP

128 m²1,378 sq ftFloor area
2009Built
Mains gas boilerHeating

Energy performance

Current ratingB81
PotentialB83

Gas: Mains Gas · EPC 8790-6233-7470-0802-2922 · inspected July 2010

Address

District
Chelmsford
County
Essex
See house prices in CM2 →

Value over time

  • Modelled value
  • Recorded sale
  • Projected
  • Likely range (80%)
  • Today's estimate
£200k£300k£400k£500k£600k£700k20122014201620182020202220242026£493,000

Drawn through each of this property's recorded sales and ending at today's estimate, with the UK House Price Index for its area and property type filling in the months between. The shaded band is where four in five prices fell when we tested this line against real sales of similar homes; it widens the further a month is from a recorded sale, and today it matches the likely range above.

View as a table
Modelled value at the end of each year, with any recorded sales
YearModelled valueLikely rangeRecorded sale
2010£308,833£262,871 – £412,374£312,000
2011£304,108£264,584 – £363,272—
2012£315,980£273,036 – £367,379—
2013£325,291£278,274 – £378,008—
2014£366,271£310,330 – £427,101—
2015£393,207£330,326 – £461,842—
2016£417,042£347,782 – £491,990—
2017£438,479£363,851 – £517,727—
2018£440,565£363,998 – £521,296—
2019£437,439£359,623 – £519,300—
2020£443,907£363,217 – £529,209—
2021£476,726£388,969 – £569,931—
2022£514,556£419,273 – £617,376—
2023£478,434£390,301 – £575,183—
2024£486,438£397,033 – £585,943—
2025£500,260£408,694 – £602,964—
2026£493,000£403,000 – £594,000—

Sale history

2010Sold
£312,000
2026Today — estimated
+58%£493,000

Mortgage calculator

£2,646

Estimated monthly repayment

£443,700

Loan amount

£508,845

Total interest

£952,545

Total repayable

A guide only, based on a capital repayment mortgage held at a constant interest rate for the full term. Not a mortgage offer or financial advice.

Related properties

About this property

20 Pearl Square, Chelmsford, Essex, CM2 9FP is a mid-terrace house on Pearl Square in Chelmsford, Essex. Stede's estimated value for November 2026 is £493,000. Four in five similar homes sold within their likely range when tested; for this property that range is £403,000 to £594,000. It combines its own last sale brought up to date with the House Price Index (50%), recent sales of 98 similar homes in the same postcode sector (25%) and their price per m² applied to its floor area (25%). The confidence score is 64 out of 100 (medium): estimates like this one are typically within 9% of the eventual sale price.

It last sold in October 2010 for £312,000. The current estimate is 58% higher than that price. The current owner has held it for about 16 years.

Its EPC energy-efficiency rating is band B (81 out of 100). The certificate records a total floor area of 128 m² (1,378 sq ft). It was lodged in July 2010.

The modelled value is down 1% over the past year and up 4% over the past five years.

Among 10 nearby properties Stede tracks in the CM2 area, estimated values run from £277,000 to £546,000. This mid-terrace house's £493,000 sits around the middle of that range.

Common questions

How much is 20 Pearl Square, Chelmsford, Essex, CM2 9FP worth?

Stede estimates 20 Pearl Square, Chelmsford, Essex, CM2 9FP is worth £493,000 as of November 2026, within a likely range of £403,000 to £594,000. The estimate is generated automatically from recorded sale prices of this and similar nearby homes and the UK House Price Index, and is not a formal valuation.

When did 20 Pearl Square, Chelmsford, Essex, CM2 9FP last sell?

It last sold in October 2010 for £312,000.

What type of property is 20 Pearl Square, Chelmsford, Essex, CM2 9FP?

It is recorded as a Mid-terrace house on Pearl Square in the CM2 postcode area.

What is the EPC rating of 20 Pearl Square, Chelmsford, Essex, CM2 9FP?

20 Pearl Square, Chelmsford, Essex, CM2 9FP has an EPC energy-efficiency rating of band B (81 out of 100). The certificate records a floor area of 128 m² (1,378 sq ft). EPC data is published by the Ministry of Housing, Communities & Local Government and reflects the most recent certificate on record.

How reliable is this estimate?

The confidence score is 64 out of 100 (medium). Tested against real sales of similar homes, estimates like this one are typically within 9% of the sale price, and four in five sold within their likely range. The figure is a data model, not a RICS valuation or Home Report, and should not be used for mortgage or legal decisions.

How does Stede calculate this estimate?

It combines its own last sale brought up to date with the House Price Index (50%), recent sales of 98 similar homes in the same postcode sector (25%) and their price per m² applied to its floor area (25%). Each piece of evidence gets the share that proved most accurate when tested against real sales of similar homes, and the same testing sets the likely range and confidence. Full detail is on the methodology page.

How we got this figure

We weighed the evidence below, giving each piece the share that proved most accurate when we tested it against real sales of similar homes. The likely range and confidence come from testing the same method against 79,311 real sales of similar homes.

  • Its sale in October 2010, brought up to today with the House Price Index£494,04250%
  • 98 similar homes sold recently in the same postcode sector£386,18525%
  • Recent price per m² in the same postcode sector, for its 128 m²£596,15525%

Estimate £493,000, likely £403,000 – £594,000

Read the full methodology and data sources →